Beware. Preying on vulnerable people with poor credit ratings promising to find loans . Go through the process to be told there are no loans available but you’ve unwittingly agreed to pay £19.99 p... See more
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After taken payments for years, unable to get into email account. Finally managed to get into account, went to log in to credit perfect to find a warning saying account inactive. So not being able to... See more
This has happened so many times. Get re directed from god knows what websites onto here don’t even click or agree to anything and then I end up getting charged the dreaded £20 and now they want to tak... See more
Company replied
This company are a total disgrace, after signing up without realising I cancelled my account immediately. They still took 19.99 off me. After confirming my account was cancelled I have discovered to... See more
Company replied
Company details
Written by the company
Credit Perfect is your online personal finance manager. It allows you to manage and improve your credit report and score as well as access alternative credit providers that can provide loans or other credit, even though you may not have perfect credit rating or history. Features include: Credit Alerts, Access to Alternative Lenders, Credit Builder Credit Cards, Guides & Tools and Online Loan Brokerage.
Contact info
Glasshouse, Alderley Park, SK10 4ZE, Nether Alderley, United Kingdom
- www.creditperfect.co.uk
1.4
Bad
2K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Hasn’t replied to negative reviews
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Charged my account and did not send email letting me know they would do this. Seeking a refund immediately
Spoke to Bethany got the problem fixed
27 March 2023
Unprompted review
Reply from Creditperfect
We’re sorry to hear about your experience with Credit Perfect. We’d like to make things right and get some more feedback from you. If you’d like to get in touch you can email support@creditperfect.co.uk and we’ll be happy to chat to you. Just mention you’ve left a review when you contact us so we can help in the quickest way possible.
We appreciate the time you’ve taken to write a review, as this will help us improve our products and services.
Beth was excellend
Beth was so helpful, knowledgable & knew exactly what to do to support me. Excellent service from the moment I emailed to everything getting resolved. Couldn’t recommend enough!
22 March 2023
Reply from Creditperfect
Dear Customer, thank you for taking the time to give us your feedback - we really appreciate this. We are so glad to hear that your query was resolved quickly and easily by our customer service agent Beth. If we can be of any help in the future please do not hesitate to contact us. Many thanks, the Credit Perfect Team.
refund received
Edit got my refund back and we’re very helpful thank you.
6 February 2023
Unprompted review
Reply from Creditperfect
Dear Alex,, we’re sorry to hear you had a poor initial experience with Credit Perfect. Thank you for taking the time to call us and talk through what happened. We’re glad that we’ve been able to help you and you’ve now had a positive experience with us. If we can be of any help in the future, please do not hesitate to contact us. Many thanks, the Credit Perfect Team.
I had 19.99 taken out my account yet…
I had 19.99 taken out my account yet for no reason whatsoever, I haven't signed up to this or even give permission for these scammers to take money from my account, they won't even refund me ,stay well clear .. SCAMMERS WILL KEEP TAKING MONEY WITHOUT YOUR CONSENT !!!!!
29 December 2022
Unprompted review
Reply from Creditperfect
We’re sorry to hear about your experience with Credit Perfect. We understand that you’re unhappy so we want to explain a couple of important things. Our aim is to help our customers improve their credit report and score so they can be accepted for credit with better rates in the future. We offer a 14 day free trial so customers can decide if they want to use our service before making a payment. All our customers must enter their card details when signing up to authorise us to take a payment after the free trial has ended. We do not obtain this information any other way. There’s a simple cancellation process too where customers can cancel online or email support@creditperfect.co.uk. We would like the opportunity to put this right so please email the team with your name and phone number so we can contact you. Please
mention that you’ve left a review. Hope to hear from you soon, The Credit Perfect Team.
AVOID
Only looked for a loan and don't remember agreeing to sign up with a payment. Took my last £20 I needed for this week and now I'm left with nothing and screwed completely.
5 December 2022
Unprompted review
Reply from Creditperfect
We’re sorry to hear about your experience with Credit Perfect. We understand that you’re unhappy so we want to explain a couple of important things. Our aim is to help our customers improve their credit report and score so they can be accepted for credit with better rates in the future. We offer a 14 day free trial so customers can decide if they want to use our service before making a payment. All our customers must enter their card details when signing up to authorise us to take a payment after the free trial has ended. We do not obtain this information any other way. There’s a simple cancellation process too where customers can cancel online or email support@creditperfect.co.uk. We would like the opportunity to put this right so please email the team with your name and phone number so we can contact you. Please
mention that you’ve left a review. Hope to hear from you soon, The Credit Perfect Team.
I was waiting on refund but I did not…
I was waiting on refund but I did not get refund
24 November 2022
Reply from Creditperfect
We’re sorry to hear about your experience with Credit Perfect. We’d like to make things right and get some more feedback from you. If you’d like to get in touch you can email support@creditperfect.co.uk and we’ll be happy to chat to you. Just mention you’ve left a review when you contact us so we can help in the quickest way possible.
