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Company details

  1. Payment Service

Written by the company

Forth is a dedicated account administrator and processor for consumers enrolled in a debt relief program. Our role is to ensure consumers’ funds are in their control and held securely throughout the program. In addition, Forth provides consumers online access to easily and conveniently view balances, settlement information, generate statements, and more.


Contact info

2.5

Poor

TrustScore 2.5 out of 5

5 reviews

5-star
4-star
3-star
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1-star

Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

THERE ARE MORE FEES THAN PAYMENTS BEING…

THERE ARE MORE FEES THAN PAYMENTS BEING MADE, you cannot figure anything out on the web sight, total smoking mirrors bshit , SO I WENT TOO PAPER TOO WATCH , !
YOU WILL PAY MORE IN FEES THAN SETTLEMENTS THEY WILL SETTLE , WITH NO MONEY FOR IT , PAY $5 A MONTH TILL THEY CATCH UP , BUT EVERY $5 THEY PAY YOU ARE RUNNING THE TILL UP ON EXTRA CHARGES THAT $5 LOCKS YOU IN PER MONTH

TOO monthly SF $10.95, Direct pay $4, Check fee $12, if its by phone add $6 , check overnight, expect that your sign last fee $25, fee disbursment usually $40-60, final fee $100 or more, all in all theres more, i see each account running into the hundreds before each one closes , program to date
deposits $4600 approx debt paid around $2000
what gets me is the extra charges could be avoided if they didnt have 5 commited settlements with money on hand too pay 1 solid and 1 crumbs , the other 3 , $5 a month with hundreds in fees coming, cause there on the books, and not being paid ,there being paid, $5 a month, the guys runnin the show $100's per account in those fees , and the bank and the lawyer should be overseen ! there both crooks , blaming the blame game ! time too get out of this toilet bowl there serving, there paying off my debt at 40% of my money keeping 60% , ALL WHILE TOTING THERE HORN THERE SAVING YOU 50% or more, until when ? the last few accounts ? if its this ugly and in not even a 1/3 rd into it ?? run for the hills i plan on well before that day !

30 April 2026
Unprompted review
Forth, Inc logo

Reply from Forth, Inc

We regret the frustration you experienced concerning the fee structure. A customer service supervisor attempted to contact you to explain that Forth acts as your dedicated account administrator, ensuring your funds are held securely throughout your debt relief program enrollment. We are pleased that the comprehensive account summary provided a clearer understanding of the fee breakdown. Please be advised that your account is now canceled, and a refund of your available balance is being issued.
For further inquiries regarding your specific program, including enrolled debts, settlements, negotiations, or fees, your Debt Relief Service Provider remains the most appropriate resource.
If you have any future questions or need help reaching your Debt Relief service Provider please reach out to Forth Customer Service at (877) 800-5577 or clients@setforth.com.

Rated 1 out of 5 stars

This is a total scam company

This is a total scam company. They've taken 4 payments from me with false updates I've contacted the credit companies and they have not dealt with them. I called customer service and was put on hold More than 15 minutes with no one answering. Now when I call, I'm blocked. Now I'm out 1300 dollars and have to change my account number. I've left messages and no one returns my calls. Now I'm filing with the BBB. Steer clear away from this scam company.

6 April 2026
Unprompted review
Forth, Inc logo

Reply from Forth, Inc

We understand and regret that you are experiencing difficulties with your Debt Relief Service Provider. Feeling ignored while dealing with your debt can be frustrating.
As your dedicated account administrator, Forth's role is to securely hold and disburse your funds once settlements have been reached; we do not engage in direct communication with your creditors.
Your account cancellation request has been processed, and a refund will be issued. If you have any future questions about your Forth account or need help reaching your Debt Relief service Provider please reach out to Forth Customer Service at (877) 800-5577 or clients@setforth.com.

Rated 1 out of 5 stars

No response to cancellation requests, impossible to reach, holding my money am extremely disappointed with Forth…

I am extremely disappointed with Forth (setforth.com).

I have sent multiple emails requesting cancellation of my account and the return of my remaining balance (approximately $120). It has now been over a week, and I have received no response whatsoever.

I have also tried calling repeatedly on different days and at different times. Every time, I am placed on hold listening to music, and no one ever answers. It feels like there is no real customer support available.

What makes this worse is that Forth is holding my money, yet I have no practical way to control it or even get a response. When I signed up through a debt settlement company, I did not realize that once funds were in a Forth account, I would be completely dependent on them to act, and they simply do not respond.

