Ultimate Finance Reviews 1,018

TrustScore 5 out of 5

5.0

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, friendly demeanor, and proactive approach, highlighting their commitment to client success. The service is frequently described as exceptional, with many people appreciating the efficiency, ease of use, and reliable support provided. Reviewers often mention the quick response times and the personalized attention they receive, which significantly contributes to a smooth and positive user experience. Consumers also value the company's ability to understand their specific business needs and offer flexible, tailored solutions. Many note that the support has been instrumental in improving their cash flow and enabling business growth. The overall sentiment emphasizes the professionalism, knowledge, and dedication of the team, making them a highly recommended partner for financial needs.

What people talk about most

Staff

Clients share positive opinions on staff, consistently highlighting their helpfulness, professionalism, and... See more

Service

Customers consistently note positive experiences with service. Reviewers frequently praise the fast funding,... See more

Customer service

Reviewers highlight positive aspects of customer service, consistently praising the helpfulness and... See more

Response time

Customers had positive experiences with response time. Many reviewers consistently praise the promptness and... See more

User experience

Reviewers consistently report positive feedback about the user experience. Customers praise the platform and... See more

Based on these reviews

Rated 5 out of 5 stars

Moving our factoring account to Ultimate Finance was one of the best moves we’ve made as a company. Not only have they proven to be cheaper than our previous provider, they’ve also played a major role... See more

Company replied

Rated 5 out of 5 stars

Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more

Company replied

Rated 5 out of 5 stars

Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use. Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowaday... See more

Company replied

Rated 5 out of 5 stars

I've been using Ultimate Finance for over a year, mainly for invoice factoring, and it's been a game changer. Cash flow was a constant challenge before, but their support has made things much sm... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Business to Business Service
  4. Financial Institution

About Ultimate Finance

Written by the company

Keeping business moving

At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.

The Right Solution

Creative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.

The Right People

Valuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.

The Right Process

Speed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.

The Right Partner

Long-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.

The Right Choice

We’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions

Get funded Become an introducer

Our funding solutions

Written by the company

Invoice Finance
Waiting to be paid is hard on any business. Invoice Finance lets businesses use their sales ledger as an asset which they can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be accessed within 24 hours.
Asset Finance
We make it easy to get the equipment a business needs without the upfront costs through Hire Purchase, Lease or Refinance. And we’re fast. Finance is usually in place within 24 hours.
Bridging Finance
Where property is concerned, speed is everything. We’re able to have a decision in principle within 24 hours, and a fully credit backed offer within 72 hours.
Construction Finance
Construction businesses can often face cashflow challenges whilst waiting for customers to pay. New contracts are great for business, but they also bring with them new expenses, such as buying supplies upfront and paying additional wages, often leading companies to need to tap into their working capital before they receive their first payment. Construction Finance frees up the liquidity needed to complete existing contracts whilst looking to take on new ones so that growth ambitions aren’t slowed down.
Recruitment Finance
Recruitment Finance is a type of Working Capital Finance tailored to the needs of businesses within the Recruitment industry. It’s a complete finance and back office package in one simple to manage facility. We advance cash against temporary or permanent placements so that there is no need to wait for clients to pay invoices, as well as facilitate the processing, payroll and credit control demands by giving you access to RSM’s market-leading Recruitment Pay & Bill services.
Trade Finance
A simple way to bridge the financial gap between paying costs for the supplies a business needs and being paid by their customers with up to 120 days' trade credit available.
Structured Finance
Tailored funding through a combination of different assets: receivables, plant and machinery and / or property, with cashflow loans also available). We use our funding expertise to fully tailor a solution that is bespoke to a business to fully meet its requirements.

Contact info

5.0

Excellent

TrustScore 5 out of 5

1K reviews

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Rated 5 out of 5 stars

Tailored funding approach

Tailored funding approach. Account managers demonstrate understanding of our business, our cash requirements and provide a flexible tailored solution. Great partner to be dealing with.

