Healthy Pets Insurance Reviews 

3,657
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 420 reviews, reviewers overwhelmingly had a great experience with this company, often highlighting the exceptional value, competitive rates, and reliable coverage. Customers consistently praise the friendly, helpful staff who make setting up new policies, managing queries, and completing transactions completely smooth. People deeply appreciate the clear options and the user-friendly website that makes comparing different coverage levels remarkably straightforward. However, some people mentioned that annual renewal prices increased significantly over time, expressing disappointment over a complete lack of loyalty rewards. Consumers also noted unexpected policy caps, strict plan restrictions, and occasional frustration regarding poor communication or unhelpful customer support teams.

What people talk about most

Price

Customers had ambiguous experiences with price, often noting very competitive initial quotes and reasonable... See more

User experience

Reviewers highlight positive aspects of user experience, consistently noting that the website and application... See more

Value for money

Customers consistently note positive experiences with value for money, highlighting sensible prices and... See more

Customer service

Consumers find customer service to be positive, highlighting helpful and pleasant staff who explain policies... See more

Service

Reviewers express mixed feelings about the service, noting both positive and negative experiences. While some... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Have been with Healthy Pets many times over the years. Have always found them up there with the most competitive quotes for the cover provided. I do move away every year or two as with all insurance c... See more

Company replied

Rated 5 out of 5 stars

My pet has been insured with Healthy Pets since 2021. As a rescue from Crete with mixed heritage she has enjoyed a fairly untroubled intoduction to the UK. Apart from a disgnosis of Giardia in her... See more

Company replied

Rated 4 out of 5 stars

Good service. Their cat insurance policy prices are presently cheaper than many other insurers at the moment. Their customer services are easy to get hold of if I have any queries. They process clai... See more

Company replied

Rated 5 out of 5 stars

I received my new quote for my cats health insurance, but found it had increased. I phoned to query this & spoke to a really helpful member of staff. She explained why it had gone up & between us we s... See more

Company replied


Company details

  1. Insurance Agency
  2. Pet Store

Written by the company

Healthy Pets Insurance was founded in 1996 by Mark Effenberg, as Chief Executive of a pet-loving business insuring the UK's cats and dogs. Today, Healthy Pets, which was founded before Google, is an established participant in the £1 billion-plus UK pet insurance market. Based in Petersfield, Hampshire Decades on, the fact that we are a leader in online insurance and know how pet owners think gives Healthy Pets Insurance, as of 2017 part of The Ardonagh Group of companies, a distinct advantage. We talk cats and dogs, and we truly understand that pets really are members of the family. Being internet-based with a team of understanding pet specialists available over the phone, means we can offer high-quality cover at more than competitive prices. Because we are efficient, agile and specialist, and we know pets and their needs from our own experience, Healthy Pets has one of the highest renewal rates in the pet insurance industry because, in our view, whether it's the opening contact or dealing with a complex claim, we know how important it is not just to hear our customers, but to listen to every woof and meow. Mark has always been a dog owner, and it was his experiences as a "pet parent" back in the mid-1990s that caused him to establish Healthy Pets Insurance - for the simple reason that he could not find an insurer at the time who truly understood the bond between a dog and its owner, and, speaking to friends, he found it was much the case with cats too.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.5

All reviews

(3,657)

388 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Healthy Pets are on track

My pet has been insured with Healthy Pets since 2021. As a rescue from Crete with mixed heritage she has enjoyed a fairly untroubled intoduction to the UK.
Apart from a disgnosis of Giardia in her early years she has been resiliant and trouble free. Our claims were easy to deal with giving a quality experience until she was completely clear of the condition. Renewal of our policy is always a pleasure with helpful staff who often find a new policy at a much discounted price.


13 August 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave a review.

We're so glad to hear that your rescue pet is doing well and that you've had such a positive experience with us since 2021! It’s great to know that your claims were handled smoothly during her treatment for Giardia and that our team continues to make your renewals a pleasure by finding you discounted prices.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Healthy Pets

Rated 5 out of 5 stars

Ease of getting covered

Ease of getting covered
Fully informed of every aspect
Competitive rice

13 August 2026
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Reply from Healthy Pets Insurance

hank you for taking the time to leave us a review. We’re pleased to hear that you found it easy to get covered, felt fully informed throughout the process, and were happy with our competitive price.

If you have any further questions or need assistance with your insurance, please don’t hesitate to reach out. Our team will be happy to help.

