Advance Financial Reviews 13,920

TrustScore 4.5 out of 5

4.3

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their helpfulness, positive attitude, and professionalism, making interactions pleasant and efficient. Many people highlight the exceptional customer service, noting the quick responses and the ease of the overall process, from application to receiving funds. The user experience is often described as seamless and straightforward, with many appreciating the quick approval and easy-to-use website. However, some customers also noted issues with payment processing, including difficulties related to specific financial programs, unexpected changes in payment amounts, and discrepancies in account balances. Concerns were also raised regarding certain payment handling practices.

What people talk about most

Staff

Customers consistently note positive experiences with staff. Many reviewers praise the helpfulness,... See more

Customer service

Reviewers mention positive feedback about customer service. Many customers praise the helpfulness,... See more

Payment

Consumers find payment experiences to be ambiguous. Many reviewers report issues with unauthorized... See more

Service

Reviewers highlight positive aspects of service, with many praising the incredible and fast service, ease of... See more

User experience

People report positive experiences with user experience. Many customers found the application process easy,... See more

Based on these reviews

Rated 5 out of 5 stars

Incredible Service, easy to apply and thanks to these fine folks , my Christmas and Birthday Gifts are Done with money to spare to catch up bills and still have some in reserve! Excellent Customer Ser... See more

Rated 5 out of 5 stars

It may be an expensive form of credit but if used as intended for short term needs it's not very expensive at all, in fact it's significantly cheaper than any payday loan service I've ever used. If yo... See more

Rated 5 out of 5 stars

I had /tried for 3 days to get a loan and constantly had messages that something was wrong with my password wich I changed at least 10 times or their was some other problem. I went on line with Advan... See more

Rated 5 out of 5 stars

I've had to call for help several times because this is all new to me. Everytime I've called the Customer Service has been outstanding. Everyone has been so nice and happy to help me. I will define... See more


Company details

  1. Money & Insurance

About Advance Financial

Written by the company

Tennessee based, Advance Financial was founded in 1996. From its humble beginnings as a 3-store chain, the company has grown to include more than 90 locations throughout Tennessee. Advance Financial is a leading fintech company offering online line of credit and installment loans across the country.

Recent recognitions include 2019 Inc. 5000 fastest-growing private companies for the eighth straight years; A+ rating by the Better Business Bureau; Nashville’s 4th fastest growing company (2019, Nashville Business Journal); Forbes Best Employers for New Graduates (2018); and, Indeed Top-Ranked Workplace for Compensation/Benefits (2019). Advance Financial is the second largest family-owned company headquartered in Nashville (2019, Nashville Business Journal).


Contact info


4.3

Excellent

TrustScore 4.5 out of 5

14K reviews

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Rated 5 out of 5 stars

CSR MAKE A DIFFERENCE

I don’t call into customer service often but when I do I expect to be assisted at an exemplary level. With that, yesterday I spoke to Shanda (Tennessee) and she was very patient, helpful and professional. You need to clone her…she was helpful and resolved my concerns.

15 April 2026
Unprompted review
Rated 5 out of 5 stars

Loan application

They were a big help to get me logged in. I was a little disappointed in the amount I qualified for. But it's ok. Hopefully they will raise it as I pay them

13 April 2026
Rated 1 out of 5 stars

Please do not borrow from them unless…

Please do not borrow from them unless you’ll have the full amount to pay back right away. You will get stuck making ungodly amounts back and it doesn’t barely touch the amount you borrowed.

13 April 2026
Unprompted review
Advance Financial logo

Reply from Advance Financial

Hi Kyle. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

Rated 4 out of 5 stars

Nice to get the money but shit the fees…

Nice to get the money but shit the fees the the payment sucks I finally paid them off after 800 something a month $25/$30 was going towards payment rest was fees and interest PEOPLE DONT DO IT YOULL BE IN DEBT FOREVER AND STRESSED

11 April 2026
Unprompted review
Advance Financial logo

Reply from Advance Financial

Hi Jeff. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

Rated 1 out of 5 stars

They are terrible do not go with the…

They are terrible do not go with the company they take money out of your account without your authorization. Even after being told to they still do it. TERRIBLE I DON’T RECOMMEND ANYONE TO GET ANYTHING FOR THEM.

11 April 2026
Unprompted review
Advance Financial logo

Reply from Advance Financial

Hi Sajada. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

Rated 2 out of 5 stars

Disappointed

Thought I was getting a loan as I went through the process I was waiting for each next step to tell me what my payments was and then all of a sudden it was complete and I find out it's a line of credit. Im 50 years old and have been doing loans for years and this was not transparent and I feel tricked. I appreciate the 1200 line of credit but doubt I will use it because the interest rate and how it works sounds like something Donald Trump would come up with. Have a great day.

11 April 2026
Advance Financial logo

Reply from Advance Financial

Hi Michael. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

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