The application was easy, everything after is a bit outdated and slow. You cant activate without the pin. The pin takes days and you still cant do a balance transfer just get an error code. Other c... See more
Company replied

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Created with AI, based on recent reviews
Barclaycard is a UK credit card provider offering payment solutions designed to support everyday spending and money management. With a long‑standing presence in financial services, Barclaycard aims to provide secure, reliable products alongside digital tools that help customers manage their accounts with confidence. We value customer feedback and use Trustpilot to better understand customer experiences and identify opportunities to improve our services. Reviews help us listen, learn, and continue developing clearer communications and better support.
United Kingdom
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Can’t set up online account without card pin which I haven’t received yet

Reply from Barclaycard
Top notch credit card, with good 0% deals, and sensible credit limit

Reply from Barclaycard
Good communication, always helpful and give better transfer deals than Lloyds

Reply from Barclaycard
When my Barclaycard expired I requested a new one. Except I couldn't because the app said my card had expired. Online chat was suspended for 'improvements'. Phoned India to request a new card, twice. Card didn't arrive, twice. Hadn't even been issued, despite assurances it would, twice. Closed my account and went elsewhere.

Reply from Barclaycard
With the demise of the online service there is no means of downloading transactions in qif or ofx format. I'm lucky (?) having a Barclays account that allows me to see Barclaycard transactions on their online service. However there are no longer ofx or qif options, merely csv which doesn't work. The amounts have had the pence truncated. All amounts are just pounds. Please employ some decent IT staff to sort this mess out.

Reply from Barclaycard
Insane application process for a credit card. It's 2026, but they don't offer any digital footprint of your application, nor would they accept any information via their portal. It's taken me 2 months to process a credit card application, and I've had zero emails from them. They sent me a contract in the post with no return envelope, and then proceeded to lose my information. I've called 3 times for updates, and nobody will tell me anything. Finally the latest time I called them, they told me my application has lapsed. They still won't provide an email confirmation or letter about this. Honestly the worst experience I could think of.
Edit: I've had a nice reply from Barclaycard, but it's an empty offer - every time I've contacted them, their team bat excuses around and nobody seems able or willing to help further. Happy to add my customer reference number here if someone really wants to help.

Reply from Barclaycard
NIGHTMARE
I have been trying to get to speak to a manager concerning a refund mistake , but firstly you get an automated machine that won't let you request a call , so you call , take over 30 minutes all the time (over 2 hours in total) and still not rectified
A fiasco , I asked for a manager to call me and I was told the she couldn't guarantee a call back , IT IS THEIR MISTAKE, I AM TRYING TO HELP THEM , BUT THEY ARE NOT INTERESTED , theyre only getting one star as it won't let me do a minus

Reply from Barclaycard
It asked a lot of questions that i would want the answers to if i found myself in those positions

Reply from Barclaycard
I was fine applying for the card online, but I need paperwork from now on, as I don’t know how to do apps.

Reply from Barclaycard
Easy process with accurate and timely information provided throughout

Reply from Barclaycard
Barclaycard is the best credit card on the market.

Reply from Barclaycard
I hadn't realised that the Amazon Barclaycard was a different product and requires a smartphone to manage the account. I don't have one of these so the card is not for me.
However, the assistance I received from Barclays staff was excellent and I have no doubt their cards are well supported and ideal people with the right phones.

Reply from Barclaycard
Website is great,very easy to navigate and flexibility is spot on,made to feel like a valued customer, very impressed

Reply from Barclaycard
Stole my funds! The operator didn’t even know what month it was when I phoned.
The balance was paid off to £0 and a refund was made as I sent some clothing back.
Barclaycard then decided to close my account with no reason. There was then £66.16 owed to myself.
After 30 minutes on the phone the operator finally says I’m not getting the money back!

Reply from Barclaycard
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.