Kind regards,
Rachel @ Healthy Pets

Rated 4 out of 5 stars

Good service

Good service. Their cat insurance policy prices are presently cheaper than many other insurers at the moment. Their customer services are easy to get hold of if I have any queries. They process claims efficiently. I've used them for multiple years now.

14 August 2026
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Reply from Healthy Pets Insurance

Thank you for your continued support over the years. We’re pleased to hear you’ve found our prices competitive, our customer service easy to reach, and our claims process efficient.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Healthy Pets

Rated 5 out of 5 stars

Great price and good cover for our cat

Great price and good cover for our cat. They also offer a vet advice telephone line. Brilliant service!

14 August 2026
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Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review.

We are delighted to hear that you're pleased with the great price, good cover for your cat, and brilliant service, as well as the convenience of the vet advice telephone line.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Healthy Pets

Rated 4 out of 5 stars

Easy to set up

Easy to set up. Only thing missing is Dental cover

11 August 2026
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Reply from Healthy Pets Insurance

Thank you for your feedback!

We’re pleased to hear you found your policy easy to set up. We also appreciate your suggestion regarding dental cover and will make sure your feedback is passed on to the relevant team.

Thank you for taking the time to share your experience with us.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out!

Kind regards,
Laura @ Healthy Pets

Rated 5 out of 5 stars

Easy to start a policy

Easy to start a policy, haven’t had to claim yet so unsure how helpful that process is, hope my moggy missy will never need too. 🙏

13 August 2026
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Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review. We’re delighted to hear that you found it easy to start your policy. We hope Missy never needs to make a claim, but should you ever need our support, our team will be here to help.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Healthy Pets

Rated 5 out of 5 stars

Have been with Healthy Pets many times…

Have been with Healthy Pets many times over the years. Have always found them up there with the most competitive quotes for the cover provided. I do move away every year or two as with all insurance companies they cannot give their best price year-in-year-out as loyalty unfortunately means nothing in the insurance world anymore. But I would recommend as one of the more reasonable insurance providers out there.

12 August 2026
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Reply from Healthy Pets Insurance

Thank you for your honest and detailed review. We’re really pleased to hear that you’ve returned to Healthy Pets over the years and have consistently found our cover competitively priced.

We completely understand that customers shop around when their renewal comes around, and we’re grateful that you continue to consider us. It’s fantastic to hear that you would recommend us as one of the more reasonable providers. Thank you for your continued support!

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Vicky @ Healthy Pets Insurance.

Rated 5 out of 5 stars

Very kind person at the phone who…

Very kind person at the phone who helped with a new policy for our cat.

6 August 2026
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Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review. We’re delighted to hear that our team member was kind and helpful when arranging your new policy for your cat. We’ll be sure to pass on your lovely feedback.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out. Our team will be happy to help.

Kind regards,
Rachel @ Healthy Pets

Rated 5 out of 5 stars
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review. We’re pleased to hear that you found your experience easy and straightforward online.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out. Our team will be happy to help.

Kind regards,
Rachel @ Healthy Pets

Rated 5 out of 5 stars

A quick and easy to understand what was…

A quick and easy to understand what was covered on the policy.

28 July 2026
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Reply from Healthy Pets Insurance

We are so grateful to you for taking a moment to leave this feedback. It is wonderful to hear that you found our process incredibly swift and that all details regarding your cover were presented with absolute clarity. If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Healthy Pets

Rated 5 out of 5 stars

Easy to navagate and purchase online

Easy to navagate and purchase online. Really good prices and cover for my fur baby!! Went through Top Cash Back so I saved an extra £27 too.

4 August 2026
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Reply from Healthy Pets Insurance

We are so grateful to you for sharing your fantastic experience with us today. It is wonderful to hear that our digital platform was an absolute breeze to use, allowing you to secure great protection for your pet at a highly competitive rate, while also making a fantastic extra saving through the rewards platform. If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Healthy Pets

Rated 2 out of 5 stars

I contacted healthy pets regarding my…

I contacted healthy pets regarding my kittens accident they sent the claim form via email for me to download however my knowledge on technology is very basic I've emailed and called healthy pets regarding this issue and asked for them to send me out a claim form via paper to my home address it's been nearly 2 weeks I'm still awaiting on the claim form from healthy pets I have apologized for this inconvenience that this may cause healthy pets to have them send me out a claim form via paper in the post . I'm now finding this whole situation extremely stressful I had thought that my stress would have disappeared by now since we have our kitten Lewis home from the vet hospital Edinburgh but stress has continued since I still haven't received the claim form in the post . I had expected the claim form by now.

