FWD Reviews 

24,410
TrustScore 4 out of 5

4.1

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See what reviewers are saying

Rated 5 out of 5 stars

I had an easy time submitting my claim, although I took so much time trying to retrieve documents! A little bit of going back and forth but all my mistake as I could not locate my documents. Fabian Y... See more

Rated 4 out of 5 stars

The customer care is very helpful. But I was forced to speak to AI bot before I could reach the customer care. and then explain the same thing to the customer care officer. If your bot is not complet... See more

Company replied

Rated 5 out of 5 stars

Enquired about whether my helper's insurance covered trips to Malaysia and was promptly clarified by Chris that it was. Thankful for the prompt reply which shaved off concerns about getting another tr... See more

Company replied

Rated 5 out of 5 stars

Had to purchase out insurance n also to get the start date bring forward . Platform require 3 working days n so we rang the service hotline . Mr harbor Singh took our call n said will make the adjust... See more

Company replied

Company details

  1. Insurance Company
  2. Accident Insurance Company
  3. Disability Insurance Company
  4. Personal Insurance Company
  5. Term Life Insurance Provider Company

Written by the company

FWD is one of the top online insurance companies in Singapore. We offer a wide range of insurance solutions from car, travel, maid and life with an instant online quote.


Contact info

  • 6 Temasek Blvd, #18-01 Suntec Tower, Four , 038986, Singapore

  • www.fwd.com.sg

4.1

Great

TrustScore 4 out of 5

24K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 38% of negative reviews

Typically replies within 2 weeks

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4.1

All reviews

(24,410)

44 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

Poor responses and lack of concern shown to a loyal customer.

I made several phone calls to renew my accident policy. It was lapsed by half a day. The calls were answered and they promised to call me back. I called back after three working days. Still they cannot tell me if I can renew it. It is not right to do this to this to anyone who has been renewing her policy for the past four years. I have decided to change my insurance provider.

18 September 2025
Unprompted review
Rated 5 out of 5 stars

ease of cancellation benefits for trip and process was fast

hi my family and i were meant to travel to europe but our trip was cancelled as my husband had a surgery. as the air bnb operators in europe charged the full sum and there is no partial refund within 45 days, we would have lost thousands of dollars as a result. the process for claims was very swift, with at most 1 clarification via email. of all the insurance companies, have used ntuc income, aia, great eastern, direct asia in the last 2 decades for travel, my experience with FwD is the best. their process is the fastest, and for medical claims, you receive payment with hours of filing the claim. will urge everyone to use fwd for travel

1 October 2025
Unprompted review
Rated 3 out of 5 stars

Have got the Home and fire insurance…

Have got the Home and fire insurance from them. When claiming from them as there was water leaking from the wall affecting the cabinet, they claim it was not cover. Only water cause by sandstorm and gradual operation leakage is cover. This make me question myself if buying their insurance doesn't serve its purpose and their ads are misleading. How often does Singapore have heavy sandstorm? When come to claim they have many excuses to reject. Having a feeling of being scam.

2 October 2025
Unprompted review
FWD logo

Reply from FWD

Dear Patrick,

Thank you for reaching out to us on Trustpilot and sharing your concerns. We're truly sorry to hear that your recent experience did not meet expectations.

We’d love to better understand your feedback and the reason that was communicated to you. It would be greatly appreciated if you could forward your last correspondence with us—quoting your policy or claim number—to contact.sg@fwd.com. Kindly also indicate in the subject “Trustpilot Review”

This will help us identify any gaps, explore areas for improvement, and address the matter with greater clarity and care.

We look forward to hearing from you.

Stay safe, and wishing you a pleasant weekend ahead.

Sincerely,
Jeferson
Customer Engagement Team

Rated 5 out of 5 stars

Easy to use

-Fuss free and easy to navigate.
-Price was lower than another insurance company I compared with.
-did not jack-up the price when I return to this site to buy it's product. Unlike airlines sites, price tends to go up each check (pressure tactic?).

15 July 2025
Unprompted review
Rated 1 out of 5 stars

Very Bad Customer Support Staff

I have called the customer service hotline on 7/7/25 around 2:20pm to check on why i could not make payment for an upgraded maid insurance using both mobile and laptop.

