CashNetUSA Reviews 

41,069
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 2,155 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the fast funding process, explaining that money is deposited quickly when unexpected financial emergencies arise. People also appreciate the supportive customer service team, noting that representatives are always polite, knowledgeable, and ready to assist with account questions. However, some customers also noted that the repayment terms involve extremely high interest rates and hidden fees. Reviewers expressed deep frustration that their regular monthly payments mostly go toward interest rather than reducing the actual principal loan balance. Borrowers pointed out that these large repayment amounts make it extremely difficult to successfully pay off the debt over time.

What people talk about most

Payment

People report ambiguous experiences with payment, noting that while securing funds and fast same-day deposits... See more

Service

Consumers find service to be positive, highlighting a smooth, quick, and very professional loan process.... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that representatives are super... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the fast, easy, and smooth... See more

Price

Clients share dissatisfaction regarding the pricing, noting that repayment amounts are high. Reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Web site works well, and always available. Making a request works well. Never had a bad experience with you.

Rated 4 out of 5 stars

Its nice to be able to borrow again as i pay on my current loan and that I am offered an increase as well. However your company like most loan companys in this country set the interest rate so high th... See more

Rated 5 out of 5 stars

Rapid decision, financing approved and sent to my bank the same day. Although interest rates are high, it can be an incredible asset to tide one over! All was completely done by phone in just a few mi... See more

Rated 5 out of 5 stars

I got fast approval and signed my paperwork all online. The interest rate is 285% but i needed to get some bills paid. Just make sure you read everything before you sign. Other than that my experience... See more


Company details

  1. Non-Bank Financial Service
  2. Financial Institution
  3. Loan Agency

About CashNetUSA

Written by the company

CashNetUSA logo

Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†

Instant Decision*
Receive an immediate decision

Quick Application
Apply online in minutes


CashNetUSA can get you the funds you need. Whether or not you have a perfect credit score, you deserve equal access to credit. That's why we do our best to consider your overall finances — not just the number on your credit report. Our alternative credit check makes it possible for those with less-than-perfect credit to be approved.* So you can be the hero of your finances.

*CashNetUSA is not a lender in all states. CashNetUSA and third-party lenders use various credit reports, data sources and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms for details. Decision may take longer if additional verification or documents are required.

†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

41K reviews

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4.4

All reviews

(41,069)

2,168 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

This company is nothing but a scam

This company is nothing but a scam. Don't trust them, don't borrow from them. They take advantage of vulnerable people. They will screw you over, time and time again. I was nor the person that took advantage of, but I know who they screwed over.

17 August 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Christine,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

Rated 3 out of 5 stars

I do like that the option exists

I do like that the option exists, but with the interest it's put me into a perpetual borrowing cycle. The payments are so high, I almost have to borrow against my loc to get through to the next payment. I'd like to see, as with most other credit, interest rates drop with on time payments, lowering my monthly payment to see some light. I have a 2850 limit, I pay between 600 to 800 per month. If the rate would drop my payment to even 300 per month I'd be able to get out of the borrowing cycle, raising my credit utilization score. Again, I'm happy I had the option in a hard situation, but the interest never goes down. The date of transaction doesn't allow going back to May of 2025.

15 August 2025
Unprompted review
Rated 5 out of 5 stars

I have been trying to get a little help…

I have been trying to get a little help from several places to help me with some living expenses only to get the run around and trying to get me to subscribe to other things. All I wanted was some finding to help because my Dad recently passed away and I’ve didn’t several thousand dollars on getting the house cleaned out and ready to sell. Very expensive. We live check to check and I’m on disability so that makes ot twice as hard. Cashnet was a last ditch effort because of the interest rate. They approved me without any run around and it was easy, unlike the other places I tried. Thru helped when nobody else would and I’m thrilled because now I can fill my truck up and pay some bills among other things. Thanks CashnetUSA. 🫶🫶🫶💖💖💖

13 August 2026
Unprompted review
Rated 5 out of 5 stars

I never thought that how easy for me to…

I never thought that how easy for me to barrow the money … with cash net USA… I guess before you will qualify to barrow they know already who you are, with that is very easy for everyone to get help from cash net USA and the customer service is very helpful to me is very good, sometimes im having hard time to talk because of my accent… but their customer service are very helpful and understanding and that’s the important thing…

14 August 2026
Unprompted review
Rated 3 out of 5 stars

Line of credit

It isn’t the process it’s the fact it is the line of credit I have never apply for a loan and gotten a line of credit.

12 August 2026
Unprompted review
Rated 1 out of 5 stars

if i could leave zero stars

if i could leave zero thats what it would be. intrest rates way to high. never the same payment. randome fees. im being charged 11 and 1 daily . thats 2 different fees. to put it bluntly if i paid 33 payments of 150 thas 6600 dollars. each payment is higher than that. beginning payments are extreamly hight. im looking at 400 a month. companies like this should be illigal.

10 August 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Ashlie,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

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