We appreciate the time you’ve taken to write a review, as this will help us improve our products and services.
I don't recall that I registered on…
I don't recall that I registered on their website till they started to take money from my account. It looks like a scam for me.
21 November 2022
Unprompted review
Reply from Creditperfect
We’re sorry to hear about your experience with Credit Perfect. We understand that you’re unhappy so we want to explain a couple of important things. Our aim is to help our customers improve their credit report and score so they can be accepted for credit with better rates in the future. We offer a 14 day free trial so customers can decide if they want to use our service before making a payment. All our customers must enter their card details when signing up to authorise us to take a payment after the free trial has ended. We do not obtain this information any other way. There’s a simple cancellation process too where customers can cancel online or email support@creditperfect.co.uk. We would like the opportunity to put this right so please email the team with your name and phone number so we can contact you. Please mention that you’ve left a review. Hope to hear from you soon, The Credit Perfect Team.
Beth went above and beyond to help Alec…
Beth went above and beyond to help Alec out it's very much appreciated
18 November 2022
Reply from Creditperfect
Dear Customer, thank you for taking the time to give us your feedback - we really appreciate this. We are so glad to hear that your query was resolved quickly and easily by our customer service agent Beth. If we can be of any help in the future please do not hesitate to contact us. Many thanks, the Credit Perfect Team.
Beware
Beware. Preying on vulnerable people with poor credit ratings promising to find loans . Go through the process to be told there are no loans available but you’ve unwittingly agreed to pay £19.99 per month for I’m not sure what.
As an update to this having searched my bank direct debits this does not appear as having been set up as a regular payment with my bank so I cannot cancel with my bank easily .
17 November 2022
Unprompted review
Reply from Creditperfect
We’re sorry to hear about your experience with Credit Perfect. We understand that you’re unhappy so we want to explain a couple of important things. Our aim is to help our customers improve their credit report and score so they can be accepted for credit with better rates in the future. We offer a 14 day free trial so customers can decide if they want to use our service before making a payment. All our customers must enter their card details when signing up to authorise us to take a payment after the free trial has ended. We do not obtain this information any other way. There’s a simple cancellation process too where customers can cancel online or email support@creditperfect.co.uk. We would like the opportunity to put this right so please email the team with your name and phone number so we can contact you. Please mention that you’ve left a review. Hope to hear from you soon, The Credit Perfect Team.
I don’t recall signing up to them
I don’t recall signing up to them, I cancelled the subscription within 24 hours of seeing they took £19.99 from my account. The account was cancelled with immediate effect and to no surprise they are refusing to issue me a refund and are issuing no leniency. From what I could gather the services they charge you £19.99 for are just a list of loans and credit cards! Their website T&C’s sound like they shouldn’t be legal in the first place.
16 November 2022
Reply from Creditperfect
Thanks for leaving a review for Credit Perfect. You may have come to us from a different website if you were searching for a loan recently. Credit Perfect works with consumers to help improve or repair credit scores and you may have come across us if your original application for a loan was declined. If you’d like to get in touch you can email support@creditperfect.co.uk and we’ll be happy to chat to you. When you get in touch, just mention you’ve left a review so we can help in the quickest way possible.
We appreciate the time you’ve taken to write a review as this will help us improve our products and services. Many thanks, the Credit Perfect Team.
This company are a total disgrace
This company are a total disgrace, after signing up without realising I cancelled my account immediately. They still took 19.99 off me. After confirming my account was cancelled I have discovered to my shock they have taken the money again!! I will contacting the finance omnibusman this morning if my money is not refunded immediately.
No surprise my refund has not been processed all I have had is a automatic response which they clearly send to everyone
14 November 2022
Unprompted review
Reply from Creditperfect
We’re sorry to hear about your experience with Credit Perfect. We’d like to make things right and get some more feedback from you. If you’d like to get in touch you can email support@creditperfect.co.uk and we’ll be happy to chat to you. Just mention you’ve left a review when you contact us so we can help in the quickest way possible.
We appreciate the time you’ve taken to write a review, as this will help us improve our products and services.
Resolved
I have never contacted Credit Perfect but money was going out of my account £19.99 at a time. I have contacted them and Joanne was very helpful. All money returned, thank you Joanne.
9 November 2022
Unprompted review
Reply from Creditperfect
We’re sorry you’ve had this experience with Credit Perfect. We take fraud very seriously, so if you haven't taken out a loan recently then we need to hear from you. To get started, please go to www.actionfraud.police.uk to get a crime number, then email support@creditperfect.co.uk where we will be able to process your claim straight away. When you get in touch, just mention you’ve left a review so we can help in the quickest way possible.
We appreciate the time you’ve taken to write a review as this will help us improve our products and services. Many thanks, the Credit Perfect Team.
