Frank Pet Insurance Reviews 

984
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 346 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently found the claim process to be simple, efficient, and straightforward, often handled directly with vets. Many people praised the quick response times and communication, noting that payments were often processed swiftly and directly. Reviewers also highlighted the helpful and supportive staff who provided excellent service during difficult times. However, some customers also noted dissatisfaction with claims being denied or only partially paid. These instances often involved issues such as claims being rejected due to alleged pre-existing conditions, specific medications not being covered, or lack of sufficient proof for certain claims.

What people talk about most

Claim

People report positive experiences with claim, often highlighting the ease and speed of the process, with... See more

Service

Consumers generally report positive experiences with the service, highlighting its efficiency and... See more

Response time

Reviewers mention positive feedback about response times, with many customers praising the quick and... See more

Payment

Clients share ambiguous opinions on payment, with many reviewers reporting efficient and prompt claim... See more

Staff

Reviewers highlight positive aspects of staff, with many expressing satisfaction with their helpfulness,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Frank make submitting a claim simple. When you're worried and scared about the health of your beloved family dog, they handle your claim efficiently, liaising directly with the vet and paying our clai... See more

Company replied

Rated 5 out of 5 stars

Very simple process when we unfortunately had to make a claim for our old dog who was attacked by another dog off its lead, they thereafter claimed the money back for the surgery from the other dogs o... See more

Company replied

Rated 5 out of 5 stars

Wow very quick and the email response was very quick almost instant, the gentleman I spoke to on the phone was helpful , informative and patient he understood how worried we were. The claim was s... See more

Company replied

Rated 5 out of 5 stars

Unfortunately we had to make a claim for our much loved, but very poorly cat. After making the very difficult decision to have her put to sleep we contacted the insurance company who were compassionat... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

Honest, simple, game-changing pet insurance. We're also majorly pet obsessed, which means we always put your furry friends first.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

984 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.5

All reviews

(984)

299 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Fantastic service

Fantastic service - even when my little frenchie sadly passed away suddenly everyone was so lovely.

4 August 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Becky, I'm sorry to hear about your little frenchie, we all understand what a difficult time it can be to lose a beloved pet, and we try to make the claim process as simple as possible.

Rated 5 out of 5 stars

Great service

Great service. Fast, honest and straight forward.

4 August 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Martin, thank you for your feedback. Our claims process is very efficient, once we receive all relevant information, a claim can be processed within a few days.

Rated 5 out of 5 stars

Quick response

Came back very quickly with a response to my email question.

3 August 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Thank you for your review, we are always happy to help our customers! 🤩

Rated 4 out of 5 stars

claim process was simple and quick

claim process was simple and quick. Dealing directly with the veterinary practice to settle the claim removed a lot of the stress involved.

30 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Thank you for your feedback Richard, we are very proud of our efficient claim process! 🤩

Rated 5 out of 5 stars

Frank customer service is excellent

Frank customer service is excellent - I emailed with a query first thing and by 10am it has been resolved with new policy documents sent out - I’m happy to have all three of my dogs with Frank now.

27 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Angharad, thank you for your review. We aim to respond to our customers within an hour during working hours of 8am-5pm, Monday to Friday and we are always happy to help! 🐾

Rated 5 out of 5 stars
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Jayne,

Thanks for the great feedback! We’re glad we could answer your question quickly and keep things simple. That’s exactly the kind of no-nonsense service we aim to provide.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Excellent

Incredibly easy to apply and clearly the best option on the market

30 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Christopher,

Thank you for the fantastic review! We’re delighted you found the application process incredibly easy and that Frank stood out as the best option for you. Welcome to the family!

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Great quick response to an enquiry I…

Great quick response to an enquiry I had thankyou.

30 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Chrissy,

Thank you for the lovely feedback! We’re so pleased our team could respond quickly and help with your enquiry.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thanks for choosing Frank! We’re delighted to hear that taking out your policy was simple and easy, exactly how pet insurance should be. Welcome to the Frank family!

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Quick and easy to set up my policy…

Quick and easy to set up my policy great price for my older cats

30 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Tracy,

Thank you for the lovely review! We’re so pleased you found setting up your policy quick and easy, and that the price worked well for your older cats.

Welcome to the Frank family!

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Frank make submitting a claim simple

Frank make submitting a claim simple. When you're worried and scared about the health of your beloved family dog, they handle your claim efficiently, liaising directly with the vet and paying our claim without fuss. Excellent service and stress free, just when you need it most.

