Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
As soon as I requested a loan the first time a lender proposed to me within minutes! I started with a 52 and after only 1 loan repayment I increased to a 63!! I applied recently again and multiple pro... See more
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Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place... See more
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Well, for a community run system such as this it is quite spectacular. True to form, no credit checks and everyone starts off with a fair shot to grow and build credit with the app ecosystem. And it w... See more
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Company details
About SoLo Funds
Written by the company
SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.
SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.
The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.
Contact info
8605 Santa Monica Blvd PMB 615204 , 90069, West Hollywood, California , United States
- info@solofunds.com
- solofunds.com
The #1 Community Finance App
4.5
Excellent
3K reviews
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I loved it
I loved it ! So far so good ,solo funds make it so easy to get the money you need when you are in a jam . Highly recommend it to anyone stuck in between paychecks.
10 June 2026
Reply from SoLo Funds
Dear Emiliano,
We’re happy to hear that Solo Funds has made it easy for you to get the money you need when you’re in a jam.
We truly appreciate your recommendation and are glad we could be a helpful resource between paychecks.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
We’re glad to hear Solo has been helpful for you. We appreciate your trust and support.
Thank You,
SoLo Community Expert
Efficient and there when I need it
Efficient and there when I need it. Appreciative of my fellow peers
10 June 2026
Reply from SoLo Funds
Hello,
We’re glad to hear Solo has been efficient and available when you needed it. We also appreciate the peer lenders who help make the Solo community supportive and reliable.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Chiquita,
We’re glad to hear Solo has been easy to use and convenient for you. We appreciate your trust and support.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
We’re glad to hear Solo was there on time when you needed it. We truly appreciate your support and are happy the app could help.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
We’re glad to hear your experience with Solo has been fast and great so far. We appreciate your support and hope to continue meeting your expectations.
Thank You,
SoLo Community Expert
Solo is an awesome platform for either…
Solo is an awesome platform for either wanting to borrow or to lend out money for your unexpected circumstances. When u can't get a traditional loan because you were denied, thats where Solo comes in. There are so many lenders wanting to help it doesnt take long to get someone to fund your expense. The leinacy of when u can pay back is phenomenal. Solo exceeds where other lending companies do not. IT'S PEOPLE ACTUALLY HELPING PEOPLE, not some corporation trying to get money out of u for them lending you money!!! I recommend this to ANYONE in a bind.
20 April 2026
Reply from SoLo Funds
Dear Justin,
We’re thrilled to hear that Solo has been a helpful option for borrowing or lending when unexpected circumstances come up.
Our community is built around people helping people, and we’re glad that experience came through for you.
We truly appreciate your trust, your support, and your kind words about the platform.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Roshawn,
We’re glad to hear you had a great experience with Solo. We appreciate your trust and support.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
We’re glad Solo came in handy when you needed support. We appreciate your trust and are happy we could help.
Thank You,
SoLo Community Expert
I have not been funded for $50 I've had…
I have not been funded for $50 I've had one loan for $100 and paid it right away. I've been on the market for 3 days and really need the help
6 June 2026
Reply from SoLo Funds
Hello,
We understand our model does not follow traditional lending models as we wanted something different, something more human. So we are happy to provide some additional information regarding the loan funding process.
Once a Borrower submits a loan request to the Marketplace, it will then need to be accepted to be funded by a Lender (a user on the app such as yourself). This time period of waiting for your loan to be accepted can vary in time. However, when a loan is accepted to be funded by a Lender and both parties agree on the terms, it takes only minutes for the funds to be deposited into the Borrower's SoLo wallet.
Here are a few points to keep in mind:
1. Funding a loan request is up to the discretion of individual lending members. Borrowing members choose how much and when they pay, including if they want to add an optional tip to the lending member or donation to SoLo. Borrowing members have 100% optionality and control over the terms of their loan, and any amount paid in addition to the loan principal is voluntary. Electing not to tip or donate has no impact on a member’s ability to request a loan, nor does the SoLo platform give a member preferential treatment for including a tip or donation.
2. You can increase your trust in the platform by paying your loans back early or on time. This will increase your SoLo Score, and will also be visible to lending members in your loan history. The higher your score, the more trust future lenders will have in you.
3. Your loan will be active in the Marketplace for up to 3 days. At that time, if it remains unfunded, it’ll be automatically canceled. Upon cancellation, you can immediately create a new request.
We hope this information is helpful. Please let us know if you have any additional questions.
Thank you,
SoLo Community Expert
Reply from SoLo Funds
Dear Brianna,
We’re glad to hear you were able to borrow funds quickly and found Solo easy to use.
We appreciate your trust and are happy we could help when you needed it.
Thank You,
SoLo Community Expert
100% of the funds on hold
I was funded the amount I requested, I used the card once for a small amount and the full balance has been held for over 12 hrs. This is very inconvenient if I requested the funds for an emergency and I can't have access to what I was given.
8 June 2026
Reply from SoLo Funds
Dear Whitney,
Thank you for reaching out.
The issue was due to a pending status on a transaction from the merchant on 7 June 2026.
The issue was resolved on 8 June 2026 and our records show you have been able to succesfully use your SoLo debit card for subsequent transactions.
Thank You,
SoLo Community Expert
navigating the app was easy
navigating the app was easy. applied for a loan 2 mins later had funds in my account. overall 10/10
7 June 2026
Reply from SoLo Funds
Dear Justin,
We’re glad to hear the app was easy to navigate and that you received your funds so quickly.
We truly appreciate the 10/10 rating and are happy Solo could help when you needed it.
Thank You,
SoLo Community Expert
Very easy to use and great service
6 June 2026
Reply from SoLo Funds
Dear Aron,
Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.
We look forward to seeing you again soon.
Thank You,
SoLo Community Expert
Amazing app
6 June 2026
Reply from SoLo Funds
Hello,
Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.
We look forward to serving you again.
Thank You,
SoLo Community Expert
You didn’t even know me but you helped…
You didn’t even know me but you helped me out that says a lot
6 June 2026
Reply from SoLo Funds
Dear Willa,
We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of transparency, simplicity, and unfair terms.
Thank You for being part of our community where people support each other.
Thank You,
SoLo Community Expert
Awesome place if you need a quick loan…
Awesome place if you need a quick loan to get by.
3 June 2026
Reply from SoLo Funds
Dear Reed,
Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.
Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Blake,
Thank you for reaching out.
Our records show that on 28 May 2026 your loan of $100 was successfully funded. On the same day, the funds were successfully disbursed and used via a debit card for a transaction with merchant STEP COM EMILEE S, a p2p mobile platform.
The repayment date for this loan was 1 June 2026.
Thank You,
SoLo Community Expert
As soon as I requested a loan the first…
As soon as I requested a loan the first time a lender proposed to me within minutes! I started with a 52 and after only 1 loan repayment I increased to a 63!! I applied recently again and multiple proposals where offered. Which is great! Hassle free!! AWESOME APP👍 👍
6 May 2026
Reply from SoLo Funds
Dear Thomas,
We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
Thank you for your continued support. We're incredibly grateful that you've chosen to share your positive experience with Solo.
Being part of our community inspires us to constantly strive for excellence. If there's anything else we can do to assist you, please let us know.
Thank You,
SoLo Community Expert
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