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SALT Lending Reviews 135

TrustScore 4.5 out of 5

4.7

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Rated 4 out of 5 stars

Real SALT Lending customer service was always prompt, helpful, and professional whenever I had actual interactions with them. The only reason I didn’t give 5 stars was because 1) I didn’t find their a... See more

Company replied

Rated 5 out of 5 stars

I came to SALT Lending with a goal of taking out a large loan to self-finance an all-cash home purchase. They were awesome to work with, extremely attentive and answered every question that I had usua... See more

Company replied

Rated 5 out of 5 stars

Great option to tap into you're asset's liquidity! Very impressed with SALT, I remember them from their ICO launch way back, and they have come a long way to say the least. Process was pretty easy, t... See more

Company replied

Rated 5 out of 5 stars

I have been watching Salt since 2017 and was unable to get a loan because I'm a resident of CA. Salt recently got licensed in CA and I did my first loan with them and everything went well. I chose Sal... See more

Company replied

Company details

  1. Cryptocurrency Service
  2. Alternative Financial Service

About SALT Lending

Written by the company

Founded in 2016, SALT is the original Bitcoin-backed lender, trailblazing an innovative way to unlock the value of your cryptoassets without having to sell.

Whether you're an individual, business, or private client, SALT makes it easy to access fiat or stablecoin loans by using your Bitcoin and other cryptocurrency as collateral. No selling, no hassle—just straightforward, flexible loan terms designed with you in mind. We also offer an opportunity for Accredited Investors to earn yield on their assets too!

At SALT, we’re all about giving you control and flexibility. We accept Bitcoin, Ethereum, USDC, and USDT and offer some of the most competitive interest rates in the industry. Plus, we don’t charge prepayment fees, and there’s no credit check required to secure your loan. Your crypto is your credit.

Better yet, your assets are safe with us, held under a robust multi-institutional process to ensure top-notch security. As the world embraces crypto and tokenized real-world assets become the norm, SALT is here to continue to lead the charge, providing innovative solutions that empower you to hold, borrow, and thrive in the exciting future of finance.

Disclaimer: The information provided on this website is for informational purposes only, does not constitute investment or other advice, and is not intended as an offer or solicitation with respect to the purchase and/or sale of any security or digital asset.


Contact info

Promotion box for SALT Lending

Bitcoin-Backed Loans Since 2016

Don't sell your Bitcoin. Borrow against it with SALT.

You should know

4.7

Excellent

TrustScore 4.5 out of 5

135 reviews

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Rated 1 out of 5 stars

I’m writing this to warn others about…

I’m writing this to warn others about my experience with Salt Lending and their crypto loan service.
I took out a crypto loan thinking it was a way to use my coins as collateral to get some cash.
It all seemed professional at first: the dashboard was easy to use the support team was friendly. I got regular updates that made me feel safe.
The problems started when I tried to understand why my balance and collateral were changing in ways I didn’t agree with.
Of clear explanations I was hit with confusing fees and conditions that made it feel like my collateral was being used up.
I never agreed to any high-risk trading. My position kept getting worse and I realized I was losing control of my funds.
When I asked what was happening the answers from Salt Lending were slow and unclear.
It became obvious that I had protection than I thought.
That’s when I reached out to Poma Advisory Ltd.
They looked at my documents. Showed me what had been done with my account.
With their help I was able to challenge what had happened and get back some of what I lost.
This experience taught me that even something like a crypto loan can have traps.
If you’re having problems with Salt Lending or any crypto loan platform and feel your collateral or funds are being mishandled
don’t just accept their explanations.
Get help from professionals like Poma Advisory Ltd before it’s late.
Salt Lendings crypto loan service is not what it seems. You should be careful with your funds.
My experience with Salt Lending was bad. I want to warn others about it., Be careful, with crypto loans. Make sure you understand the terms.

2 April 2026
Unprompted review
Rated 4 out of 5 stars

Real People > A.I.

