We couldn't have asked for a better service or more support that we received from Positive Lending. Everyone we dealt with was so helpful and professional, but we must particularly thank Gillian for r... See more

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About Positive Lending
Written by the company
We are directly authorised by the Financial Conduct Authority and have won more than 25 industry awards in specialist finance.
Every year we arrange thousands of specialist loans for our customers, either directly or via 9000 mortgage brokers who recommend our services, so rest assured that you are in safe hands.
We can support with specialist lending solutions including:
- Bridging loans
- Second Charge Mortgages
- Residential Mortgages
- Buy to Let Mortgages
- Commercial Mortgages
- Development Finance
- Equity Release and RIO
We have an unrivaled and extensive panel of lenders giving us the power to search the whole of the market and help find the perfect solution for your financial needs.
Our exceptional team are dedicated to supporting clients in making their property dreams a reality.
Visit our websiteAll the best Specialist Lending Solutions
Written by the company

- Second Charge Mortgages
- With a whole of market product range, exclusive products, transparent fees and superb service, we’re Positive we can find you the best second charge mortgage outcome for your clients; discover more and meet the team
- Bridging Loans
- Our bridging experts promise you the best rates on the market, AIPs in 4 hours, a specialist valuer panel who are selected for speed, expert bridging solicitors and focussed underwriters. When it comes to bridging, Positive is the packager of choice.
- Specialist Residential and Buy to Let
- For customers struggling to secure mortgages on the high street, our expert Mortgage Desk are on hand to help. So if you have a specialist residential or buy to let case that’s difficult to place, take a look at how we can help you.
- Commercial Mortgages
- Our team of lending experts give you access to a wide range of specialist lenders and private funders. When it comes to commercial mortgages; we’ll make sure your clients get the best outcomes available.
- Development Finance
- We ensure that we meet your clients’ project needs and deliver high returns for their investments through competitive pricing and prompt delivery of funds.
- Equity Release & RIO
- We have a great range of products designed to help current, and soon-to-be, retirees make the most of their finances – enjoying their funds and the equity that’s built up in their property.
Contact info
Positive House, 1 GP Centre, Yeoman Road, BH24 3FF, Ringwood, United Kingdom
- 01202 850830
- operations@positivelending.co.uk
- positivelending.co.uk
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Excellent service
In my 35 year + experience working in the mortgage industry as an adviser, it's rare to come across a packager with good attention to detail and efficient service. I am pleased to say that Positive Lending is one of those rare companies. I dealt with Ed Barnes, who was always courteous, prompt, thorough and efficient. I would not hesitate to use their service again.
Kieran and Georgia were fantastic in…
Kieran and Georgia were fantastic in finding us a great product which really helped us to shift our debt to a much more manageable format. We had a couple of hiccups with getting the house valued, but with their help we managed to get everything finalised and now we're in a much better financial situation. A huge thanks to Kieran, Georgia and Positive Lending - I can't recommend them enough!
Gillian and the team very informative…
Gillian and the team very informative from start to finish. Supportive team and extremely responsive very happy with the service provided with significantly less fees than their competitors.
Amazing staff and a pleasure you use
Amazing staff and a pleasure you use , very helpful and understanding well done to Georgia and Declan for the help getting it over the line kind regards
Fantastic team
Fantastic team - helpful and very professional indeed. Declan and Georgia have been superb through this process
Great service from Celi
I dealt with Celi recently on a purchase application for mutual clients. Over the years we have dealt with many different packagers and Celi was really efficient and her communications was excellent. Application to completion in less than 2 months and very happy clients.
As an end user I found positive Lending…
As an end user I found positive Lending to be assertive and very helpful throughout whole procedure.
Brad and George have made the whole process as simple as possible.
Thanks sam
Gillian Howard and Brad Mcgonigle …
Gillian Howard and Brad Mcgonigle have been fantastic in their professionalism to help me with my application they have gone above and beyond their call of duty when I was under fantastic pressure in respect of my application they are very caring and patient. I was always kept updated on a regular basis. I cannot say enough regarding Gillian and Brad they are both fantastic people and brilliant at their jobs both take care a pleasure I would not hesitate to recommend Many Thanks
P T Morgan
Positive lending were very professional
Positive lending were very professional, helpful and friendly and every point of the process.
Georgia McGonigle top underwriter
Georgia was excellent in sorting my clients secured loan out. Super speedy and great communications throughout. Credit to the team thanks so much
Brigita has been a huge help with a…
Brigita has been a huge help with a recent mortgage with adverse credit. She was responsive and very knowledgeable! Would highly recommend
Celi was great
Celi was a joy to work with - prompt on answering, efficient on decision and solutions. Any future cases I will ask for her specifically.
Georgia and Declan have been amazing…
Georgia and Declan have been amazing throughout the whole process. There was a lot of back and forth, but both remained so helpful and informative reassuring me at every stage, right through to completion. I could not recommend the company more, but specifically a big thank you to the both of them.
Our process with Positive Lending was…
Our process with Positive Lending was smooth and comfortable from start to beginning. Declan and Suzanne were faultless in their communications and very clear throughout with no issues or challenges.
Richard Johnson and Georgia McGonigle
I can not thank Richard and Georgia enough for their help. They made the whole process seem so smooth and were always available to answer all my questions and query’s, whatever the time. Would highly recommend this company.
Thank you
Thank you to Brad and George for helping us through this! Really helpful and always quick to respond. Thank you so much
Celi Digby has helped me enormously…
Celi Digby has helped me enormously with a complex commercial deal. Her communication, problem solving and efficiency has been 1st class. A credit to Positive Lending and I'd like to poach her please.
Gillian and Declan were excellent
Gillian and Declan were excellent. Professional and efficient.
Second Charge Mortgage
Brad and Georgia at Positive Lending could not of been better, from the outset of getting in touch Brad was so helpful and guided us through each stage of the process, his honesty and knowledge was second to none, felt we could ask anything and the communication was great. Georgia was so helpful when submitting all of our paperwork and no question went unanswered, with her hard work we managed to complete quicker than planned and without a hitch! Would highly recommend both.
What a pleasure to use Positive Lending…
What a pleasure to use Positive Lending who were always helpful and informative through each stage of the process. Keep up the good work.
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