15 April 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for taking the time to share about your experience, we really appreciate it. We believe that helping your business keep moving requires a full understanding of how your business works, so we make sure our Relationship Management team excel at it. We're delighted to see it makes us your funding partner of choice and we look forward to continuing to support your ambitions.

Rated 5 out of 5 stars

A funding partner you can trust

Moving our factoring account to Ultimate Finance was one of the best moves we’ve made as a company. Not only have they proven to be cheaper than our previous provider, they’ve also played a major role in our growth. Their fast funding and incredible industry knowledge have helped improve our decision-making and move the business forward with confidence.

15 April 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review and for trusting us as your funding partner of choice - we know switching providers can be a daunting task, and we're delighted that the team has made it as easy as can be and worthwhile. We're proud to be bale to help you meet your ambitions and to play a part in your success story.

Rated 4 out of 5 stars

The staff are always helpful with any…

The staff are always helpful with any issues and are supportive to the business needs.

13 April 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great feedback. We are delighted to hear our support has made a difference to your business.

Rated 5 out of 5 stars

Great company

Great company with all attention to us and our needs.
Have a few meetings in person to understand the company, the UF site and our needs. Staff are very helpful and easy reachable.

8 April 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review. We’re really pleased you’ve had such a positive experience with us. We truly believe in doing all we can to fully understand your business and become an extension of your team so we can best support your ambitions - we're delighted to hear you value this too!

Rated 5 out of 5 stars

Worked with Chris and Stewart and the…

Worked with Chris and Stewart and the team was really straight forward and many thanks to everyone

3 April 2026
Unprompted review
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Reply from Ultimate Finance

Thank you for your review, Chris and Stewart will be delighted to hear this! We look forward to continuing to support your ambitions.

Rated 5 out of 5 stars

We have dealt with Michelle at Ultimate…

We have dealt with Michelle at Ultimate Finance for many years.
I cannot speak highly enough of the company and how they conduct business.
5 Stars all day long.

2 April 2026
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Reply from Ultimate Finance

Thank you for your review and for your loyalty over the years. We are delighted to hear you have had such a positive experience and we look forward to continuing to support your business for many more years!

Rated 5 out of 5 stars

We recently moved over to Ultimate…

We recently moved over to Ultimate finance via Adam Myers who was our lead; from start to finish everything was smooth. We are now working with Michelle and Ahmed and are very impressed with the experience and maturity on a day to day basis. We are in safe hands knowing we are working with such a great company and staff who are so helpful and keen to see us grow. I am so glad we have moved over to Ultimate Finance.

2 April 2026
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Reply from Ultimate Finance

Thank you for your review. We are glad to hear everything has gone so smoothly since moving to us and Michelle and Ahmed will be delighted to hear your positive experience with them. We are looking forward to continuing to support your business.

Rated 5 out of 5 stars

Ultimate Finance supported us through…

Ultimate Finance supported us through every step of the process with total efficiency, and you feel 100% of the way that they are there to help. Excellent communication and response time too. Painless experience, not at all usual in the financial market.

9 March 2026
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Reply from Ultimate Finance

Thank you for such a great review, we really appreciate it! We are delighted to hear you have had such a positive experience and thank you for choosing us as your funding partner of choice.

Rated 5 out of 5 stars

Jamie Glenn delivers 1st class service…

Jamie Glenn delivers 1st class service from start to finish and Ultimate really do make this simple and efficient.

6 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review! We are please to hear you are happy with Jamie's support.

Rated 5 out of 5 stars

Highly Recommended

We have been with Ultimate Finance for years. The customer service is second to none. Really friendly, supportive and efficient staff especially our new relationship manager, Vipul Mehra, who has been an excellent replacement to the wonderful Hannah Lester. The portal is very user friendly also.

9 March 2026
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Reply from Ultimate Finance

Thank you for your review and your loyalty over the years! We are pleased to hear that Vipul's support is making a real difference. We look forward to continuing to support you and your business.

