Rapid Finance Reviews 2,220

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, attentiveness, and supportive approach, often highlighting their ability to provide clear guidance and personalized attention. The service is frequently described as fast, efficient, and smooth, with many appreciating the quick funding process and streamlined user experience. People also commend the excellent customer service, noting the team's responsiveness and willingness to offer various options. However, some customers expressed dissatisfaction with the payment terms, finding the automatic daily or weekly repayments unmanageable and the interest rates high. A few other people also felt that communication regarding account status or payoff amounts was lacking, leading to frustration regarding the clarity of their financial agreements.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their efficiency, professionalism, and... See more

Service

Customers had positive experiences with service. Many reviewers highly recommend the company, praising its... See more

User experience

Customers consistently note positive experiences with the user experience. Reviewers frequently highlight the... See more

Customer service

Users describe positive interactions with customer service. Many customers highlight the excellent attention,... See more

Payment

Consumers find payment to be ambiguous. Many reviewers praise the easy, smooth, and rapid funding process,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It was an absolute pleasure working with Rapid Finance. I've worked with several different loan companies over the years, and they truly live up to their name. I was approved and finance was provided... See more

Company replied

Rated 5 out of 5 stars

We recently secured $150K in funding from Rapid, and the experience was outstanding. Their team was responsive, easy to work with, and genuinely supportive of our business goals. The process was c... See more

Company replied

Rated 5 out of 5 stars

This is probably the third time I have worked with Calvin Reyes and his team, it has consistently be fast, easy and painless. Honestly if the service wasn't so good I definitely would have used a dif... See more

Company replied

Rated 5 out of 5 stars

I recently secured funding through Rapid Finance and had the pleasure of working with Antón. From the start, he was professional, knowledgeable, and incredibly responsive. He guided me through the ent... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

We recognize the passion and hard work you pour into your small business and, since 2005, we've stood alongside U.S.-based small businesses like yours to provide the vital working capital necessary to thrive. We specialize in fast and trusted business financing, with quick lending decisions and funding in as soon as hours of approval. Our tailored financing options – from the flexibility of Business Lines of Credit to the structured stability of Term Loans, the versatility of Small Business Loans, and the revenue-linked Merchant Cash Advances – are designed with your business’ unique circumstances and long-term aspirations in mind. We take the time to understand your business, offering solutions that align with your specific goals. Our dedication to your business’ success is reflected in the enduring relationships we build. Over 85% of our clients choose to continue their financing journey with us, a testament to our unwavering commitment, transparent communication and genuine partnership we build. We believe in fostering growth and providing the financial foundation to enable your business to flourish. Consider us a trusted ally, invested in your vision and ready to support you every step of the way.

Why Choose Rapid Finance?

Written by the company


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
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Rated 5 out of 5 stars

Great service !

Great service !! 100 percent recommended!! Great people to work with !!

3 January 2026
Rapid Finance logo

Reply from Rapid Finance

Thanks for the great review! We’re so glad you enjoyed working with our team and your recommendation means a lot.

Rated 5 out of 5 stars

The experience was exceptional and…

The experience was exceptional and hassle-free.
Michael maintained professionalism throughout the entire process.

23 December 2025
Rapid Finance logo

Reply from Rapid Finance

We are glad our team was able to make your experience great, and thank you for being a client!

Rated 1 out of 5 stars

Hung up on me,

Hung up on me,
New review as my other one was taken down because i included their phone number. was hung up by this company.

20 November 2025
Unprompted review
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Reply from Rapid Finance

We’re sorry but we can’t locate your small business financing application with the information provided. If you can share additional details by emailing legal@rapidfinance.com, we can look into your concerns further and follow-up with your directly. Thank you!

Rated 4 out of 5 stars

Quick to provide funding

communication for the most part was outstanding. The only issue I had was that, in the final moments before signing the papers, my loan amount was significantly reduced.

13 December 2025
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Reply from Rapid Finance

Thank you for being a client and we appreciate your feedback on your application experience. To give you more insight, funding amounts may change based on new or updated information we receive during the application process. We look forward to continuing to support you and your business.

Rated 1 out of 5 stars

Usury

The worst financing product imaginable. Everybody knows merchant cash advances are a desperation move, one step away from borrowing from the local mafia loan shark. Do the math- you're on the hook for an effective interest rate of well over 50%, often over 100%. Plus daily or weekly automatic repayments.

Please do yourself a favor and don't do this. If you need this, your business is not viable. Just close it. This loan will eventually force you down that road anyway, but at a much greater cost to your personal credit and mental health. Let it go.

At least the mafia guy will just break your legs, and legs heal.

1 December 2025
Unprompted review
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Reply from Rapid Finance

It appears your comments don’t relate to an experience with our company. We’re happy to address concerns or comments related to our service, and if you have a specific issue, please contact us at customerservice@rapidfinance.com.

Rated 5 out of 5 stars

Great!!!!

Great!!!!
Thank you so much I Truly appreciate the help when I needed .!!

17 December 2025
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Reply from Rapid Finance

We are glad our team could help your business. Thanks for being a client!

Rated 1 out of 5 stars

Connected with Norman Burns

Connected with Norman Burns, who was very persistent via text and email. Instead of providing an update on the sales financing, he ghosted me.

18 December 2025
Unprompted review
Rapid Finance logo

Reply from Rapid Finance

We are sorry your application experience did not meet the standard we aim to provide. We appreciate your feedback and while we unfortunately were unable to provide your business with financing, we will review our communication process to see how we can improve it.

Rated 5 out of 5 stars

Friendly co

Friendly co, also rapid service

7 December 2025
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Reply from Rapid Finance

We're glad you had a great experience. Thanks for your review.

Rated 5 out of 5 stars

Rapid Finance -- Good communicators



I found the Rapid Finance team to be good communicators, to understand the product they were selling and to be good listeners

7 December 2025
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Reply from Rapid Finance

We appreciate your being a client and are so glad you had a great experience.

Rated 5 out of 5 stars

Good experience, fast funding!

My experience with Rapid Finance was very good. They were thorough in the application process, and funded my business within a day. Very fast and streamlined, and very friendly and professional. I would use them again.

3 December 2025
Rapid Finance logo

Reply from Rapid Finance

We appreciate your taking the time to write a review, and thank you for being a client!

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