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The good: They will take customers that no-one else will
The bad: App is very early days and only supports desktop login;
desktop interface is very basic,
reports are basic,
no linking with bookkeeping;
FX is slow and not particularly transparent
They make it difficult to close the account
Very expensive, the lowest fee you can negotiate will be more than double a full service TBTF bank.
too many questions just to open an account. never had something like this
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