Phoenix Life Reviews 

6,389
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Considering 3,047 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently describe the staff as extremely polite, friendly, and very helpful when handling various insurance and pension inquiries efficiently. Many consumers genuinely appreciate the clear guidance provided during phone conversations and the straightforward paperwork process to bring administrative matters to a swift close. However, some reviewers were not happy with extremely long phone wait times and missing promised call-backs from busy customer service representatives. People also mentioned experiencing slow processing times overall and persistent difficulties getting transferred to the correct department when further urgent assistance was needed.

What people talk about most

Customer service

Consumers find customer service to be ambiguous, reflecting a wide divergence in experiences. While some... See more

Staff

People report positive experiences with staff, highlighting helpful, polite, and professional service during... See more

Response time

Customers consistently note ambiguous experiences with response time. While some reviewers report long... See more

Service

Reviewers highlight ambiguous aspects of service, showing mixed feelings about their experiences. While some... See more

User experience

Customers had positive experiences with user experience, finding the overall process straightforward and fuss... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The person I spoke to was friendly & responsive. However it is actually too soon to give a full response. The reason: my request involved Phoenix communicating with HMRC (sending some information whic... See more

Rated 4 out of 5 stars

Very helpful, polite and professional. Understood my query and resolved very quickly. I would have given five stars, however like most other companies (banks etc) I was on hold for a very looooong ti... See more

Rated 4 out of 5 stars

I struggled contacting them by phone.I waited in the queue and eventually someone answered but only to tell me there was no one available and they would arrange a call back to me that i didnt recieve.... See more

Rated 3 out of 5 stars

Pension fund has performed well but getting at it is a different matter. Wanted to transfer to drawdown fund and told this would be through a sister company but nothing was done. 3 further phone calls... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

We're proud to be part of Standard Life plc, we both share an aligned ambition to help every customer enjoy a life full of possibilities. We aim to provide the right guidance at the right time, giving you confidence on your journey into retirement and beyond. Over the years, policies from a number of life companies have been brought together into Phoenix Life, so it’s likely your policy would have originally been with a different company.


Contact info

3.6

Average

TrustScore 3.5 out of 5

6K reviews

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3.6

All reviews

(6,389)

3,257 reviews in the last 12 months

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Rated 1 out of 5 stars

Still waiting for response in writing…

Still waiting for response in writing about cessation of monthly payments to pension plan - with conflicting and confusing reminders about loss of benefits even though I had been told verbally that there was no penalty - still waiting written clarification

10 September 2026
Rated 1 out of 5 stars

Promised a draw down pack via post &…

Promised a draw down pack via post & email.. 1 week on still nothing ?

10 September 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mr Butland. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and referred it to the relevant department. We will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 5 out of 5 stars

Fast

Fast, efficient, straight to the point information given without being left to hang around listening to endless menus

3 September 2026
Rated 3 out of 5 stars

Communication is not very good as been…

Communication is not very good as been in contact several times and still no further regarding part of pension, why is it so difficult !!

2 September 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Miss Hicks. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 1 out of 5 stars

International support

I live in usa and dont have online access to my account. Everytime i email or message you i get a repaonse saying that you will send me information though the normal post which means 2 weeks!!! Ridiculous

9 September 2026
Rated 5 out of 5 stars

Explained at the right pace

Everything was explained, at a pace I was comfortable with. I didn't, at no time, feel like I was being pushed into anything I was unsure about, or uncomfortable with. So overall I couldn't have asked for a better explanation and too be pointed in the right direction.

2 September 2026
Rated 4 out of 5 stars

My experience was neither good or bad

I spoke to 4 number agents 3 was very good 1 I could not understand he spoke very fast and I could not understood all he was explaining so I at to ring back to speak to someone to explain everything again to me. She was brilliant

2 September 2026
Rated 1 out of 5 stars

Don't seem to know what they are doing

Tried to cash-in. Several weeks went by. Then they phoned to say there was a problem with my submission. They wanted my address on my Credit Card bill. As I was trying to prove my identity rather than my domicile and they also had my Tax Coding from HMI and a copy of my passport signed by my solicitor I was not happy! I needed the money and felt I was being mucked about. They only had to pay it into the same bank account they had used before. Not like I was asking them to send it to a dodgy 'friend' in Albania.

9 September 2026
Rated 2 out of 5 stars

Poor return on investment presumably…

Poor return on investment presumably due to high charges.
Painful experience cashing in my pension.
Had to wait 9 days for a letter to be sent out before I could ask take my money out.
I was told once the letter arrived I would be able to cash in my pension because it was under £30k. This was not the case. I had to phone back then had a 30 minute conversation to make sure I was making the right decision, then told there was a 2 week cooling off period and then 3-5 days before the money would reach my account. The whole process took a month. Tax was taken out but no statement sent with a breakdown of the amount of tax taken.

9 September 2026

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