30 July 2026
Unprompted review
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

We are truly sorry to hear about the stress and inconvenience you've experienced while trying to obtain the claim form for your kitten, Lewis. We understand how important it is to have this sorted, especially after such a worrying time with his accident. We sincerely apologise for the delay in receiving the paper claim form you requested.

Our team have raised a complaint on your behalf with the concerns you have raised in this review. Our complaints team will be in contact directly once they have reviewed it.

Kind regards,

Michelle @ Healthy Pets

Rated 5 out of 5 stars

Half the price of my renewal quote with…

Half the price of my renewal quote with a different company, for exactly the same level of cover! Easy to buy online via comparison site.

28 July 2026
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Reply from Healthy Pets Insurance

We are incredibly grateful for your positive feedback and for taking the time to share your experience with us. It is wonderful to hear that your digital registration via the comparison platform was completely straightforward, and we are absolutely delighted that we could slash your existing premium by 50% while fully matching your required protection. If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Healthy Pets

Rated 5 out of 5 stars

Very happy with setting up process

My experience to set my pet insurance up was easy and a decent monthly direct debit cost. I'm pleased not to have needed to put a claim in yet and therefore unable to comment on the claiming process

13 June 2026
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Reply from Healthy Pets Insurance

Thank you for choosing to leave us your feedback today. It is fantastic to know that your setup journey was entirely trouble-free, and we are delighted that our monthly payment options offer great value for your budget. If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Healthy Pets

Rated 5 out of 5 stars

I was impressed how quick Healthy Pets…

I was impressed how quick Healthy Pets sorted my case. I had such a bad experience with Argos Pet insurance about dental plan, and then I changed for Healthy pets because they are one of the only insurer that cover dental plan apart from Argos. But this time, I was not prepared for the illness of my Clarinha, she had cancer and needed surgery, including x-rays, blood tests and lab samples... I was emotionally overwhelmed (dealing with Clara and my mother illness at the same time). the last thing I wanted, would be another hassle dealing with insurer. It was the opposite! They were so helpful and quick, I am profoundly grateful for the support (their communication) and promptness (in one week sorted out)from Healthy Pets in one of the worst moment in my life!! That meant a lot to me!

29 July 2026
Unprompted review
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

We are profoundly moved by your message and deeply appreciate you taking the time to share your journey during such a challenging period. It is incredibly heartening to know that our team could provide you with seamless communication, swift resolution, and genuine comfort when you needed to focus your full energy on your loved ones. If you have any questions or need any support, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Healthy Pets

Rated 5 out of 5 stars

Very easy to understand and sign up for…

Very easy to understand and sign up for the insurance for my dog

6 August 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your lovely 5 star review! We're so pleased to hear that you found it easy to understand our policy and straightforward to sign up for your dog's insurance. We really appreciate your feedback and are delighted to have been able to make the process simple and stress-free.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Healthy Pets

Rated 5 out of 5 stars

Very helpful staff

After receiving my quote for pet insurance. I was horrified to see it double. I went on a comparison site and found healthy pets. I completed the form. However I wanted to make sure I was getting a good deal. The young man talked me through it and reassured I was correct. Ended up covering my dog for a lot less money. Very happy, with no hassle.

5 August 2026
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Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review.

We're delighted to hear that our team was able to reassure you, answer your questions, and help you find the right level of cover for your dog at a more affordable price. It's great to know the process was straightforward and hassle-free and that you were happy with the outcome.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Healthy Pets

Rated 5 out of 5 stars

Clear detail

Clear detail, good communications and well set out documentation.

5 August 2026
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Reply from Healthy Pets Insurance

Thank you for taking the time to leave your review.

We're delighted to hear that you found our documentation clear and well presented, and that our communication met your expectations. It's great to know you had a positive experience with us.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards,
Rachael @ Healthy Pets

Rated 5 out of 5 stars
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review.

We're pleased to hear you found our service reasonable, understanding, and flexible. We appreciate your feedback and are glad we could provide a positive experience.

If you have any questions or need any further support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Healthy Pets

Rated 4 out of 5 stars
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review.

We’re pleased to hear that your call was answered quickly and that you received a prompt service. We appreciate your feedback and are glad we could make your experience as smooth as possible.

If you have any further questions or need any support with your insurance, please don’t hesitate to reach out. Our team will be happy to help.

Kind regards,
Rachel @ Healthy Pets

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