FWD Reviews 

24,410
TrustScore 4 out of 5

4.1

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See what reviewers are saying

Rated 5 out of 5 stars

I had an easy time submitting my claim, although I took so much time trying to retrieve documents! A little bit of going back and forth but all my mistake as I could not locate my documents. Fabian Y... See more

Rated 4 out of 5 stars

The customer care is very helpful. But I was forced to speak to AI bot before I could reach the customer care. and then explain the same thing to the customer care officer. If your bot is not complet... See more

Company replied

Rated 5 out of 5 stars

Enquired about whether my helper's insurance covered trips to Malaysia and was promptly clarified by Chris that it was. Thankful for the prompt reply which shaved off concerns about getting another tr... See more

Company replied

Rated 5 out of 5 stars

Had to purchase out insurance n also to get the start date bring forward . Platform require 3 working days n so we rang the service hotline . Mr harbor Singh took our call n said will make the adjust... See more

Company replied

Company details

  1. Insurance Company
  2. Accident Insurance Company
  3. Disability Insurance Company
  4. Personal Insurance Company
  5. Term Life Insurance Provider Company

Written by the company

FWD is one of the top online insurance companies in Singapore. We offer a wide range of insurance solutions from car, travel, maid and life with an instant online quote.


Contact info

  • 6 Temasek Blvd, #18-01 Suntec Tower, Four , 038986, Singapore

  • www.fwd.com.sg

4.1

Great

TrustScore 4 out of 5

24K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 38% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.1

All reviews

(24,410)

44 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars
FWD logo

Reply from FWD

Hi Guan Leng,

We really appreciate your 5-star rating and positive feedback.

It's satisfying to know that we're able to make insurance as simple as possible and our rates as competitive as it can be. At FWD, we are committed to change the way people feel about insurance and we're happy that you are letting us know we are on the right track.

Feel free to contact us for any assistance that you may require and we'll be more than happy to help you.

Have a lovely week! :)

Warm regards,
Customer Engagement Team

Rated 5 out of 5 stars

Fast and easy to do enrollment online

Fast and easy to do enrollment online. Website information clearly stated.

12 February 2025
Unprompted review
FWD logo

Reply from FWD

Hi Jessy,

We really appreciate your 5-star rating and positive feedback.

It's satisfying to know that we're able to make insurance as simple as possible and our rates as competitive as it can be. At FWD, we are committed to change the way people feel about insurance and we're happy that you are letting us know we are on the right track.

Feel free to contact us for any assistance that you may require and we'll be more than happy to help you.

Have a lovely week! :)

Warm regards,
Customer Engagement Team

Rated 5 out of 5 stars

Good experience with FWD

Is easy to search for product & fast to navigate through. Price is also good & the coverage quite ok. Thank you

11 February 2025
Unprompted review
FWD logo

Reply from FWD

Hi Swee Huang,

Thank you for sharing your experience with us and for the 5-star ratings.

We are thankful for your trust with FWD's products and services. We would like you to know that your support means a lot to us.

Please feel free to contact us for any assistance that you may require, and we'll be happy to help you.

Wishing you a safe and pleasant week ahead! :)

Sincerely,
Customer Engagement Team

Rated 4 out of 5 stars

Browsing was easy

2 February 2025
Unprompted review
FWD logo

Reply from FWD

Hi Wing Kit,

Thanks so much for leaving us this generous 4-star review on this platform. We are very happy to know that you had a positive experience with us.

FWD believes in Simple, Reliable and Direct! We are on a mission to change the way people feel about insurance and so we're glad to know we're on the right track.

Thank you once again for trusting us with your insurance needs. We hope for your continued support, and we'll truly appreciate if you could tell your friends and family about us too!

Stay safe and have a splendid weekend ahead!

Sincere regards,
Customer Engagement Team

Rated 1 out of 5 stars

$50 COMPENSATION!! WOOHOO!!!

