Smart Money Capital Reviews 536

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, extensive knowledge, and professional yet friendly demeanor, making interactions pleasant and reassuring. The customer service is frequently highlighted as outstanding, with many people appreciating the personalized approach and clear explanations provided. The overall service is described as excellent, with consumers noting the efficiency and ease of their experience, often leading to a sense of relief and peace of mind. The user experience is also highly regarded, with many finding the process straightforward and easy to understand. However, some people mentioned that the company primarily focuses on selling credit counseling or that they were unable to secure a loan through them.

What people talk about most

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the staff for being... See more

Customer service

Consumers find customer service to be positive. Many reviewers highlight the helpfulness and professionalism... See more

Service

Clients share positive opinions on service, highlighting its ease of understanding and efficiency. Many... See more

User experience

Reviewers mention positive feedback about user experience. Customers found the registration and setup process... See more

Based on these reviews

Rated 5 out of 5 stars

The agent was very friendly and helpful. She answered all my questions with confidence and reassurance. She went through everything step by step to make sure I understood the program and all the inf... See more

Company replied

Rated 5 out of 5 stars

I was currently with another debt relief program that was going nowhere while the creditors were beginning to show their impatience. One phone call to Smart Money Capital got me connected with a debt... See more

Company replied

Rated 5 out of 5 stars

What made my experience great? Is that Dylan gave me the best solution, was thorough, and so personnel although I was already at maximum d-t-i ratio which put me at ease!! He explained everything thor... See more

Company replied

Rated 5 out of 5 stars

Marcos was/is incredibly knowledgeable, thorough, patient, professional yet extremely friendly & helped me feel very secure & at peace knowing I was doing what was best for my life, present & future.... See more

Company replied


Company details

  1. Loan Agency

About Smart Money Capital

Written by the company

banner image one

Smart Money Capital is one of the fastest-growing online lending companies in the industry, and we take pride in helping people get back on track with our low-rate personal and business loans.

We’re here to provide access to capital when you need it most. Whether it’s to payoff debt, or cover one of life’s unexpected expenses, we’re here for you. We prioritize transparency and work hard on your behalf.

Contact us today to learn more about how we can assist you in reaching your financial goals!


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

536 reviews

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Replied to 100% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Ryan Maniaci explained everything…

Ryan Maniaci explained everything thoroughly. I hung up the phone feeling immediate relief about my credit card debt.

29 December 2025
Unprompted review
Smart Money Capital logo

Reply from Smart Money Capital

Thank you for your feedback! We’re glad Ryan took the time to explain everything thoroughly and that you felt relief about your credit card debt. —The Smart Money Capital Team

Rated 5 out of 5 stars

Excellent Service

Very easy to understand how they take care of your debt.

7 January 2026
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Reply from Smart Money Capital

Thank you for your feedback! We’re glad everything was easy to understand and that our approach to managing debt was clear. —The Smart Money Capital Team

Rated 5 out of 5 stars

They were very helpful and Kevin made…

They were very helpful and Kevin made the whole process really smooth

23 December 2025
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Reply from Smart Money Capital

Thank you for your feedback! We’re glad to hear Kevin made the process smooth and that our team was helpful throughout. —The Smart Money Capital Team

Rated 5 out of 5 stars

Amazing service

I was very pleased by how the whole process. Excellent customer service. I’m very grateful.

16 December 2025
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Reply from Smart Money Capital

Thank you for your kind words! We’re glad you were pleased with the process and received excellent customer service. We truly appreciate your gratitude. —The Smart Money Capital Team

Rated 5 out of 5 stars

Pleased in my communications with…

Pleased in my communications with Valerie

11 December 2025
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Reply from Smart Money Capital

Thank you for your feedback! We’re glad to hear you were pleased with your communication with Valerie. —The Smart Money Capital Team

Rated 5 out of 5 stars

She is helping me,best of her…

She is helping me,best of her knowledge. I am going through this process with her and she will give me the best answer.

26 November 2025
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Reply from Smart Money Capital

Thank you for your feedback! We’re glad to hear our agent is guiding you through the process with care and knowledge. We’re here to support you every step of the way. —The Smart Money Capital Team

Rated 5 out of 5 stars

Jean explained everything clearly and…

Jean explained everything clearly and worked with me on the best program

1 December 2025
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Reply from Smart Money Capital

Thank you for your feedback! We’re glad to hear Jean explained everything clearly and helped you find the program that works best for you. —The Smart Money Capital Team

Rated 5 out of 5 stars

Getting started

The registration and set up was great hopefully it all works out well for getting out of debt

17 November 2025
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Reply from Smart Money Capital

Thank you for your feedback! We’re glad the registration and setup went smoothly. We’re here to support you every step of the way and look forward to helping you move toward a debt-free future. —The Smart Money Capital Team

Rated 5 out of 5 stars

Genuine listing to the needs and…

Genuine listing to the needs and looking for solutions.

