Simple way to insure your music gear
It was easy to add my collection using the receipt forwarding feature. Once the collection was built, it was super simple to work through insuring my gear. I highly recommend!
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Ramble is a first-of-its-kind collection and insurance platform built specifically for music gear. Musicians can manage and protect their full collections, studios, touring rigs and more by simply adding photos of their gear to an AI-powered uploader, and answering a few application questions. // Ramble offers global coverage against all risks, serving the often overlooked gaps between homeowners and renters insurance. Policies start at $175 per year, offering over $13,000 of coverage for all types of music gear, instruments, accessories and equipment such as cables, computers, lighting and stage effects. Policies are underwritten as commercial inland marine, which cover full professional use cases. // We're proud to be launching alongside D'Addario, the largest and most respected name in strings and accessories. Together, we've released Gear Collection, a white-labeled version of the Ramble collection functionality, to over 600,000+ Players Circle members. With just a click, users can sync their accounts between Gear Collection and Ramble, to get our best-in-class insurance coverage. // Ramble is administered by Bolton Street Programs, an MGA with decades of experience managing music-focused insurance programs. All policies are underwritten by Accelerant, a top-ranked insurance carrier with a key emphasis on specialty technology platforms. // Ramble is a licensed insurance brokerage in all 50 states (marketed as Ramble Insurance Services in the state of California, Lic. #6017955).
244 5th Avenue Suite 1823, New York, United States
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It was easy to add my collection using the receipt forwarding feature. Once the collection was built, it was super simple to work through insuring my gear. I highly recommend!
As someone who does a painstaking analysis of everything she purchases, let me save you some time if you’re trying to figure out which music gear insurance that makes the most sense lol. I play flamenco and classical guitar and have a few heirloom guitars that have badly needed protection…
My deep dive takeaway was that the policies of all the major options (Clarion, Anderson, Heritage, MusicPro, etc.) basically have identical terms and limits. Also the same MGA actually underwrites both MusicPro and Ramble with the same exact policy.
So the difference comes down to how nice the user interfaces are for cataloguing and managing your stuff, and Ramble is basically lightyears ahead there with the chatbot interface and everything. I legitimately dread creating listings for anything (this includes when I sell on Depop) and I wish it was always this easy to list stuff.
The guys are also very responsive and kind from my experience and super quick to get on the phone to answer questions.
My only wish is for monthly payments instead of yearly, but none of the services seem to offer that.
Hope this helps another over-thinker out there!
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