Wanted to compensate me $50 for Samsonite bag because i don’t have a receipt and it’s their policy. No receipt, $50. Appealed and rejected. No case to case basis. No two ways about it. Reported about damaged luggage immediately at airport luggage conveyor belt. Probably thinks i’m trying to scam them. Feels like i got scammed. Ridiculously disappointing. So much for buying insurance for peace of mind. Stay far away from buying anything from FWD everyone. Best to go DirectAsia or other insurance companies.

28 January 2025
Unprompted review
FWD logo

Reply from FWD

Dear Farhan Mashud,

Thank you for taking your time to share your feedback with us.

As per our policy wordings, for “Theft or damage to baggage or personal belongings” benefit, without a purchase receipt, the maximum payout is $50 per item. As no purchase receipt was provided, the payout has been set at $50.

We are sorry that this may not be the outcome you wanted, we seek your understanding that we must administer our claims according to the terms and conditions.

Warm regards,
Donna
Customer Engagement Team

Rated 4 out of 5 stars

FWD looks to be a promising insurance company

We went with FWD this year for our maid's insurance, with outpatient clinic coverage. The price is quite good.

Pros:
- Very good experience with customer support. They were able to help me with my problem quickly.

Cons:
- The website and mobile app needs to fix some rough edges. It turns out I can't create claims from the mobile app/website, and it's just telling me "oops, an error occurred."

21 January 2025
Unprompted review
FWD logo

Reply from FWD

Hi Miguel,

Thank you so much for your positive rating!

It makes us happy that we have your support as an awesome customer. We sincerely appreciate you for choosing FWD and taking the time to share your pleasant experience with us.

Please know that we are only a call, chat or email away should you need our assistance with any queries or concerns.

Again, thank you and have an amazing weekend ahead! :)

Warm regards,
Customer Engagement Team

Rated 1 out of 5 stars

FWD happily take your money but make it hard to claim

Their website makes it easy to sign up and pay them money, but next to impossible to submit a claim. Their app is wonderful if you want to purchase insurance, but will not allow you to submit a claim. When you go on their website to submit a claim, the site will log you off for no reason requiring you to login again with Singpass. While they will save your credit card for premium payments, the site will not save your account for claims payments, requiring you to enter the information every single time you wish to submit a claim.

Finally, after all of the documents have been submitted and filled out, the website will say "Oops, something went wrong" with no explanation as to what it was. I have tried 6 times to submit a claim online and they have all failed. I am so frustrated with this company who will happily take your money but provide next to no customer service or transparency.

16 January 2025
Unprompted review
FWD logo

Reply from FWD

Dear Brain,

Thank you for sharing your feedback, and we're sorry for the unpleasant experience you've while submitting a claim online.

To clarify, we do not store customer credit card details for premium payments unless it's for a life policy. For claim payouts, we offer options such as PayNow, cheque, or bank transfer. Therefore, during the online claim submission process, we require customers to provide their preferred payout method and details.

We would like to further look into your concerns. Kindly email us your policy details by sending them via email to contact.sg@fwd.com with subject title “ Trustpilot Review – (Your Name).

We look forward to hearing from you.

Warm regards,
Donna
Customer Engagement Team

Rated 5 out of 5 stars

Great service

I submitted a travel claim to FWD around two months ago due to suddenly contacted chicken pox before my travel flight and had a pleasant and wonderful experience with the FWD Claims Team particularly my FWD claims examiner Lee Su Yi. This is my first experience of submitting a travel claim and the claim submission through the website was easy to use and user-friendly. After submission I was kept updated on the progress periodically via email and the claim was ultimately approved. It was a smooth process and Lee Su Yi has been very efficient and professional so far. Really a reliable insurance company and highly recommended, will surely buy travel insurance from FWD in all of my upcoming trips.

23 November 2024
Unprompted review
FWD logo

Reply from FWD

Hi Ng,

We would like to say thank you for taking the time to leave us this wonderful review for our dear Su Yi!