21 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thank you so much for your kind words. We know how worrying it is when a beloved pet is unwell, so we’re really pleased our team could make the claims process simple, work directly with your vet, and take some of the stress off your shoulders. We hope your dog is feeling much better.

The Frank Pet Insurance Team.

Rated 1 out of 5 stars

I won't be renewing my policy after 5 years

After four years of paying for what I believed was comprehensive pet insurance, this claim has completely changed my opinion of Frank Pet Insurance.

My claim was reduced by £135 because the insurer decided my cat's symptoms had started during normal surgery hours, based solely on the incorrect wording of the veterinary notes. When I explained that I had actually told the vet the breathing changes only occurred in the evening, I expected my appeal to be considered fairly.

Instead, despite the veterinary practice confirming that I disputed the notes and providing that information to Frank, the decision ultimately came down to the treating vet's original notes which were wrong. My own account of what happened during the consultation, plus my witness, carried no weight at all. The appeal process therefore felt like a formality rather than a genuine review of the circumstances. The outcome remained entirely dependent on the very records I was disputing.

What disappointed me most was the lack of common sense. If a customer says the clinical notes don't accurately reflect what they reported, there appears to be no meaningful way to challenge them. You're effectively told that whatever was written at the time is treated as unquestionable, even when that wording has significant financial consequences.

I've paid premiums for years believing I had cover for emergencies, only to discover that a few words in a vet's notes can determine whether an out-of-hours claim is accepted or rejected. That isn't the level of customer protection I expected from a company I've remained loyal to.

Sadly, this experience has left me with no confidence in Frank's appeals process. If you're considering this insurer, be aware that if there's ever a dispute about what's recorded in your pet's medical notes, your own account may make little difference. After four years as a customer, with two elder cats and expensive pet insurance, I won't be renewing my policy.

28 July 2026
Unprompted review
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thank you for your feedback.

When assessing claims and any subsequent reviews, we consider all relevant information available to us, including information provided by the policyholder and the veterinary practice.

Decisions are made based on the evidence available and in line with the policy terms and conditions. For the out-of-hours claim, while our policies do include cover for life-threatening emergencies, they don’t extend to out-of-hours charges if your pet could have safely been seen during normal vet hours.

That said, we do still cover standard consultation costs and any eligible veterinary treatment in those situations.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

That dreaded 20% - 25% extra not there

Why I chose this - that 20% - 25% for a condition was not there.

26 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thank you for choosing Frank! You’re absolutely right, our policies don’t include an additional co-payment when you claim.

We’re delighted this gave you the confidence to choose us.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thank you for the fantastic review! We’re delighted your claim was paid quickly and that you received another excellent experience from our team. We know how important fast, straightforward support is when your pet needs care.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

I was disappointed at first as I could…

I was disappointed at first as I could not just pick up the phone and talk to someone. However, the web site was well designed and the process simple, and it worked. Claim settled in 2 weeks.

21 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Diane,

Thank you for your feedback.
We’re glad our website made the process simple and that your claim was settled promptly.
We do offer our callback service, and our team will be happy to get in touch with anyone who requests a call, with a time that suits them, this prevents waiting in long call queues.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Quick helpful response

Quick helpful response, reasonable premium, efficient service.

13 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Tina,

Thank you for the great feedback! We’re pleased our Customer Success Team could provide a quick, helpful response and that you found our premium reasonable and service efficient. Straightforward support and no-nonsense cover are exactly what we aim for.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Super quick and super easy to get and…

Super quick and super easy to get and pay for the insurance.

14 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thank you for your fantastic review! We’re delighted to hear you found getting your insurance quick, easy and straightforward. We believe protecting your pet should be hassle-free from the very start, so it’s great to know that was your experience.

Thanks for choosing Frank!

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Frank have been very helpful and…

Frank have been very helpful and compassionate with me. I am awaiting the decision on my claim.

13 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Angela,

Thank you for taking the time to leave a review. We’re so sorry for the loss of your pet and know how difficult this must be.

We’re glad our team has been able to support you with care and compassion. Your claim is being reviewed, and we’ll keep you updated as soon as a decision has been made.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Very good

Prompt efficient service

6 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Thank you for your review, we're glad you are happy with our efficient service! 😊

Rated 5 out of 5 stars

quick and easy

10 July 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Gerry,

Thank you for your review! We’re delighted to hear you found the quote journey quick and easy. We like to keep things simple, straightforward and no nonsense from the very start.

The Frank Pet Insurance Team.

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