HSBC UK Reviews 

29,345
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 11,462 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, polite, and professional during phone calls and branch visits. People also appreciate the user-friendly online platform, smooth account switching processes, and reliable day-to-day banking services that make managing finances easy. Reviewers often express long-term loyalty, noting that representatives consistently provide clear guidance and thorough support for various financial needs. However, some people mentioned difficulties reaching customer support through busy phone lines and dealing with local branch closures. Some customers also noted occasional communication issues regarding specific account offers, unfulfilled promotional bonuses, or restrictive mortgage advice.

What people talk about most

Staff

Consumers find staff to be exceptionally helpful, often praising their courteous, professional, and... See more

Service

Customers had positive experiences with service, noting that staff are friendly, professional, and very... See more

Customer service

Customers consistently note positive experiences with customer service, praising helpful and knowledgeable... See more

User experience

Clients share positive opinions on user experience, highlighting that the online platform and mobile... See more

Payment

Users describe ambiguous interactions with payment, as experiences with financial transfers and account... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I did a current account switch thanks to HSBC's incentives. Switch went smoothly and day-to-day banking via app and online is perfect. HSBC has delivered on its promises and so has earned my trust and... See more

Company replied

Rated 5 out of 5 stars

Excellent, efficient and very helpful service. They made what could have been a complicated enquiry easy to deal with and worked hard to find a solution. Chris, the Branch Manager, was brilliant,... See more

Company replied

Rated 5 out of 5 stars

though there are few bank branches still open for face to face contact...the online system seems to work well when combined with the telephone availability. No problems with the representatives when s... See more

Company replied


Company details

  1. Bank

Written by the company

HSBC UK helps millions of people look after their day-to-day finances and manage their wealth, offering retail banking and wealth management to personal and private banking customers. We partner with businesses from small and medium sized enterprises to large corporates – supporting every stage of their growth and their international ambitions – through our universal banking capabilities. Please kindly do not share any personal or sensitive information.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

29K reviews

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Asks customers to review

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Replied to 95% of negative reviews

Typically replies within 24 hours

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4.4

All reviews

(29,345)

10,726 reviews in the last 12 months

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Rated 5 out of 5 stars

Great Bank by all means

Great Bank by all means, I use HSBC for my Personal and Business both, also my Children had account from childhood now as Uni student, HSBC offer them student credit card which help them to improve Credit Rating for there future.
Highly satisfied customer.

24 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for sharing this, Siddharth😊! It’s fantastic to hear that you choose HSBC for both your personal and business banking, and that we've been there for your family from childhood all the way through to university. We are so pleased that the student credit card is helping your children build a strong financial foundation and credit history for their future. Thanks for choosing HSBC 🙌

Rated 5 out of 5 stars

Good, reliable service

Easy to use website. Haven’t needed to visit a bank in years.

24 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for the fantastic feedback, Michael 😊! We are thrilled to hear that you find our website so easy to navigate. Knowing that our digital tools have allowed you to seamlessly manage things from home for years is exactly what we strive for🙌

Rated 1 out of 5 stars

Management of my account

Point of contact providing service changed without explanation

18 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi there, we are really sorry to hear about the experience you have had and would like to look into this for you. Could you please email us quoting the reference number #4847339 with your full name and post code to social.media.uk@hsbc.com. We hope to hear from you soon 🙏

Rated 5 out of 5 stars

Super friendly & knowledgeable…

Super friendly & knowledgeable employee. Gave much more than basic info to enhance my hsbc experience.

24 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi there, thanks for the great feedback 😊! It’s wonderful to hear that our colleague’s expertise and friendly service made such a positive impact on your HSBC experience🙌

Rated 1 out of 5 stars

Bank has no feelings

I have no money out of my account for few months few mont
Hs cant get my penison out i have text them now cant get my iam in dedt noone iam 74 in care home cant afford a bar of soap have money in my account iam deaf cant ring this made me ill with worry i shall go to the news paper

10 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Anne, we are really sorry to hear about the experience you have had and would like to look into this for you. Could you please email us quoting the reference number #4847324 with your full name and post code to social.media.uk@hsbc.com. We hope to hear from you soon.

Rated 5 out of 5 stars

Went into the Solihul branch and was…

Went into the Solihul branch and was served by the dream team of cashiers. Always a pleasure dealing with them - very friendly and efficient!

25 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for the lovely feedback, Henry 😊! We’re absolutely delighted to hear that our Solihull branch team took such great care of you. Providing a friendly, efficient, and welcoming experience is exactly what we aim for. Thank you for choosing HSBC🙌

Rated 1 out of 5 stars

My experience says avoid HSBC Bank

The one star is the application process to switch bank to HSBC was straightforward. No more stars can be given from my poor experience of misinformation, having wrong advice given, not dealing with my disability needs appropriately and taking ages to get through to a live person when needing to discuss issues; due to the inability of the AI agent being used not understanding a basic request and trying every way possible to avoid you being able to speak to a human being. When dealing with customer service agents from a bank you expect their mathematical skills to be spot on too but from my experience of an agent not knowing how many days across a a couple of months etc. does not inspire confidence in the ability of HSBC to provide a quality service. Customer complaints procedures are complicated and take far too long to get a final response (are they dealing with too many customer complaints I ask!). My overall experience tells me to recommend you to not join HSBC they can not provide a reliable customer experience when needing help both from a disability point of view and from a confidence point of view.