Compliments like these are truly motivating to the team as we strive towards service excellence. We are glad to know that you got the help you needed.

Please know that we are only a call, chat or email away should you need our assistance with any queries or concerns.

Thank you once again for trusting us with your insurance needs.

Stay safe and have a very beautiful evening!

Sincerely,
Customer Engagement Team

Rated 5 out of 5 stars

Ease of renewing policies

Ease of renewing policies. Hope to see more payment methods like PayNow added to ease payment further.

15 January 2025
Unprompted review
FWD logo

Reply from FWD

Hi Erma,

We're very glad to receive such awesome feedback and 5-star rating from you.

At FWD, serving our customers is our utmost priority. We can't thank you enough for taking the time to share your buying experience with us and also making FWD your insurance of choice!

Please feel free to contact us for any assistance that you may require, and we'll be happy to help you.

Wishing you a safe and pleasant day! :)

Sincerely,
Customer Engagement Team

Rated 5 out of 5 stars

Fair and reasonable insurer

The FWD claim process was smooth and fussfree. The entire process was very reasonable and fair, and we were kept updated on the progress throughout. A very pleasant experience with FWD. I've always bought my insurance from FWD because the app makes it so easy to get myself insured. But this first experience of actually filing a claim has cemented my choice of FWD as my go-to for insurance needs.

13 January 2025
Unprompted review
FWD logo

Reply from FWD

Hi Jean,

Thanks so much for leaving us this generous 5-star review on this platform. We are very happy to know that you had a positive experience with us.

FWD believes in Simple, Reliable and Direct! We are on a mission to change the way people feel about insurance and so we're glad to know we're on the right track.

Thank you once again for trusting us with your insurance needs. We hope for your continued support, and we'll truly appreciate if you could tell your friends and family about us too!

Stay safe and have a splendid weekend ahead!

Sincere regards,
Customer Engagement Team

Rated 5 out of 5 stars

All is Well

All is Well. Good experience

11 January 2025
FWD logo

Reply from FWD

Hi Bin Sim,

We are truly grateful to receive this positive review and 5-star rating!

It makes us happy reading such review, thank you so much for your support and trusting us with your insurance needs.

Please know that we are only a phone call, chat or an email away should you have queries or concerns about your policy. We'll be more than happy to help you.

We wish you an awesome day! :)

Sincerely,
Customer Engagement Team

Rated 4 out of 5 stars

Overall great experience.

7 January 2025
Unprompted review
FWD logo

Reply from FWD

Hi Anudeep,

Thank you so much for your positive rating!

It makes us happy that we have your support as an awesome customer. We sincerely appreciate you for choosing FWD and taking the time to share your pleasant experience with us.

Please know that we are only a call, chat or email away should you need our assistance with any queries or concerns.

Again, thank you and have an amazing weekend ahead! :)

Warm regards,
Customer Engagement Team

Rated 1 out of 5 stars

The feedback for FWD app is the app is…

The feedback for FWD app is the app is easy to purchase policies but impossible to make a claim. I am doubtful I will sign up again. Bad customer experience.

4 January 2025
Unprompted review
FWD logo

Reply from FWD

Dear Theclamhteo Teo,

We're sorry to learn on the unpleasant experience and thank you for sharing your feedback with us.

We would like to understand more of your feedback, and we would be grateful if you could provide us with more information on this matter by dropping us an email to contact.sg@fwd.com. Kindly also indicate in the subject "Trustpilot Review" so we can easily identify your email.

We look forward to hearing from you.

Warm regards,
Donna
Customer Engagement Team

Rated 5 out of 5 stars

Ease of navigation

Very ease of navigation and good structured quote

4 January 2025
FWD logo

Reply from FWD

Hi Vijay Kumar,

Thank you for your wonderful feedback and 5-stars rating.

We strive hard to provide the best possible service and products to our customers and their satisfaction is our reward. We are very grateful for your support, and we are truly glad that your experience had been smooth with us.