Rated 5 out of 5 stars

Amazing experience

Amazing experience

I have found the platform to be very user friendly. All queries are dealt with promptly, never a need to follow up. The staff are helpful and professional.

10 March 2026
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Reply from Ultimate Finance

Thanks for the great review. We’re thrilled to hear you have had such a great experience! We look forward to supporting your business for the long term.

Rated 5 out of 5 stars

AMAZING Regional Director

It is so refreshing to work with a Regional Director who is involved in the case from start to finish. Alice is always available to help with questions, queries and find solutions when we hit a bump in the road. Great service, great lender, just great all round :)

10 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for the kind feedback. We’re really pleased to hear our approach is refreshing, and we're proud of Alice for delivering such an outstanding service to you!

Rated 5 out of 5 stars

Pleasure to work with

Ultimate are certainly a lender that stand out for exceptional service and a truly flexible approach to funding! With a friendly and approachable sales team that are always on hand to manage queries, speedy service is an added bonus with Ultimate although, I must give a special shout out to our brilliant BDM Jamie Glenn for processing deals so seamlessly! He will always competitively work to get the right deal.

10 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for sharing this feedback, we really appreciate it - and outstanding service and great flexibility are exactly what we aspire to be remembered for! It’s great to hear the team have been so helpful, and we’ll make sure Jamie knows how much you valued his support.

Rated 5 out of 5 stars

Trusted partner for the realities of business

Ben Hunter at Ultimate Finance is the kind of person you want in your corner when you are running a business.

He is responsive, thoughtful, and genuinely understands the pressures that come with managing a company. His professional and flexible approach means conversations are always practical and grounded in the day to day reality of business.

What really sets Ben apart is the human side he brings to finance. He has a great sense of humour and never loses sight of the people behind the numbers.

He consistently goes the extra mile to support us as clients, always taking the time to understand what is really happening in the business and how best to help.

If you are looking for someone who truly understands the realities of running a company, Ben is someone worth speaking to.

9 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for taking the time to leave this feedback, it means a lot. Ben will be delighted to hear this, and we’re really pleased our relationship-based approach to supporting you and your business is making a difference.

Rated 5 out of 5 stars

Staff always very helpful and…

Staff always very helpful and communicate quickly and effectively.

10 March 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review - we really appreciate it! We're delighted you've chosen us as your business' funding partner of choice!

Rated 5 out of 5 stars

Exceptional service and support

We could not be happier with the service we have received from Ultimate Finance. Particularly from our Relationship Manager Ben, who has been key in helping us set up our new invoice financing facility over the last few weeks.

The process of implementing the new facility was incredibly smooth, thanks entirely to Ben's expertise, responsiveness, and dedication. He guided us through every step, answering all of our questions quickly and ensuring we understood the terms and mechanics of the service.

His commitment to making the setup process stress-free truly demonstrated Ultimate Finance's exceptional, client-focused approach. We feel completely supported and confident in our new facility, and that is a credit to Ben's outstanding service. Highly recommended!

10 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review. We’re glad everything was up and running so quickly, and Ben will be delighted to hear your kind words. We look forward to continuing to support your business.

Rated 5 out of 5 stars

A Pleasure to Work With!

We have been working with Ultimate for considerable years and the service is second to none! An honourable mention to Jamie Glenn who has always stepped in to assist and provide useful guidance when needed, always a pleasure to work with!

10 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review and your loyalty over the years! We are pleased to hear that Jamie's support is making a real difference. We look forward to continuing to support you are your clients.

Rated 5 out of 5 stars

Great to work with

We have been working with Ultimate Finance for almost two years now and have found them to be a great company to deal with. We have a strong relationship with our account manager and her team.

9 March 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review and it's great to heat that you have built such a strong relationship with the team! We are delighted to be your funding partner of choice.

Rated 5 out of 5 stars

Fantastic lender

Fantastic lender - commercial underwriting, swift decisions, fair rates, fast payouts with helpful staff.

6 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for such a great review, we really appreciate it! We are delighted to hear we're meeting your expectations when it comes to a funding partner!

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