The following was added to my review in response to HSBC comment:

Appreciate your response to look into my comments but i have no confidence on HSBC procedures, confirmed by your customer complaints manager’s final assessment taking no account of my disability needs at all and focussing more on my issues with my lack of confidence in your customer service agents. So i will not seek any further communication with HSBC and will follow my own advice and move my account elsewhere.

21 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi David, we are really sorry to hear about the experience you have had and would like to look into this for you. Could you please email us quoting the reference number #4847305 with your full name and post code to social.media.uk@hsbc.com. We hope to hear from you soon.

Rated 5 out of 5 stars

Premier onboarding - excellent experience!

Premier onboarding - excellent experience through the call and got the job done. Thanks to Rachina for all the help and support through the call.

24 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for the positive feedback Vishal. We are very happy to hear that you found the premier onboarding experience to be excellent and that our colleague was able to help and support you during the onboarding. Thank you for choosing HSBC. 😀

Rated 5 out of 5 stars

I had a great experience at HSBC today

I had a great experience at HSBC today. Erika was extremely helpful, patient, and professional throughout the whole process. She explained everything clearly and made the whole banking process much easier for me. I really appreciate her kindness and excellent service. Thank you so much, Erika!

24 September 2026
Unprompted review
Rated 5 out of 5 stars

I had a great experience with HSBC



I had a great experience with HSBC, and I would especially like to thank Erika for her excellent service. She was very friendly, professional and helpful throughout the whole process. Erika took the time to understand my needs, explained everything clearly and made everything smooth and easy. I really appreciate her patience and support. Thank you, Erika, for your outstanding customer service! ⭐️⭐️⭐️⭐️⭐️

24 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

We are happy to hear about the amazing experience you received and excellent service from Erika who was able to support you throughout the whole process. Thank you for leaving us a review with your lovely feedback 🙌

Rated 5 out of 5 stars

I would like to thank Erika for her…

I would like to thank Erika for her great help with my bank‑card application. She was patient, professional and explained everything clearly. The whole process went smoothly. I’m really satisfied with her service.

24 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your positive feedback. We are really happy to hear that Erika was able to help you with your bank card application. We are glad to hear she was patient, professional and took the time to explain everything clearly to you. 😀

Rated 5 out of 5 stars

I had a great experience at HSBC today

I had a great experience at HSBC today. Erika was extremely helpful, patient, and professional throughout the whole process. She explained everything clearly and made the whole banking process much easier for me. I really appreciate her kindness and excellent service. Thank you so much, Erika!

24 September 2026
Unprompted review
Rated 1 out of 5 stars

I contacted HSBC about a scam

I contacted HSBC about a deposit I paid for a machine advertised on ebay - which I was later informed by my bank, could be a scam.
The machine was not delivered and the seller has not delivered the item and does not respond to my emails; so it is a scam.
The HSBC agent was not interested in doing anything depite me giving him the (bogus) sellers name, account number, and sort code - which had been verified by their system whilst I was paying.
He then finished his sentence and immediately rang off before I could even reply or ask a question.
I am very annoyed by this completely don't care attitude, and maybe if the organisations that are supposed to protect our interests, rather than their own, were more helpful and diligent, there wouldn't be so much criminal behaviour.

24 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for taking the time to share your feedback, Geoffrey. We're sorry to hear about your experience when you contacted us regarding a scam you reported, and we apologise for the way your concerns were handled over the phone. We would like to investigate this further. Please email us at social.media.uk@hsbc.com quoting the reference #4847204 in the subject line, include your full name and postcode only and a brief explanation of what has happened. Thank you.

Rated 5 out of 5 stars

Easy transaction

Upgrading my current account by phone, the HSBC staff member was polite and informative and the process was straight forward

24 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thanks for sharing this feedback, Andy😊. It is great to hear that the upgrade was straightforward and that our colleague was polite and informative throughout the call🙌

Rated 1 out of 5 stars

Locked out because HSBC’s voice recognition failed

I wanted to update the email address on my account because I no longer have access to the one currently registered.

I contacted customer services and tried to complete the Data Protection checks. Despite already being on the phone to an agent, HSBC uses automated voice recognition to verify the answers. This was unable to verify my details, even though I am confident the information I provided was correct.

The result is that my account has now been locked and it has become my responsibility to attend an HSBC branch to sort it out. There isn’t even a local branch for me to attend.

I was then told that because the voice recognition failed, once I eventually manage to verify myself it will be removed from my account anyway.

So why is a system like this being used in the first place if, when it fails, the customer is locked out and left responsible for rectifying the problem? I was trying to make a simple change to my account and I am now unable to access it because HSBC’s verification software did not work.

To make matters worse, I also cannot raise a complaint through the normal process because my account is locked.

It seems completely backwards that the consequences of HSBC’s verification system failing fall entirely on the customer.

24 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for taking the time to share your feedback. We are very sorry to hear about your experience while completing security checks over the phone. I understand how frustrating it must have been when you were trying to access your account.

These checks are in place to help protect our customers. Voice recognition can sometimes fail if you’re using speakerphone, there’s background noise, or the network connection is poor. We also understand that visiting a branch isn’t always convenient, especially when there isn’t one nearby.

We’d like to investigate this further. Please email social.media.uk@hsbc.com with the reference number #4847152 as the subject and your full name and postcode. You can share some more details of what has happened, as this will help us investigate and provide support accordingly.

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