Please feel free to contact us should you have queries or concerns about your insurance, and we will be happy to help.

Do have an amazing day! :)

Sincerely,
Customer Engagement Team

Rated 5 out of 5 stars

Easy to fill in the form

Easy to fill in the form. Very direct questions for filing. Easy to understand.

30 December 2024
Unprompted review
FWD logo

Reply from FWD

Hi Patrick,

We're very glad to receive such awesome feedback and 5-star rating from you.

At FWD, serving our customers is our utmost priority. We can't thank you enough for taking the time to share your buying experience with us and also making FWD your insurance of choice!

Please feel free to contact us for any assistance that you may require, and we'll be happy to help you.

Wishing you a safe and pleasant weekend! :)

Sincerely,
Customer Engagement Team

Rated 2 out of 5 stars

Make it more user friendly please

I had to redo the payment a couple of time as even after I’ve authenticate my digital token, your website didn’t go thru. Please make it user friendly, thank you.

30 December 2024
Unprompted review
FWD logo

Reply from FWD

Dear Shah,

Thank you for sharing your feedback.

We'd like to extend our apology for the hiccups that you have faced.

We have gotten our IT team to look further on your experience to avoid similar instance in the future.

We thank you for your patience and for choosing FWD.

Wishing you a pleasant day ahead.

Sincerely,
Donna
Customer Engagement Team

Rated 5 out of 5 stars

Policy wordings are easy to read

Policy wordings are easy to read. Pricing is also easy.

28 December 2024
Unprompted review
FWD logo

Reply from FWD

Hi Jason,

Thanks so much for leaving us this generous 5-star review on this platform. We are very happy to know that you had a positive experience with us.

FWD believes in Simple, Reliable and Direct! We are on a mission to change the way people feel about insurance and so we're glad to know we're on the right track.

Thank you once again for trusting us with your insurance needs. We hope for your continued support, and we'll truly appreciate if you could tell your friends and family about us too!

Stay safe and have a splendid weekend ahead!

Sincere regards,
Customer Engagement Team


Rated 5 out of 5 stars

Easy renewal

Responsive effective call help. Service to help guide thru renewal

28 December 2024
FWD logo

Reply from FWD

Hi Chee King,

Thank you for sharing your experience with us and for the 5-star ratings.

We are thankful for your trust with FWD's products and services. We would like you to know that your support means a lot to us.

Please feel free to contact us for any assistance that you may require, and we'll be happy to help you.

Wishing you a safe and pleasant weekend ahead! :)

Sincerely,
Customer Engagement Team

Rated 5 out of 5 stars

Easy to use and fuss free.

27 December 2024
Unprompted review
FWD logo

Reply from FWD

Hi Hairil,

Thank you so much for your positive rating!

It makes us happy that we have your support as an awesome customer. We sincerely appreciate you for choosing FWD and taking the time to share your pleasant experience with us.

Please know that we are only a call, chat or email away should you need our assistance with any queries or concerns.

Again, thank you and have an amazing weekend ahead! :)

Warm regards,
Customer Engagement Team

Rated 5 out of 5 stars

Responsive Customer Officer Mohan

I called FWD to check on my $50 evoucher from Capitaland which I was supposed to receive from a promotion upon the renewal of my home insurance. The customer service officer, Mohan, was responsive in getting back and resending me the evoucher via email (which somehow did not reach me previously).

26 December 2024
Unprompted review
FWD logo

Reply from FWD

Hi YC,

Thank you for the 5-star rating and your kind appreciation to the service rendered by our dear Mohan.

Compliments like these are truly motivating to the team as we strive towards service excellence. We are glad to know that you got the help you needed, and we'll be more than happy to assist you again should you have any concerns.

Thank you once again for trusting us with your insurance needs.

We look forward to serving you again in the future!

Have a very beautiful day! :)

Sincerely,
Customer Engagement Team

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