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Company details
Written by the company
Penvo is an AI-powered expense tracker for iPhone and Apple Watch, built for people who want to log spending in seconds without typing. Instead of filling out forms, you simply speak — say "lunch $12" to Siri or directly in the app — and Penvo's AI captures the amount, category, and notes automatically. You can also scan a receipt and let AI parse the details, or enter expenses manually. Penvo tracks spending across 25 currencies within a single ledger, converting them automatically, which makes it useful for travelers, expats, and anyone who deals with more than one currency. On Apple Watch, a two-step widget lets you record an expense in a couple of taps without taking out your phone. Beyond personal tracking, Penvo supports shared ledgers with member invites, real-time group totals, and split-bill settlement — handy for couples, roommates, and trips. A one-tap switch turns on Business mode, with a daily income, cost, and profit overview, accounts receivable tracking, and recurring business expenses. It also offers monthly budgets, spending trend charts, recurring bill reminders, and Face ID privacy lock. Penvo is available on the App Store with a free plan and an optional Pro subscription.
Contact info
325013, WENZHOU, China
- support@penvo.pro
- penvo.pro
4.0
Great
3 reviews
No history of asking for reviews
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Penvo is a very useful and…
Penvo is a very useful and user-friendly app for managing daily household finances. It is easy to track income and expenses, and the clear overview helps me stay organized and in control of my budget. Highly recommended!
1 May 2026
Unprompted review
Finally found an expense tracker I actually use
I’ve tried several budgeting and expense tracking apps over the years, and this is one of the few that I actually keep using.
The app is straightforward, intuitive, and doesn’t overwhelm you with unnecessary features. The voice input function is a huge time saver—I can log expenses almost instantly. The bill-splitting feature is another highlight, making it perfect for trips, group dinners, and shared expenses with friends.
Overall, this is a practical and reliable app for anyone who wants an easier way to manage personal finances. Highly recommended.
24 June 2026
Unprompted review
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