Sunwise Capital Reviews 87

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Thank you Sunwise Capital for helping me get the PPP funding. Your customer service was OUTSTANDING! Your team responded quickly to all my emails and they professionally responded to all my phone ca... See more

Rated 5 out of 5 stars

Awesome company to work with, Great customer service and very responsive to all my questions. The whole process was smooth and easy. Highly Recommend anyone to Vivian looking to Grow and expand their... See more

Company replied

Rated 5 out of 5 stars

Vivian is the absolute best. She worked extremely hard to get the funding i needed and was so helpful with the entirety of the process. I felt very comfortable and my needs as a business were take... See more

Company replied

Rated 5 out of 5 stars

Vivian K was very friendly & helpful. She explained all the terms very well & helped me understand everything before moving forward. I changed my path many times & she accommodated that with patience.... See more

Company replied

Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Financial Consultant

About Sunwise Capital

Written by the company

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Sunwise Capital launched in 2010 to solve a constant problem for small businesses: getting true business financing and working capital based on the business—without forcing owners into a personal-loan experience.

Today, we’re evolving into a modern commercial lending platform built for established businesses that value speed, transparency, and smart structure. We help owners access working capital and business loans, expand growth through equipment financing, and provide commercial real estate financing for qualified borrowers, including owner-occupied purchases and refinances. The goal isn’t just funding—it’s helping you create a stronger financial foundation, improve cash flow resilience, and build long-term wealth.

Our difference is how we combine urgency with disciplined underwriting. We use a data-driven champion-challenger approach and a sophisticated loan decision framework to evaluate opportunities quickly while matching businesses to the most appropriate option. Because financing is often time-sensitive—inventory, payroll, expansion, acquisitions, and unexpected expenses—our process is designed to move fast: apply in minutes, receive a decision quickly, and when available, access same-day funding within hours.

Sunwise Capital has helped 86,000+ small businesses move on opportunities with confidence and keep momentum when timing matters most.


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4.9

Excellent

TrustScore 5 out of 5

87 reviews

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Rated 5 out of 5 stars

Vivian was a pleasure to work with she…

Vivian was a pleasure to work with she was very professional and help me every step of the way through the process will definitely use them again and recommend to anyone that’s needs funding

11 January 2022
Unprompted review
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Reply from Sunwise Capital

The pleasure is ours. Thank you Geoge!

Rated 5 out of 5 stars

Excellent source for capital!

Vivian was amazing! She was with us every step of the way! When we needed more flexibility, she was able to pivot so easily to find us the right offer. We would definitely use her again and highly recommend for any business wanting to take it to the next level.

30 November 2021
Unprompted review
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Reply from Sunwise Capital

Jason, Thank you so much for the kind words. It was a pleasure working with you! We're here to help. All the best on your expansion and growth from the Sunwise Capital Team

Rated 5 out of 5 stars

The process was explained to me…

The process was explained to me properly & best of all, it was fast. On my time of need, I’m glad I was able to get the help I needed. I would def recommend.

5 November 2021
Unprompted review
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Reply from Sunwise Capital

Glad we could help in an easy and timely manner! Thanks Facinet!

Rated 5 out of 5 stars

Excellent customer service

Assisted through the entire process. Great experience once again

21 October 2021
Unprompted review
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Reply from Sunwise Capital

Thank you Foeke! Always a pleasure working with you and your company.

Rated 5 out of 5 stars

Great customer service

Very simple, easy process. Great communication.

9 April 2021
Unprompted review
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Reply from Sunwise Capital

Thank you for the great review. It is our pleasure working with you. Looking forward to a long term relationship as you continue to grow your business. Glad we could help!

Rated 5 out of 5 stars

Outstanding Customer Service

Thank you Sunwise Capital for helping me get the PPP funding. Your customer service was OUTSTANDING! Your team responded quickly to all my emails and they professionally responded to all my phone calls. I wish my bank even picked up the phone once. You guys returned every call - especially a hats off to Mark who held my hand throughout the whole process. Can't recommend you guys enough.

19 June 2020
Unprompted review
Rated 1 out of 5 stars

I don't believe this company is legit

I don't believe this company is legit. You can't get anyone on the phone at all. I complained about repeatedly leaving messages and asked to speak to a manager, guess what you can't get anyone other than some people that appears to be an answering service, always a different person. They can't transfer you, nada. How is that for customer service? Pretty terrible.
Update: Apparently this company struggles with the fact that women have a maiden name and a married last name. Nice try, you know darn well it was four times over two weeks and there is NO CONFUSION. You all are just awful. STAY AWAY.

2 June 2020
Unprompted review
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Reply from Sunwise Capital

Dear Cynthia Chesnutt or Cynthia Raker,

Thank you for bringing this to our attention and taking the time to give us your feedback. We are so sorry that you had a negative experience with our front desk and service department. I'm so sorry we let you down. Our goal is the total satisfaction of our clients and to provide the best possible experience. We take your feedback, and the feedback of other reviewers, to heart. This shouldn't have happened to you. We dropped the ball completely here. If you're open to it, I'd like to make this up to you.