A customer service staff asked me many questions and check confirm that there is a problem to buy enhance plan from the renewal link. Instead of helping me to solve the issues to make purchase, she asked me to go through the hardship again and screen shot the problem to email to another dept.

I was so angry and ask her to escalate and advise me next course of action and not making me go through the pain again to screen shot and email to another dept. Instead of explaining to me more, she started to keep quiet and let me in silence and do not want to talk to me !!!!! She keep me in silence for about 10min and force me to hang the phone to close this case. Is this the correct behavior to close my call?

7 July 2025
Unprompted review
FWD logo

Reply from FWD

Dear Ms. Koh,

Thank you so much for reaching out and sharing your experience with us. I'm truly sorry to hear about what happened, and I want to personally extend our sincerest apologies.

This isn’t the kind of experience we want any of our customers to have, and it certainly doesn’t reflect the standards we hold ourselves to. We genuinely regret the inconvenience caused.

We've looked into the matter, and my colleague is currently trying to connect with you to arrange a suitable time for a courtesy call. We’d really appreciate the opportunity to speak with you directly and make things right.

Please let us know a time that works best for you. We’re here to help, and we value your feedback deeply.

Wishing you a pleasant weekend ahead, Ms. Koh.

Sincerely,
Jeferson
Customer Engagement Team

Rated 3 out of 5 stars

Is very laggin !

Purchasing series 7 it hang when after i approve my bank and have to back to afWS site.
Now purchasing travel insurance, it hang also upon keying in OTP .

Both need to do upteem times !! Please upgrade / maintain well for user to easy use. Is quite frastrating especially u rushing.

7 July 2025
Unprompted review
Rated 5 out of 5 stars

Queries answered

S.Suren replied to my queries immediately. He was good in handling the matter. Thank u FWD.

16 June 2025
Unprompted review
FWD logo

Reply from FWD

Hi Nur Hafidzah,

Thank you so much for the 5-star rating and your kind appreciation to the service rendered by Suren.

Compliments like these are truly motivating to the team as we strive towards service excellence. We are glad to know that you got the help you needed, and we'll be more than happy to assist you again should you have any concerns.

Please do not hesitate to let us know should you have queries or clarifications about your policy, and we will be happy to assist.

Have a lovely weekend!

Sincerely,
Customer Engagement Team

Rated 3 out of 5 stars

Inconsistency in premium quote for PA…

Inconsistency in premium quote for PA policy renewal. Have spoken to contact centre representative but answer is not convincing.

30 May 2025
FWD logo

Reply from FWD

Hi Leong Lee Chu,

Greetings from FWD!

Understand that you have concern on the increase of renewal premium and appreciate your feedback.

FWD Personal Accident insurance is designed as a short-term accident and health policy, which means premiums are reviewed annually. Renewal pricing may vary due to factors such as changes in occupation group classification, age banding, and overall claims experience across the portfolio. These adjustments help us maintain sustainable coverage and benefits for all customers.

Thank you for your understanding and have a pleasant week ahead!

Sincerely,
Azlina
Customer Engagement Team

Rated 5 out of 5 stars

Fwd is very accommodative and willing…

Fwd is very accommodative and willing to help me when I made an error on my contract.

11 June 2025
Unprompted review
FWD logo

Reply from FWD

Hi Lim Tien Soon,

We're very glad to receive such awesome feedback and 5-star rating from you.

At FWD, serving our customers is our utmost priority. We can't thank you enough for taking the time to share your buying experience with us and also making FWD your insurance of choice!

Please feel free to contact us for any assistance that you may require, and we'll be happy to help you.

Wishing you a safe and pleasant day ahead! :)

Sincerely,
Customer Engagement Team

Rated 5 out of 5 stars

Great experience everytime

Great experience everytime, my go-to Travel Insurance provider for several years. Fussfree claims and competitive pricing.

12 June 2025
Unprompted review
FWD logo

Reply from FWD

Hi Goh Jia Yi,

Thank you for your wonderful feedback and 5-stars rating.

We strive hard to provide the best possible service and products to our customers and their satisfaction is our reward. We are very grateful for your support, and we are truly glad that your experience had been smooth with us.

Please feel free to contact us should you have queries or concerns about your insurance, and we will be happy to help.

Do have an amazing day! :)

Sincerely,
Customer Engagement Team

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