Real SALT Lending customer service was always prompt, helpful, and professional whenever I had actual interactions with them. The only reason I didn’t give 5 stars was because 1) I didn’t find their app. as easy and intuitive to use as one would expect. 2) when experiencing trouble using their app. I was unable to call a customer service number and just simply speak to a real person, but had to use AI chat or email which is time consuming and frustrating when attempting to take out a large loan or simply get set-up to do so.

8 April 2026
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Reply from SALT Lending

Hi, Elizabeth. Thank you for the kind words about our team — we genuinely appreciate it! Your feedback on app usability and the ability to speak with someone directly are points we take seriously. We're actively working to improve both the user experience and our support accessibility. We hope to earn that 5th star next time!

Rated 5 out of 5 stars

It was a very easy

It was a very easy
Process the team was there. 48 hours is way to long funding. Should be within hours Thanks Tom

27 March 2026
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Reply from SALT Lending

Thanks, Tom! Glad the process was easy and the team delivered. We hear you on timing and appreciate your patience!

Rated 5 out of 5 stars

Financed a home purchase

I came to SALT Lending with a goal of taking out a large loan to self-finance an all-cash home purchase. They were awesome to work with, extremely attentive and answered every question that I had usually within minutes over email. I couldn't be more thankful to have chosen this company. I highly recommend their service!

18 March 2026
Unprompted review
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Reply from SALT Lending

Hi, Robert. Thank you for the great review! We're glad our team could make the process smooth and seamless for such a big milestone. We appreciate you choosing SALT Lending and look forward to working with you again.

Rated 5 out of 5 stars

Very easy company to work with!

I've been doing business with SALT Lending for over a year now. Very easy company to work with. Great communication with their support team. I'll continue to do business with them.

19 February 2026
Unprompted review
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Reply from SALT Lending

Hi, Curtis. Thank you for your continued trust over the past year! We’re glad to hear our team has made the experience easy and seamless. We truly appreciate your business and look forward to continuing to work with you.

Rated 5 out of 5 stars

DID THE RESEARCH, SALT’s The BEST! ⭐️⭐️⭐️⭐️⭐️

I researched all the bitcoin loan companies, and SALT was the Best by far! Had the easiest to navigate website, established for over a decade, had a California Resident incentive, & specialized in bitcoin. Next step, I called & got the head of Lending live on the phone.🔥 Trevor was simply excellent! He answered my questions and nicely explained the whole thing. Such an expert, Love that!! Next, I downloaded their App and did an easy sign up, uploaded my ID & some California info; took less than an hour. The funds hit my bank account the next day. 10 out of 10…would highly recommend. The App is actually a pleasure to check in with. Low interest rate, you can refi, borrow more when the BTC chart goes up, lots of advantages. 5 Stars!⭐️⭐️⭐️⭐️⭐️

4 February 2026
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Reply from SALT Lending

Thank you so much for the amazing review! We’re thrilled to hear the process was smooth, the app has been a great experience, and that Trevor took excellent care of you. We truly appreciate your recommendation and are grateful to have you in the SALT community!

Rated 5 out of 5 stars

The OG BTC loan platform since 2014. Recommended!

The OG BTC loan platform since 2014. No complicated DEFI. Easy and simple process to leverage your BTC for a USD loan. Unique and superior approach to margin calls called stabilization which prevents straight liquidations if your loan to value ratio gets too high. Good communication through loan process. Recommended!

23 June 2025
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Reply from SALT Lending

Hi, Mark. We’re glad our streamlined process and our Stabilization feature stood out. Really appreciate the trust and the recommendation.

Rated 5 out of 5 stars

Good communication

Good communication, friendly service. During hard times, they’ve always come through to make sure assets are secure when others failed.

8 January 2026
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Reply from SALT Lending

Hi, Jeremy. We really appreciate you taking the time to leave a review! It’s great to hear our team was able to support you and keep your assets secure when it mattered most.

Rated 5 out of 5 stars

Too easy with SALT

the products that SALT offer are amazing and the ease of the procedures and attentiveness that it handles has made me a repeat customer

31 December 2025
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Reply from SALT Lending

Hi, Tim. We’re so glad to hear you’ve had great experiences with our products and processes. Thanks so much for sticking with us and sharing your feedback—it really means a lot.

