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Credible Reviews 9,273

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TrustScore 5 out of 5

4.8

Price Comparison Site
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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease and speed of the application process, often highlighting the quick approval and funding times, with many receiving funds within hours or days. People appreciate the wide array of options provided, enabling them to compare rates and find the best fit for their financial needs, leading to significant savings on interest rates and monthly payments. However, some customers were not happy with the final loan amount, finding it to be lower than expected or initially quoted. A few reviewers also mentioned that the process for setting up automatic payments or understanding the funding process was occasionally unclear.

What people talk about most

User experience

Consumers find the user experience to be positive, highlighting the process as easy, quick, and seamless.... See more

Service

Clients share positive opinions on service, frequently highlighting the quick, easy, and efficient loan... See more

Price

Reviewers highlight positive aspects of price, with many customers finding great rates and significant... See more

Payment

Customers consistently note positive experiences with payment. Many reviewers highlight the fast approval and... See more

Response time

Reviewers mention positive feedback about response times. Customers frequently highlight the speed of... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Easy to view my options and apply for a loan. Also I really appreciated seeing the different APR options so I could make an informed decision about which plan I would like. Also! Incredibly competitiv... See more

Rated 5 out of 5 stars

The process to get approved was quite quite easy and clear to understand. I only wish that I didn’t have to pay origination fees, however, in the long run, I will still save more by refinancing with t... See more

Rated 5 out of 5 stars

They made it really easy to shop around for whichever loans worked best for my needs. There were so many options listed out for me. I also thought it was helpful they immediately get loans that pre-qu... See more

Rated 5 out of 5 stars

Fast and easy application process that checks with a large number of providers to get the best deal. Whole process only took about 20 minutes and received my requested loan amount within 3 days.

Company details

  1. Price Comparison Site
  2. Non-Bank Financial Service
  3. Online Marketplace

About Credible

Written by the company

About Credible’s products
(Notice: Links below lead to Credible’s website(s))

Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:

  • Personal Loans
  • Student Loan Refinance
  • Private Student Loans
  • Insurance

    • Credible is different from other marketplaces and other mortgage brokers. Here’s how:

    • You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.
    • Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.
    • Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.

      • Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.

      Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.

      *Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).

Credible

Written by the company

Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank, or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs.

Contact info

4.8

Excellent

TrustScore 5 out of 5

9K reviews

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Rated 5 out of 5 stars

Fantastic experience from start to finish

I was shopping for a loan for dental work. I like that this offered options from multiple places, was fast, and was a soft, not hard, credit hit. It offered a ton of options to me with both familiar names and some new lending names. I found it much better than a similar service that has a plant in its name.

I had been shopping around for a loan for a few days so I was really surprised when credible turned around and found a loan for me with the lowest rate I'd seen anywhere. (I'd been quoted 10-28% elsewhere and the loan I found on credible was a 7.99% rate.)

Literally within 2 hours of using credible, I'd found my loan, signed the papers, and the money was funded to my bank. Never seen anything that fast before. I was very impressed and happy with the loan product.

13 March 2026
Rated 5 out of 5 stars

Pain free experience

Was a pain free experience and the web site portal made it easy to get a quote very quickly. Additionally, I needed to follow up with a call to an agent and that was also a good experience with minimal wait time.

16 March 2026

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