Sarmaaya Financials 

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Rated 5 out of 5 stars

Took Ammar yasin two courses forex fundamentals and investment mastery. He is a gem of person. So humble and give extreme listening ear to students. His behaviour is extremely humble. He gave live ses... See more

Rated 5 out of 5 stars

I had knowledge of technicals before i started forex fundamental course. But faced may stoplosses without explanantion. Always heard forex news cpi ppi fomc etc. Saw market following the news Nothing... See more

Rated 5 out of 5 stars

I came to know about this trading institute through my friend, and it truly offers one of the best services for trading in Pakistan. While the course fee may seem high at first, it is completely worth... See more

Rated 5 out of 5 stars

I recently took the Technical Analysis Masterclass, originally 2.0 and now updated to 3.0. It offered a truly hands-on experience and was led by a very capable team. Overall, it was a fantastic... See more

Company details

  1. Financial Consultant
  2. Investment Service

Written by the company

If you are someone who is keen on investments but does not have the time to research, identify stock market patterns, and keep track of stocks, forex, mutual funds, and other commodities like Gold and silver, then Sarmaaya is your meeting place, the crossroads where you can find everything you need to make the best decisions in the trading market. Based on unbiased, accurate, and free information.


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207 reviews in the last 12 months

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Rated 5 out of 5 stars

Great Content with Awesome Sequencen

The course content, sequence, and delivery was awesome.
You may know about the technical indicators and technical terms, but when to use which, was the actual difference that I learnt from this course after not doing good for last 3 years in trading stocks and crypto. The idea is to keep your analysis simple, which I think most of the unsuccessful traders miss.
Thank you so much Faraz bhai for providing us such an opportunity!

27 July 2025
Unprompted review
Rated 1 out of 5 stars

I got banned for dissent from discord

I took two courses from Sarmaaya. First of all, I want to mention the one good thing about Sarmaaya "Ammar". He is leading their fundamental of capital markets and forex courses. The guy is a gem. He has extreme grip on data aquisition and management and all his strategies are data backed and based on sound logic.
Now comes the bad part, so bad that I ended up giving this review a 1 star. This is related to Syed Faraz who teaches the Technical Analysis course. The guy himself might be a very good trader but his strategies are totally not data backed and very basic. I mean i did not learn a thing from that course. It is totally not worth it. The strategies might even be backtested (I think otherwise though). But when I took this issue up in the general chat of their discord group in the most cordial manner. The simple point I tried to make was that students and traders should always be encouraged to backtest their strategies. Syed Faraz even responded to my comments, but as soon the discussion started o progress, I got banned from the Discord group. And as I have been in the Discord group for almost a year I never heard a word of dissent. Everyone worships Faraz as a Trading God. Only because dissent is not allowed in the group, not even if you try to make conversation in the most proffesional manner.

23 July 2026
Unprompted review
Rated 5 out of 5 stars

Took Ammar yasin two courses forex…

Took Ammar yasin two courses forex fundamentals and investment mastery. He is a gem of person. So humble and give extreme listening ear to students. His behaviour is extremely humble. He gave live sessions for hours per week and whole batch got tired but he kept asking to bring more question. I have never ever seen such a mentor in my life. Honesty packed! Moreover Nabil kiani is also a mentor along with sir ammar and i salute him they tries their bestest to spoon feed us and to make our own fundamentals independently. Sir Ammar ka dil krta hai jo kuch b mje ata hai mein apne students ko sb sikha dun. Allah salamat rakhe unku HAMESHA AMEEN

1 July 2026
Unprompted review
Rated 1 out of 5 stars

This has been one of the worst services…

This has been one of the worst services I have ever experienced.

In my experience, they pressure customers to leave a 5-star review after paying for their service. They clearly state that if you do not give them a 5-star rating, you will not be added to their premium group. Using access to the premium group as leverage to collect positive reviews is misleading and raises serious concerns about the authenticity of their Trustpilot rating.

Their community has over 7,000 members, yet only a very small percentage appear to be consistently profitable. My experience did not match the promises they made before joining.

I would strongly advise anyone considering their service to do thorough research before paying. Do not rely solely on the 5-star reviews, as many of them may have been influenced by the promise of access to the premium group.

28 June 2025
Unprompted review
Sarmaaya Financials logo

Reply from Sarmaaya Financials

This review contains claims that are simply not true and we want to address them directly.

We have never told any student that leaving a 5-star review is required to access the premium group. Every enrolled student gets full access from day one. That is our policy and it has never changed. If someone told you otherwise, we would genuinely like to know who and when because that is not something we do.

On profitability yes, not every trade hits its target. That is not unique to us, that is how markets work. We teach risk-reward management precisely because no strategy in the world wins 100% of the time. The goal is that your winners are bigger than your losers. If someone joined expecting every call to hit target, that expectation was never set by us.

We have been operating for 8 years, have a 15-day full refund policy, and hundreds of real reviews from students who come back cohort after cohort. We do not need to manufacture ratings.

If there is something specific we promised you that did not happen, reach out to us at support@sarmaaya.pk. We will look into it.

Rated 1 out of 5 stars

Technical Training - 3.0 - Went Wrong

Terribly went wrong, too expensive and no real Technical trading. You need to get mentorship to learn more after training.

The tutor gave secular bull Buy one side trade that went wrong twice and blow away accounts.

It doesnt worth to get any technical training from them.

28 August 2025
Unprompted review
Sarmaaya Financials logo

Reply from Sarmaaya Financials

Thank you for sharing this, we take it seriously.

