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Petgevity Reviews 

6,296
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 1,316 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent service, highlighting its speed and efficiency. Many people appreciate the helpful and supportive customer service agents who are readily available. Reviewers also found the claims process straightforward and efficient, with the company often paying vets directly and without quibbling, reducing stress. Pricing is frequently described as affordable and competitive, offering good value. However, some customers also noted concerns regarding annual price increases, with several experiencing significant premium hikes upon renewal, sometimes without clear explanation. A few people also mentioned issues with the claims process, such as difficulties confirming policy coverage for specific conditions or unresolved disputes.

What people talk about most

Price

Clients share ambiguous opinions on price, with many reviewers finding the prices competitive, affordable,... See more

Claim

Users describe ambiguous interactions with claim, with many reviewers reporting easy and quick claim... See more

Service

Customers consistently note positive experiences with service, highlighting its ease of use, efficiency, and... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the helpfulness and empathy of... See more

Subscription

Consumers find subscription experiences to be ambiguous, with some reporting competitive quotations and easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Having Petgevity cover puts our mind at rest completely. No matter what happens with our little dog we know she will be cared for in every way. Claims are paid promptly and without any complications... See more

Rated 5 out of 5 stars

I had been with Petgevity for around 3 years. When my dog took cancer and we were doing through a difficult time they took care of everything along with our vets. Unfortunately Maddie didn't make it... See more

Rated 5 out of 5 stars

Great experience with Petgevity. I’ve been with them for 3 years with their previous name Petsure. The price each month is affordable and beats any other insurer. The service is fantastic, fast and... See more

Rated 5 out of 5 stars

My Cockapoo had a tumour in his jaw. Petgivity helped take the strain off me by dealing direct with his hospital during his illness. Once we had established Ted was covered for this illness, it was a... See more


Company details

  1. Pet Insurance Company
  2. Insurance Company

About Petgevity

Written by the company

About us

It's time pets had the support they need to live long, healthy lives – regardless of their health history. So in 2021, Petgevity made a promise to support this goal by providing the right care, the right cover and the right protection 👩‍⚕️

Pets are more than just animals… They're family, and they deserve the best chance to live a long, vibrant life, free from limitations. That's why we created Petgevity – designed to help every pet thrive, no matter their health history or age 🐶🐱

Why Petgevity?

Protect your cat or dog from just four weeks old with no upper age limit and cover for pre-existing conditions*.

It's pet insurance to suit both your pocket and your pet's individual needs.

  • A choice of vet fee limit between £1,000 and £15,000
  • Quick payment – Our claims were paid on average in 3.5 days in 2025, with an 89.68% approval rate
  • Decide if you'd like to add an excess or bill share (also known as co-payment)
  • Choose additional cover options like dental illness, travel and holiday, and missing pet cover
  • Pick and mix cover limits to suit each individual pet, all under one multi-pet policy

With Petgevity, you get more than just vet fee cover:

  • Unlimited 24/7 video calls to UK-based experts FirstVet 📲
  • Dental accident cover 🦷
  • Behavioural treatments and complementary therapy 👩‍⚕️
  • Emergency care 🏥
  • Third-party liability for dogs 🐶
‡ Our Lifetime and Lifetime Plus pet insurance have a Defaqto 5 star rating when you choose vet fees over £4K, with all optional add-ons included. Basic cover alone has a 3 star rating.

*Cover for pre-existing medical conditions is subject to acceptance on our Lifetime Plus policies. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.

Reviews prior to 15th March 2025, were for this business under its former name.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

6K reviews

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4.3

All reviews

(6,296)

1,197 reviews in the last 12 months

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Rated 1 out of 5 stars

Worst experience in my 12 years of insuring my pet.

I looked carefully before renewing my border terrier's insurance at age 11. He had developed an underlying chronic pancreatitis, this was well managed, and petgevity appeared to have fewer exclusions related to his digestive system than other providers, so I was prepared to pay the £67 per month premium.
My beloved dog sadly developed blood in his sneezes earlier this year. I took him to the vets who prescribed antibiotics to see if it cleared up. It didn't, so they referred him to the vet teaching hospital for diagnostic imaging, and at this point the hospital began his insurance claim.
We received the worst news possible, a terminal stage 3 complex cancerous tumour in his sinuses. Radiotherapy would only provide a maximum of 6 months additional time with us, 3 of which would be spent with 3 weekly radiotherapy sessions under GA. We felt we couldn't put him through that ordeal.
A week and a half ago, he had a seizure and we had to make the most heartbreaking decision to say goodbye to him.
Petgevity have been absolutely awful. I emailed them to explain he wouldn't need the renewal, but we would need to add euthanasia to his claim, not his cremation because we were self funding that. In the last week and a half I have had an email saying they are closing his claim because they couldn't get additional info from my vet, I tried to email customer service knowing I would be too upset to speak about it in a phone call. They responded with a standard message asking for his policy number and details, even though I had included this in my original email. I then got an unfeeling response saying I was covered for the cremation as I didn't add it as an extra. This wasn't what I had asked in the first place. I responded and said I will ask my vet to liaise with you. I then got a completely different response from a kind and empathic person, expressing condolences. Then I got another email this week with my original query, saying we haven't heard from you!! I emailed back and said you have, I have liaised with different people in relation to this query, and I wanted to make a formal complaint about the way they were handling my claim. I received a response today with the same original message, please tell us your policy number and details etc. Today I have collected my dog's ashes and settled his bill myself. I cannot face dealing with this atrocious company any more. I thought I was buying some protection and peace of mind, instead I feel they have done everything possible to avoid honouring my claim at the worst time possible. Absolutely do not recommend.

