RateSwitch Reviews 177

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Rate Switch was recommended to us ahead of our renewal and honestly, it’s one of the smartest tools we’ve used. It allowed us to monitor how rates were moving and set alerts for better deals. It... See more

Company replied

Rated 5 out of 5 stars

When my mortgage rate was nearing renewal, I set up RateSwitch to notify me when the rate dropped. It was incredibly accurate and timely. I was able to make significant savings in my monthly mortgage... See more

Company replied

Rated 5 out of 5 stars

We secured an initial mortgage rate with RateSwitch a few months' ahead of the date we needed it. Their tool then monitored this, and notified us when our provider (Halifax) lowered their rates. That... See more

Company replied

Rated 5 out of 5 stars

We have recently used RateSwitch to manage the remortgage of our property and subsequent life insurance policies. Our case handler was fantastic. Not only did he find us a fantastic rate on our mortg... See more

Company details

  1. Software Company
  2. Mortgage Broker

Written by the company

RateSwitch is a free mortgage rate alert service for UK homeowners. Register your current mortgage details, tell us the rate you want to monitor, and we'll watch it for you - notifying you by email the moment your lender reduces it. Lenders can reprice their deals at any time, often with no warning. Most homeowners only find out when it's too late. RateSwitch fixes that. The service is built around product transfers - switching to a new deal with your existing lender - which means no credit checks, no affordability assessments, and no paperwork. Just a simple alert, and a better rate when the time is right. It's completely free. No hidden fees of any kind.


Contact info

  • Sophia House, 28 Cathedral Road, Cardiff, United Kingdom

  • rateswitch.uk

4.9

Excellent

TrustScore 5 out of 5

177 reviews

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No history of asking for reviews

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Rated 5 out of 5 stars

Absolutely top class from the moment I…

Absolutely top class from the moment I got in contact right up until completion of the property. Chris who handled everything was professional and a pleasure to deal with, no pressure and so fast to act whenever I needed information. I will recommend them to all my friends and I will be using them again. Couldn’t be happier. 😀

4 October 2019
Unprompted review
Rated 5 out of 5 stars

From the very first phone call with…

From the very first phone call with Rateswitch I received outstanding service. The information and re-mortgage options they presented were exactly tailored to my circumstances and requirements. The mortgage deal we selected was excellent. Very impressed with the fast and thorough service.

2 October 2019
Unprompted review
Rated 5 out of 5 stars

Would definitely recommend for mortgage renewals

Looking to find the right mortgage is like running through a mine field at the best of times (especially when it’s a help to buy mortgage) so using Rateswitch was a huge help... They are friendly, know what they are talking about and they are honest with the results they find, so you can’t really ask for anything more. Would 100% recommend and use again in the future.

15 August 2019
Unprompted review
Rated 5 out of 5 stars

Incredible straight forward

Incredible straight forward, having been through the process of remortgaging before, this has been incredibly easy!

No paperwork

A couple of emails and one phone call, and done.

I cannot recommend highly enough!!!!!

26 July 2019
Unprompted review
Rated 5 out of 5 stars

Massive Savings

I first contacted RateSwitch and Lee over a year ago as I was unhappy with my mortgage. He reviewed our terms in full but at the time was unable to find a solution due our fixed term; however he advised to call back in June.

I called Lee a couple of weeks ago for another review and he listened to exactly what I wanted from a mortgage and what my priorities were. Within a few days we we're signed up to a new package with a £300 per month saving and complete flexibility of term.

Absolutely Amazing!! And all for free!!

5 July 2019
Unprompted review
Rated 5 out of 5 stars

Rateswitch were excellent

Rateswitch were excellent from start to finish. We were looking to re-mortgage and they were able to find us a great deal. No hassle with interviews at the bank. A simple document uploading tool enabled us to do everything from home. Great communication throughout the process. Rateswitch explained different options to us, and gave their expert advise.

24 May 2019
Unprompted review
Rated 5 out of 5 stars

Remortgaging made simple

We needed to remortgage for the first time, but with limited time to visit a broker we decided to try out RateSwitch' service. The process is extremely straight forward and all done via phone / email and they are happy to work around your availability for the call which was really useful.

Lee was great, really communicative and was able to talk us through the process and answer our queries before sending over the rates available to us. We've ended up on a competitive fixed rate which suits our needs.

17 May 2019
Unprompted review
Rated 5 out of 5 stars

Highly Recommend

I have recently used Rate Switch for my mortgage and oh my, they made the process run so smoothly and quickly. The advice and support throughout was second to none. Nothing was ever too much for Lee. (Even with all of my questions) I can't recommend Lee/ Rateswitch highly enough. I know myself and my family will not go anywhere else when it's time to remortgage. Big thanks to Lee and the team.

3 May 2019
Unprompted review
Rated 5 out of 5 stars

Definitely recommend

I'm so glad I used RateSwitch to change my mortgage.
I received helpful and honest advice on a subject I know little about.
I would definitely recommend and will be using again.

11 April 2019
Unprompted review
Rated 5 out of 5 stars

5 star service

I had to give 5 star as there's no higher option, Chris helped with everything, he made all the options clear and so easy to understand, which made us picking our new mortgage deal easy, the whole process from start to finish was seamless, I would definitely be using them again.

20 March 2019
Unprompted review
Rated 5 out of 5 stars

Outstanding service

What a brilliant company, everything was fantastic about the Rate Switch experience, they dropped %1.35 on my mortgage with good attention to detail. Thank you.

7 March 2019
Unprompted review
Rated 5 out of 5 stars

Made switching mortgage rates a breeze

Made switching mortgage rates a breeze. Very helpful and informative, and ended up arranging a deal at our existing lender which wouldn't have otherwise been available to us. Much easier and quicker than having to go into branch. Would recommend and use again in the future.

4 March 2019
Unprompted review
Rated 5 out of 5 stars

Highly recommended!

Highly recommended Rateswitch! So easy and stress free. Lee and Chris were fantastic when it came to helping me with my mortgage transfer. First time having to do anything like this and didn't take very long at all! I have had no problems in passing their details on to friends and family. Thank you for all of your help!

18 February 2019
Unprompted review
Rated 5 out of 5 stars

Really really good

Really really good. Straight forward, easy to understand, saved us money and a lot of hassle. Didn’t have to fill in too much paperwork either. Big recommendation.

29 January 2019
Unprompted review

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