On the rare occasion I reached someone through a corporate number, I was told, "I am sorry you are having that issue," followed by "there is nothing I can really do." No accountability, no follow-up, no resolution.

What is especially frustrating is that Forth appears able to respond publicly to negative reviews online within days, yet my direct emails requesting account closure and instructions are ignored.

At this point, my experience is that Forth is unresponsive, unaccountable, and extremely difficult to deal with when you need action. I would strongly caution anyone before trusting them to hold your money.

Update:

After submitting my information through Trustpilot so Forth could identify my account, I later received a notification that my signed agreement (FORTH_ACR 2026) had been voided.

While I appreciate that action was eventually taken, it is concerning that this only occurred after I escalated the issue through Trustpilot and provided identifying information. My frustration remains rooted in the lack of timely communication when I first followed the cancellation process outlined in their agreement.

30 January 2026
Unprompted review
Forth, Inc logo

Reply from Forth, Inc

Thank you for reaching out to Forth. Our customer service manager has made a couple attempts to contact you. We are pleased to hear that you were able to speak with your Debt Relief Service Provider. Please be advised that your account is currently on hold. If you intend to continue with the program, please coordinate with your Service Provider to sign the necessary papers. Should you require further assistance with your Forth account, please contact Forth Customer Service at (877) 800-5577 or clients@setforth.com.

Rated 2 out of 5 stars

Poor customer service

Poor customer service. Does not return calls for days later nor have they responded to my email inquiring. Somehow our bank routing number was changed and a bank draft didn't occur on the scheduled date. I had to contact Alleviate who resolved my payment issue. When I did get a callback. I spoke to Alejandro who was abusive and unprofessional being harsh with me and I had to terminate the call due to his unprofessional and lack of understanding regarding my concern. I wish I would have signed up with Nation Debt Management.

4 February 2026
Unprompted review
Forth, Inc logo

Reply from Forth, Inc

We appreciate you contacting Forth. Our customer service manager reached out to assist you and we are pleased to hear you were satisfied with her follow up. We will review our process to see where we can improve response times. If you require further assistance with your account, you can reach Forth Customer Service at (877) 800-5577 or clients@setforth.com or for questions about your program please contact your Debt Relief Service Provider.

Rated 1 out of 5 stars

****⚠️🚨 SCAMMER ALERT ⚠️🚨****

****⚠️🚨 SCAMMER ALERT ⚠️🚨****
STAY FAR AWAY FROM THIS COMPANY AS THEY USE DECEPTIVE BAIT AND SWITCH TACTICS TO STEAL MONEY FROM YOU. THEY WILL NOTIFY YOU BY MAIL THAT YOU ARE PRE APPROVED FOR A PERSONAL DEBT CONSOLIDATION LOAN,ONCE YOU CALL THEM TO INQUIRE ABOUT THE OFFER THAT'S WHEN THE TRICKS BEGIN! YOU'RE GOING TO BE TOLD THAT YOU DON'T QUALIFY FOR A LOAN OF ANY SORT BUT THAT YOU QUALIFY FOR A "SPECIAL" PROGRAM. DON'T FALL FOR IT IT'S A SCAM AND ALL OF THE CROOKS (FORWARD FUNDING, CORDOBA LEGAL GROUP,AND SET FORTH) ARE WORKING TOGETHER TO ROB VULNERABLE ALREADY CREDIT CHALLENGED CONSUMERS. HONESTLY,THE FEDERAL CONSUMER PROTECTION BUREAU SHOULD OPEN INVESTIGATIONS FOR ALL OF THESE PREDATORY SCAMMERS. SET FORTH IS THE BIGGEST CULPRIT BECAUSE THEY'RE ON THE RECEIVING END OF THE STOLEN PROFITS,THEY HOLD ALL THE MONEY THAT IS FUNNELED THROUGH THIS MODERN DAY PONZI SCHEME.

14 December 2025
Unprompted review
Forth, Inc logo

Reply from Forth, Inc

Thank you for contacting Forth, we are sorry to hear that you were unhappy with your experience. Forth serves as the administrator of dedicated savings accounts while consumers are enrolled in a debt relief program. We handle the processing of monthly deposits, securely hold consumer funds and disburse them once settlements are finalized.

We have closed your account and returned the funds you deposited. If you have any additional questions please contact Forth’s customer service at (877) 800-5577 or clients@setforth.com

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