30 July 2026
Unprompted review
Petgevity logo

Reply from Petgevity

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Rated 1 out of 5 stars

I'm not happy with the service offered…

I'm not happy with the service offered by this insurance provided in terms of Renewal. Canceling auto-renewal on their website is deliberately difficult because they make you wait for Customer Service availability. If you inform them you've already switched insurance providers, they'll try to retain you with a reduced renewal quote. I have moved to Tesco Pet Insurance and they are much more competitive and saving money with the same piece of mind. The first thing that annoyed me at the start of the policy was the lack of a selection option to pick my cat breed. I have a British Longhair, but the platform only lists British Shorthair as an option. I had to call them to add a note about the breed, but I don't understand why they can't simply improve the list of breeds available on their platform. I done quotes with other insurance providers and they had it available and I have reported it when my policy started two years back and they still didn't make a chance since. Over the two years I had the policy, the renewal price consistently went up. I consider this a major obstacle that could discourage many meticulous people from proceeding with the policy. Additionally, the renewal process was an absolute failure. I've already purchased a new policy with Tesco Pet Insurance. They wouldn't allow me to cancel using a cancel button or stop the automatic renewal. Numerous companies offer a straightforward cancellation process, such as a simple drop-down menu for reasons or a feedback form. Implementing such a system would eliminate the need to interact with an agent who is often obligated to engage in sales tactics before processing the cancellation. Even if I explicitly stated that I have new policy at more competitive price, yet they still insists on me staying as this is the only moment when they can consider giving you a discount over the price that they increase on the renewal. For me this is an anti customer behaviour. We are in the 21st century and not everyone has time to deal with having to find time to cancel. It's straightforward to get a quote, but what I find baffling is the process of trying to cancel a renewal or a policy that automatically starts. They don't provide a simple way to stop the renewal, like a feedback form, and instead try to price match to keep you, even after you've already decided to cancel. This situation reminds me of times when Virgin Media and other phone companies, like Vodafone, made cancelling contracts really hard, and they were fined for anti-customer behaviour. I hope others have had similar problems and that this will lead to a better experience for all other customers.

30 July 2026
Petgevity logo

Reply from Petgevity

Dear Szymon,

Thank you for taking the time to leave a review.

We appreciate your feedback regarding your pets breed not being available, and are always looking at expanding the options in the future.

Policies can be opted out of renewal through your online account with us, or by contacting our team over web chat, email or by calling us.

Although our pricing team work hard to keep our prices competitive at renewal, there are factors that can increase the cost. This will partly be down to whether there have been any claims, the age and breed of your pet, along with other things such as rising vet fees and increased underwriting costs. We are always happy to discuss the price quoted and discuss any options to bring the price down.

I can see your policy had already renewed on the day you contacted us, and this is why we were unable to stop the renewal as a cancellation was now required. However, I am happy to confirm your cancellation was processed the same day.

We are sorry to see you go, but please reach out at anytime if there is any further assistance that you require.


Kind regards,
Kayleigh

Rated 5 out of 5 stars

It was so easy to join

It was so easy to join, great service everything was done over the Internet. They gave the best price and even told me what the best things I would need to cover for my 2 fur babies

10 June 2026
Rated 1 out of 5 stars

Loyalty and a no claims history are worthless

Sadly loyalty and a no claims history is no good with pet insurance, the prices rise annually no matter. I advise pet owners to shop around every year, I also would say that insurance companies when renewal comes around to give their best price. Not give a price and when the owner declines and tells them a competitors price, they can better that price.

14 July 2026
Petgevity logo

Reply from Petgevity

Good Morning Kevin,
Thankyou for taking the time to leave a review.

I am sorry to hear your renewal was not what you were hoping for.
There are many factors taken into consideration with a renewal price, some of which include your pets age, breed and inflation of vet costs.
I can see you have called and spoken to an agent who has cancelled your policy, we are sorry to be losing you as a customer, but we do thank you for your loyalty over the past few years.

If you would like to discuss this further please do feel free to get in touch and we will be happy to help.

Kind regards,
Adele

Rated 5 out of 5 stars

Dharshika and Nidesh provide fantastic customer service

Dharshika and Nidesh from the customer service team/online chat, provided a fantastic service and were quick to help me with my renewal, even going so far as to break down the prices and advise which one would be best.

I do want to note that upping a renewal by 50% is incredibly extortionate, but I managed to get a good deal from the above mentioned workers, so am happy to stay with Petgevity for the time being.

27 July 2026
Unprompted review

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