11 November 2025
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Reply from Smart Money Capital

Thank you for your feedback! We’re glad to hear our team listened to your needs and helped you find the right solutions. —The Smart Money Capital Team

Rated 5 out of 5 stars

Transparency and no sugar coating

Transparency and no sugar coating. The agent didn’t make me feel offended or embarrassed, but made me comfortable. He sounded very genuine, helpful and laid out facts. I definitely recommend.

13 November 2025
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Reply from Smart Money Capital

Thank you for sharing your experience! We’re glad to hear our agent provided clear, honest guidance while making you feel comfortable and supported. We truly appreciate your recommendation. —The Smart Money Capital Team

Rated 5 out of 5 stars

Thank you so much

11 November 2025
Smart Money Capital logo

Reply from Smart Money Capital

You’re very welcome! We’re glad to be able to assist you and resolve your credit card issue. —The Smart Money Capital Team

Rated 1 out of 5 stars

Was just a con for me to do a debt…

Was just a con for me to do a debt consolidation program for a little fea of 8000

5 November 2025
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Reply from Smart Money Capital

We’re sorry to hear about your experience and appreciate you sharing your concerns. Smart Money Capital does not charge fees directly; rather, we connect clients with trusted debt relief partners who explain all program details upfront. Transparency is very important to us, and we’d be happy to review your situation to clear up any confusion. Please contact our team directly so we can assist you further. —The Smart Money Capital Team

Rated 5 out of 5 stars

I was currently with another debt relief program…

I was currently with another debt relief program that was going nowhere while the creditors were beginning to show their impatience. One phone call to Smart Money Capital got me connected with a debt relief company that is the top in the nation. Within an hour, everything was up and running! Thank you Smart Money Capital!

3 November 2025
Smart Money Capital logo

Reply from Smart Money Capital

Thank you for sharing your experience! We’re so happy to hear that one call with Smart Money Capital helped connect you with the right debt relief program and got things moving quickly. Our goal is always to provide fast, effective solutions and peace of mind for our clients. We truly appreciate your trust in us! —The Smart Money Capital Team

Rated 5 out of 5 stars

Very friendly and informative in my…

Very friendly and informative in my concern. Thank you

27 October 2025
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Reply from Smart Money Capital

Thank you for your kind words! We’re glad to hear our team was friendly and informative in addressing your concerns. Providing clear guidance and great service is always our goal. —The Smart Money Capital Team

Rated 1 out of 5 stars

I was referred to you

I was referred to you, only to realize that you do not lend in NY. This company should have known that.

27 October 2025
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Reply from Smart Money Capital

Thank you for your feedback. We apologize for any inconvenience or confusion regarding state availability. We appreciate you bringing this to our attention and will make sure our team provides clearer information moving forward. —The Smart Money Capital Team

Rated 5 out of 5 stars

They made me feel at ease with a very…

They made me feel at ease with a very smooth process. They were very transparent about the entire process. A very trustworthy company. If you are looking for a solution look no further!!

24 October 2025
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Reply from Smart Money Capital

Thank you so much for your thoughtful review! We’re thrilled to hear that our team made you feel at ease and that the process was smooth and transparent. Building trust and providing clear solutions are at the heart of what we do. We truly appreciate your confidence in Smart Money Capital! —The Smart Money Capital Team

Rated 5 out of 5 stars

Very Helpful

Ignat was very helpful and helped us figure out what plan was best for us. We are on the right path!

15 October 2025
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Reply from Smart Money Capital

Thank you for your kind words! We’re happy to hear that Ignat was able to help you find the plan that best fits your needs. It’s great to know you feel confident and on the right path toward your financial goals. —The Smart Money Capital Team

Rated 5 out of 5 stars

Staff was able to walk me through the…

Staff was able to walk me through the process with ease. I understood and when I have questions they were able to explain it to me. I'm excited to start the debt relief process.

15 October 2025
Smart Money Capital logo

Reply from Smart Money Capital

Thank you for sharing your experience! We’re so glad our team made the process easy to understand and answered all your questions along the way. We’re excited to see you begin your debt relief journey and proud to be part of it. —The Smart Money Capital Team

Rated 5 out of 5 stars

PROFESSIONAL ATTITUDE

AGENT KEVIN WAS VERY PROFESSIONAL & EXTREMELY HELPFUL TO GET RID OF OUR DEBT!!!

10 October 2025
Smart Money Capital logo

Reply from Smart Money Capital

Thank you so much for your amazing feedback! We’re thrilled to hear that Kevin provided such professional and helpful service in helping you tackle your debt. We’re proud of the work our team does to guide clients toward financial freedom. —The Smart Money Capital Team

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