Quick follow up: Cynthia, first, we have the last name you left us at the front desk, but you have a different name on another review. We're wondering if you have us confused with another company? We checked our records and you called us this past Friday and twice today (not 4 times over a two week period). Our goal is to always call back within 24 hours. We messed up on Friday's return call which would have been yesterday at the latest. However, we did call you today (Tuesday). Again, our apologies.

Rated 5 out of 5 stars

Sunwise Capital

Our business got a loan through Sunwise Capital so we could upgrade our equipment to take on bigger projects. The customer service was excellent all the way through the whole process. Vivian was very helpful and made the process very fast and painless. We will certainly use them again in the future.

18 February 2020
Unprompted review
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Reply from Sunwise Capital

Thank you Justin. Our pleasure. Looking forward to a long term relationship.

Regards,
Sunwise Capital

Rated 5 out of 5 stars

A refreshing approach!

I have known this company for a few years now, and keep being surprised about their dedication and creativity. There is a constant eagerness to come with solutions that work.Vivian and her team are definitely not in this to make a quick buck. They really partner with people. Which is refreshing in the financing business.

24 January 2020
Unprompted review
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Reply from Sunwise Capital

Helmut,

It was our pleasure! Thank you for the kind words. Always here to help!

All the best,
Vivian Kane
Sunwise Capital

Rated 5 out of 5 stars

Sunwise Capital has been very helpful…

Sunwise Capital has been very helpful to us. Vivian Kane knows how to help us in a timely fashion. She keeps us informed and is available for any questions we may have.

21 January 2020
Unprompted review
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Reply from Sunwise Capital

Hi Gemi,

Our pleasure! Thank you for your kind words. Always here to help!

Thank you,
Sunwise Capital

Rated 5 out of 5 stars

Great partner for our business.

Vivian listened to our needs and then worked hard to deliver a solution that matched our needs and in less than a week! Highly recommended!

12 December 2019
Unprompted review
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Reply from Sunwise Capital

Thank you Greg and Patty for the kind words. It was our pleasure working with you. All the best on your continued growth and glad we could help.

Rated 5 out of 5 stars

Professional, Clear and Efficient

Vivian was professional, clear about the requests, risks and results. Document hand offs and instructions are clear and simple. The buyer that she brought to us was clear in contract language and the funding call was collaborative and supportive. I was impressed with the raw efficiency.

I understand the sophisticated nature of business financing and the reduced regulation. This is beneficial to the skilled business operator, since we get to make the determination, as opposed to the government setting standards, resulting lost opportunity. You must know that this is not consumer grade work, and understand exactly what the risks and trade offs are.

Thank you Vivian and Sunwise.

1 November 2019
Unprompted review
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Reply from Sunwise Capital

Carlos, it was a pleasure helping you. We look forward to your continued growth and success.

Rated 5 out of 5 stars

Great company and great service

This company was extremely helpful and easy to work with. They were responsive and answered any questions very timely. It was a relief from the normal headaches similar companies caused when trying to get help. Would definitely recommend Sunwise Capital.

10 October 2019
Unprompted review
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Reply from Sunwise Capital

Appreciate the positive review. If there is anything else we can do to help Elev8ClothingCo, please let us know. SWC

Rated 1 out of 5 stars

Another waste of time company

Another waste of time company. Avoid.

16 November 2017
Unprompted review
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Reply from Sunwise Capital

Mr. David Goehst, thank you for taking the time to let us know about your experience with Sunwise Capital. We are sorry that we were not able to make your experience with our company more than a “waste.” We appreciate your comments and the opportunity to review your feedback.

According to the application you submitted to us yesterday, you started your business in November 2107. We received your application on November 16, 2017. The form that you submitted initially to us clearly states “No Startups.” That alone would be a reason for the decline. You also never spoke to us before submitting your paperwork about your loan request. If you did we would have guided you to not apply for the reasons stated below.

However, we looked up your company and see, according to the secretary of the state you started December 2016. We next reviewed the business bank statements that you submitted. In August 2017, you had one deposit. Again, we know of no lender that would lend money based on a single deposit. This is compounded by the fact that the “deposit” was a “transfer” into the account and not an actual deposit.

We see in September and October there are 4 transfers and 3 transfers respectively and not deposits by verifiable customers.

We also see that you applied to at least two other lenders the same day who declined your application and you also gave them a 1-star rating on T.P. In fact, we see that you have been trying to secure capital from lenders going back as far as September 2016 with the exact same results and the same one-star rating.

Mr. Goehst, every business owner who applies for a business loan believes that their company or idea is worthy of funding. Unfortunately, not every application can be approved. We certainly wish you the best of luck with your endeavors in the future and certainly hope you find someone to fund your dreams.

Rated 5 out of 5 stars

Excellent service

Excellent service! Vivian is as efficient and helpful as anyone can possibly be. Great experience.

11 August 2017
Unprompted review

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