Rated 5 out of 5 stars

Get the funds you need without selling your Cryptos.

What made my experience great with Salt Lending was their timeliness, and professionalism. Within 72 hrs from the time I submitted my application, the fund were approved. The E-Docs made the whole process seamless! Let's Go!!

22 December 2025
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Reply from SALT Lending

Hi, Willie. We're happy to hear that you had a great experience. Thank you for your positive feedback!

Rated 5 out of 5 stars

Great and easy experience

Great and easy experience, prompt delivery of loan assets. Not one complaint!

30 December 2025
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Reply from SALT Lending

Hi, Matthew. We're happy to hear that you had a great experience. We appreciate your positive feedback!

Rated 5 out of 5 stars

The process is easy

The process is easy, fast and straight-forward. Support team is stellar, very fast and involved. Rates are better comparing to their competitors (except for a few that are not available in my state). I'll continue using them for my needs.

4 January 2026
Unprompted review
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Reply from SALT Lending

Hi, Kseniia. We're happy to hear that the process was easy and fast for you. It's great to know that you found our support team helpful and our rates competitive. We appreciate your continued business!

Rated 5 out of 5 stars

Quick processing time

Quick processing time. Got funded
Great experience

18 December 2025
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Reply from SALT Lending

Hi, Shel. We're happy to hear that you had a great experience and were funded quickly. Thank you for your positive feedback; we appreciate it.

Rated 5 out of 5 stars

Straightforward process

Straightforward process. Funding came quickly after closing. Great to see rates below 10%.

16 December 2025
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Reply from SALT Lending

Hi, Brian. We're happy the process was straightforward and funding arrived quickly. It's great to know you appreciate our competitive rates. Thank you for your feedback!

Rated 4 out of 5 stars

Though the process was not difficult

Though the process was not difficult, it was a little confusing on how to transfer assets once that was gotten over. It’s been very informative now looking back. I don’t think I need to register with Uphold at the time you made it seem like that was part of the process, but now I think I just made an account for nothing

10 December 2025
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Reply from SALT Lending

We appreciate you sharing your experience. Your feedback is valuable, and we’ll review the clarity of our instructions to improve the experience for everyone.

Rated 5 out of 5 stars

Great communication from the SALT team…

Great communication from the SALT team during the loan process.

9 December 2025
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Reply from SALT Lending

Hi, Aaron. We’re so glad to hear you had great communication with our team throughout the loan process. Thanks so much for the feedback!

Rated 5 out of 5 stars

Great option to tap into you're asset's…

Great option to tap into you're asset's liquidity!
Very impressed with SALT, I remember them from their ICO launch way back, and they have come a long way to say the least. Process was pretty easy, took about 1 week to get funded, and the holiday promo I used included SALT Shield which makes me sleep much easier as bitcoin makes big moves and getting liquidated must be a nightmare, and luckily I wont have to worry about that lol

12 December 2025
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Reply from SALT Lending

Hi, Patrick. We’re so glad to hear you had a great experience with us! It’s wonderful to know the process felt easy and quick, and that SALT Shield gives you that extra peace of mind. Thanks so much for taking the time to share your feedback—we really appreciate it.

Rated 5 out of 5 stars

Fantastic service and professionalism…

Fantastic service and professionalism right to the point funds cleared within 48 hours

11 December 2025
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Reply from SALT Lending

Hi, Brandon. We're happy to hear that you received fantastic service and it's great to know the funds cleared quickly. Thank you for your positive feedback!

Rated 5 out of 5 stars

So easy to use

So easy to use. Great service. Great product.

12 November 2025
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Reply from SALT Lending

We're happy to hear that our product was easy to use and that you had a great experience with our service. Thank you!

Rated 5 out of 5 stars

The team at Salt consists of very good…

The team at Salt consists of very good people.

12 November 2025
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Reply from SALT Lending

We appreciate you taking the time to share your positive experience with our team. They'll so glad to hear you think so highly of them.

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