But we do need to clarify something important. The trade you are referring to is still open. It has not been closed at a loss, which means the account has not been blown. Being in drawdown and blowing an account are two very different things and that distinction matters a lot in trading.

Every trade we share comes with a defined risk level and a stop loss. If that was respected, the position is still valid and the thesis is still intact. Secular trends take time to play out. That is not a flaw in the analysis, that is the nature of positional trading.

We also teach very clearly that leverage is a tool that requires you to understand basic position sizing and risk management before using it. If someone takes on excessive leverage without that understanding and the trade goes into drawdown, that is not something any analyst or trainer can be held responsible for. We cover this in training for exactly this reason. Blaming the trade idea for a leverage decision is not a fair assessment.

On the cost and technical training feedback, we appreciate it and always look to improve. But no trade goes right immediately every time and managing that reality through proper risk sizing is the core of what we teach.

Rated 1 out of 5 stars

Fake Reviews...

Fake Reviews...
They force students to give them 5 stars on Trust Pilot if they want to join their community links. Be Aware..

4 February 2026
Unprompted review
Sarmaaya Financials logo

Reply from Sarmaaya Financials

For you especially now we are taking video reviews ...

https://testimonial.to/sarmaaya-financials/all

Rated 5 out of 5 stars

Refund

Due to some personal commitments, I couldn’t take the course, and they refunded my full fee within 2 weeks. Really professional team.

8 May 2026
Unprompted review
Rated 2 out of 5 stars

SFEL investment manager review

I had 4 million+ invested and because I didn’t have enough time to manage my investments myself, SFEL support told me I could get a dedicated investment manager who would trade on my behalf.

I am a technical person myself and I also attended their course, which I genuinely found good. Because of that, I trusted them and gave them authority to manage my investments.

I understand very well that stock market investments always carry risk, but those risks should be managed properly with stop losses. My investment manager, Farhatullah, agreed on that as well.

In the beginning, when he started taking trades, he was closing profits of around 10k–15k on average, which was fine because I assumed the losses would also be controlled in the same range. But when a trade went negative, he held it until the loss became more than 1 lac rupees per trade. Eventually, I was around 12 lac down due to the market downtrend plus Farhatullah’s poor trading style.

I told him multiple times not to trade like this, but he kept saying the investments were in good stocks and I shouldn’t worry. The issue was not only the stocks. The issue was the risk management. If he was closing trades at 10k–15k profit during the bull run, then losses should also have been controlled properly instead of holding them until they reached 1–2 lacs per trade. That was unacceptable for me.

Eventually, I had to ask him to stop taking any trades on my account and I decided to manage it myself. I am still around 7 lac down, but I take it as a lesson.

Before investing, I had also asked them if they had any previous trade history or performance data, and they had none. I should have backed off at that point, but because their course was good, I assumed their trading would also be good.

Overall, my experience with their course was good, but my experience with their investment management was very disappointing. I would strongly suggest anyone considering this service to ask for verified past performance and proper risk management details before giving anyone authority to trade on your behalf.

4 May 2026
Unprompted review
Rated 4 out of 5 stars

I had a great experience in learning…

I had a great experience in learning new skill set of Investing in Stock Market. Sarmaaya has an excellent teaching faculty which made it easier to understand the processes involved in achieving progress and prosperity.

16 February 2026
Unprompted review
Rated 1 out of 5 stars

Pathetic Ultra Bulls

Pathetic Ultra Bulls. No regard for fundamentals. Kept advising people to buy highs in a euphoric top. One direction trading. At the end market recovers and they consider themselves geniuses. You get blocked on socials when you call them out. THANK YOU FOR YOUR ATTENTION!!!!

4 March 2026
Unprompted review
Rated 5 out of 5 stars

Sarmaaya Investment Mastery is an…

Sarmaaya Investment Mastery is an excellent initiative for students who want to learn how to invest in the stock market ,mutual fund pention fund and . The Sarmaaya team provides comprehensive knowledge about investment strategies, market analysis, and risk management. They teach us where to invest, when to invest, and under which economic conditions investment decisions should be made. The program also emphasizes understanding macroeconomic factors and market scenarios before allocating capital.

31 January 2026
Unprompted review
Rated 5 out of 5 stars

I am doing business in Pakistan

I am doing business in Pakistan. I need knowledge to manage my income and savings from depletion in current scenario. so Sarmaya did a lot , specially Ammar bhai told in a very easy way and Nabil Kiyani helps us to improve our concepts all the way. Thank you .
always.

1 February 2026
Unprompted review
Rated 5 out of 5 stars

Great experience overall

I took the course without a lot of expectations but Ammar Yaseen has delivered a great course. At times it feels like its slow-paced however, keeping in mind the backgrounds of all the students, it makes sense. Learned a lot and now look at the fundamentals from a different perspective.

10 February 2026
Rated 5 out of 5 stars

Forex fundamental course

i recently attended Forex fundamental course of sarmaya. the training session was provided by sir Ammar. The course content, sessions, mentors , platform os extraordinary. Highly recomended.

16 February 2026
Unprompted review
Rated 5 out of 5 stars

Structured and very well delivered

Structured and very well delivered, full of knowledge.
If you want to learn how to invest, enroll in this program.
But make sure you can commit 6–7 hours of learning per week during the course — otherwise, it won’t benefit you.
If you’re ready to give your time and effort, this course is the best.

10 February 2026

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