Allows you to keep real control of your finances. It really is a safety net. There’s no hidden fees, and the balance you owe is clear. It’s great to be able to borrow what you need, and the credit lim... See more
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See what reviewers are saying
The app is simple to navigate so money is easily and quickly transferred to your bank account if needed. Any fund’s borrowed are automatically taken back after the date agreed i.e., payday, so you’re... See more
Fantasic, quick and easy to use. Staff are always very friendly and helpful whenever i have a problem. In these trying times where we are in a cost of living crisis its such a relief to have saftyn... See more
Safety Net Credit is so simple and easy to use. It can be accessed in mins even in a supermarket/petrol station when you are caught short. Renewing access is straightforward and takes mins. I will alw... See more
Company details
About SafetyNet
Written by the company
- Minimising the length of time a balance is outstanding
- Saving you interest
- We will only attempt for repayments up to this defined value in one calendar month
- Once this limit has been reached, no further automatic repayments will be taken
- This may be different from the minimum payment you must make each month
- Bank account number and sort code
- Transaction data
- Balance data
- Monday: 08:00 - 19:00
- Tuesday: 08:00 - 19:00
- Wednesday: 08:00 - 19:00
- Thursday: 08:00 - 19:00
- Friday: 08:00 - 19:00
- Saturday: 09:00 - 17:00
- Sunday: closed
Contact info
PO Box 1515, HP11 9JE, High Wycombe, United Kingdom
- 0808 169 4911
- help@safetynetmail.co.uk
- safetynet.credit
Thanks again for the free money
Thanks again for the free money. Enjoy your deserved unemployment and insolvency.
Dodgy company
Dodgy company
I was having about a year of no issues or complaints. Always paid on time or even sooner and it was really handy. This month out of the blue I was told "i was no longer eligible for credit" and it would be apparently "unaffordable for me". They then proceeded to take ALL the money owed in one go without notice. Ironically leaving me in a terrible position this month until payday....shocking service.
Edit: resubmitted as they apparently managed to remove the review. Because they're totally not dodgy you see
Years off issues with this company
Years off issues with this company. They sold the loan to a debt management company. I paid the balance i have proof via emails and bank statements. Two weeks i paid them Safety net finally contacted me after 6 months and told me they recalled the loan 6 months ago in Nov 21 and i owe them the outstanding amount. i've sent them all the proof i have paid this debt management company, they are not having it. They then sent it to another debt collection agency who have sent it back to them because.....surprise surprise no contact and also they could clearly see this has been paid off. I told them numerous times and tripped them up of a few issues yet they cant accept it. please please please avoid at all cost.
If i could put no stars i would!
If i could put no stars i would!! Horrible company get absolutly piled with interest so you cant pay back! You pay what you can afford only to go back the next month and its just back onto your balance you put money into your bank for bills and they just take it adding more stress! Vile!
Rip of company
Rip of company, took advantage of vulnerable customers like myself, knew what I was doing with the money, I would of got justice if you didn’t fold the company up, how fortunate for you and not for all of us customers that decided to take you on
AVOID
AVOID! AVOID! AVOID! This company is the DEVIL! Safety net will put you in a vicious cycle of debt if you are using it for long term purposes only! They will dip their greedy fingers into your bank account taking huge sums of money without your consent! They are VERY SNEAKY! If you do decide to borrow money from them please make sure you have money saved so you dont end up re-borrowing money that they have taken to re- put back into your bank account. If you are not on a frequent flow of borrowing and repaying they will reduce your eligibility loan especially if they see that you are using other credit card lenders. Please beware and know what you are doing!
Easy with repayments,if you have…
Easy with repayments,if you have finance problems they really help
Very good nice
Averting good experience
Same as the previous review
Same as the previous review. Complained about irresponsible lending, took it to FOS who went in my favour, asked for my bank details to process my refund on 5th Jan 2023, gave them my details on 9th January 2023, only for them to go into administration and be told I won't be my money back, but see that they're still lending to current customers! If they have the money to still lend out, then they obviously have the money to process a refund.

Reply from SafetyNet
And for me they were a bad loan…
And for me they were a bad loan company, I was their client for several years, but only because when they took money from his account, I had to borrow again because they charged up to 750 pounds, so I was in a dead end at my own request. And now they had to give me back the money after Christmas when I called they said that I would have a transfer soon and the day before the time expired they announced that they were going to the administration. They just turned out to be scammers

Reply from SafetyNet
Easy to use via app
Easy to use via app
Excellent for short term lending.
Absolutely ridiculous
Absolutely ridiculous. Write a bad review, they take your credit limit completely away. Because they can not handle the truth of mugging people off.

Reply from SafetyNet
Great service if used responsibly
Haven't needed to use it for a while but it was super easy to use when I was struggling for a year!
Yes the interest is high but use it responsibly and it's a great service.

Reply from SafetyNet
Fantastic
Awesome, I couldn't be happier. The advisor was empathetic, friendly, patient and very knowledgeable. Fast and efficient with a great and natural telephone manner. Some skills that are natural and unable to teach.
A great help when needed
A great help when needed. Fast and reliable service. Would highly recommend them.
Easy enough process to do
Easy enough process to do. Used multiple times and it has helped me out of a pickle. Don't feel ripped off when it comes to repaying. Highly recommend.
Fantastic
Fantasic, quick and easy to use. Staff are always very friendly and helpful whenever i have a problem.
In these trying times where we are in a cost of living crisis its such a relief to have saftynet just in case things go wrong.
My experience with saftey net has been nothing but 100% positive so 5 stars to them.
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