They need to be stopped & reported to FOS & FCA
I have just realised that these scammers have been helping themselves to my money over 3 month at £19.99 a time to the total of £59.97.
After some research, it seems these criminals prey on vulnerable people that are needing a loan, make them believe they have been accepted for a loan to get bank details then proceed to help themselves. After all who in their right mind would accept to pay £19.99 per month for nothing when they actually need money.
I for one will be contacting financial ombudsman service and Financial conduct authority to report them for fraud. I would suggest everyone else do the same. Theses people need to be stopped!!!!
1 November 2022
Unprompted review
Reply from Creditperfect
We’re sorry to hear about your experience with Credit Perfect. We understand that you’re unhappy so we want to explain a couple of important things. Our aim is to help our customers improve their credit report and score so they can be accepted for credit with better rates in the future. We offer a 14 day free trial so customers can decide if they want to use our service before making a payment. All our customers must enter their card details when signing up to authorise us to take a payment after the free trial has ended. We do not obtain this information any other way. There’s a simple cancellation process too where customers can cancel online or email support@creditperfect.co.uk. We would like the opportunity to put this right so please email the team with your name and phone number so we can contact you. Please mention that you’ve left a review. Hope to hear from you soon, The Credit Perfect Team.
Bethany was a gem,Thank you for helping…
Bethany was a gem,Thank you for helping me in my difficult times…the company should be proud to have a person like her,thank you once again Bethany God bless you….
19 October 2022
Reply from Creditperfect
Dear Delton, thank you for taking the time to give us your feedback - we really appreciate this. We are so glad to hear that your query was resolved quickly and easily by our customer service agent Beth. If we can be of any help in the future please do not hesitate to contact us. Many thanks, the Credit Perfect Team.
Reply from Creditperfect
Dear Karen, thank you for taking the time to give us your feedback - we really appreciate this. We are so glad to hear that your query was resolved quickly and easily by our Credit Report Specialist Nat. If we can be of any help in the future please do not hesitate to contact us. Many thanks, the Credit Perfect Team.
membership confusion
i would just like to say huge thanks to Beth (ynwa - super reds) - my Monday mornings are always a flick off a coin of how they will go due to the nature of my job - but Beth made this particular Monday feel like a Friday - she listen and i mean she listened then got to the problem and after explaining a few things to note for me for future references - she quickly dealt with the issue/confusion and reassured me that it was sorted and then sent me an email for my own piece of mind- dealing with Beth on a cold wet windy monday morning was joy almost as much enjoyment as i had i had watching the mighty reds on the sunday.
credit perfect - you have an absolute - GEM - in Beth.
17 October 2022
Reply from Creditperfect
Dear Brendan, thank you for taking the time to give us your feedback - we really appreciate this. We are so glad to hear that your query was resolved quickly and easily by our customer service agent Beth If we can be of any help in the future please do not hesitate to contact us. Many thanks, the Credit Perfect Team.
Update I left a negative review due to…
Update I left a negative review due to money being taken out. 1 hour later I received an email asking me for my details. Then I received another emailed stating they have refunded me and closed my account. I received a phone call the next day from a lady called joe she just clarified that my refund has been processed.
My advice is contact the company and they will be happy to help I received my payment after 2 days
13 October 2022
Unprompted review
Reply from Creditperfect
Dear Sameer, we’re sorry to hear you had a poor initial experience with Credit Perfect. Thank you for taking the time to call us and talk through what happened. We’re glad that we’ve been able to help you and you’ve now had a positive experience with us. If we can be of any help in the future, please do not hesitate to contact us. Many thanks, the Credit Perfect Team.
Good Customer service
It nice to receive a good customer service and they sure give you the best. Thanks for helping with my resolve
12 October 2022
Reply from Creditperfect
Dear Customer, thank you for taking the time to give us your feedback - we really appreciate this. We are so glad to hear that your query was resolved quickly and easily by our customer service agent Beth. If we can be of any help in the future please do not hesitate to contact us. Many thanks, the Credit Perfect Team.
Absolutely brilliant service many…
Absolutely brilliant service many thanks to the whole team especially the young lady who helped me to clarify and clear up my mistake.
Every one was so polite and very patient and understanding.. 5 star service... Highly recommend this company...
12 October 2022
Reply from Creditperfect
Dear Jaso, thank you for taking the time to give us your feedback - we really appreciate this. We are so glad to hear that your query was resolved quickly and easily by our customer service agent Beth. If we can be of any help in the future please do not hesitate to contact us. Many thanks, the Credit Perfect Team.
Excellent services from Natalie
7 October 2022
Reply from Creditperfect
Dear Customer, thank you for taking the time to give us your feedback - we really appreciate this. We are so glad to hear that your query was resolved quickly and easily by our Credit Report Specialist Nat. If we can be of any help in the future please do not hesitate to contact us. Many thanks, the Credit Perfect Team.
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