An amazing way to bank
An amazing way to bank; fully on WhatsApp. Very easy to use, I love the voice note feature
16 June 2026
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Company details
Written by the company
Xara is an AI-powered conversational banking assistant that lives where Nigerians already spend their day: WhatsApp. No new app to download, no clunky interface to learn. You simply chat send audio or image, and Xara handles the rest. Send money to any Nigerian bank, buy airtime and data, pay your bills, check your balance, and stay on top of your finances all through natural conversation. Ask in plain language, the way you'd message a friend, and Xara understands you. We built Xara because financial services in Nigeria are often harder than they need to be. Long forms, dropped sessions, apps that drain your phone. We stripped all of that away and put banking inside the one platform you open dozens of times a day anyway. Security sits at the centre of everything we do. Your transactions are encrypted, your data is protected, and we operate within Nigeria's regulatory framework alongside licensed banking partners. 50,000 users and businesses already trust Xara to move their money quickly and safely. Whether you're splitting a bill, paying for data at midnight, or sending cash to family, Xara is built to make it feel effortless. This is banking that meets you where you are. Simple, fast, and human.
Contact info
Nigeria
- xara@xavatech.co
- usexara.ai
3.7
Average
1 review
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