I would rate zero stars if possible
I would rate zero stars if possible. I spent $3,000 with Priority Tradelines in December of 2025. The authorized-user tradelines did post exactly as promised and temporarily boosted my previously blank/unscoreable credit file into the upper 700s and low 800s.
However, despite the significant score increase, I was unable to get approved for even a single line of credit — not even one that would have covered the cost of the tradelines themselves. I could not even get approved for a $500 line of credit or credit card lmfao.
This experience taught me that underwriters care far more about a robust, diverse, and seasoned credit profile than a high score.
Priority Tradelines, as an experienced company in this space, certainly knew this reality yet continued to sell the product without clear disclosure that the score boost would likely be useless for actual lending, in spite of the verbal guarantees offered during the sales calls that I would in fact be able to obtain the auto, credit card and business credit I was looking for.
As a direct result, I incurred multiple hard inquiries that will now sit on my report for months, further harming my credit. I received zero net value for $3,000 — only a temporary and worthless number increase and real financial/credit losses.
Their service provides no meaningful or tangible consideration of value under basic contract principles to anyone under any circumstances.
Priority Tradelines cannot and will not provide a single example of how any tradeline they sell can or will benefit a single person in any manner, especially to obtain credit. Which is the sole reason why anyone might want to purchase a tradeline in the first place.
Their entire existence and business model is built off fraud, deception and theft. They prey on and steal money from the naive, ignorant and vulnerable while knowing the entire time they are not providing anything of value in return.
Your Terms and Conditions do not override:
- Oral guarantees made during the sales process
- FTC Act Section 5 (deceptive acts and practices)
- Credit Repair Organizations Act (CROA)
- Virginia Consumer Protection Act
I have filed complaints with the FTC, CFPB and Virginia's AG office demanding a full and complete refund plus damages. Civil and criminal complaints to follow.
Extremely disappointed and would not and cannot recommend.
6 April 2026
Unprompted review