I've been using Pave for well over a year and my credit score has not only gone up but I've gained much more awareness of my habits. I'm now on the road to sorting my spending habits to a stable... See more
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See what reviewers are saying
Would have never trusted an "app" that increases your credit score but holy damn, it actually works! My credit score is super low atm due to cost of living yadda yadda and having to choose between foo... See more
I’ve been using the Pave app for a while, and I’m thrilled to see my credit score steadily improving. This month, my TransUnion score increased by 48 points, which feels like a great achievement! The... See more
Maria was super helpful in answering all the questions I had. She was especially helpful with fixing the payment date issues I was having across my transactions. Friendly and helpful guidance whe... See more
Company details
Written by the company
Pave offers a new way to build credit. Signing up takes under 3 minutes and there’s no hard credit check, interest or APR. Download the app to build your credit score with all major UK Credit Reference Agencies and see and track your credit score for £9/month.
Contact info
31a Great Sutton Street, EC1V 0NA, London, United Kingdom
- team@paveapp.com
- paveapp.com
Replied to 50% of negative reviews
Typically replies within 24 hours
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Easy to use app and great customer…
Easy to use app and great customer service from agents
A great app my credit score has…
A great app my credit score has improved so much just in the space of a few months of using pave so worth it.
Good app for boosting credit score
Pave has helped my credit increase…
Pave has helped my credit increase massively very affordable and honest company and also don't pressure you they have also honored a payment as I missed it by mistake ...alls I say is hats of this brill company and the team
credit score improved by 23 points…
credit score improved by 23 points within a month!! highly recommended!
Ok that's great thanks.
They honestly and evething now in my…
They honestly and evething now in my life is go well thanks very much
Lovely people to talk to!!!
It was such a pleasure to chat with Karter yesterday,who not only answered my questions perfectly, but also followed up with some truly kind words, empathy and encouragement for me. In this day and age this is invaluable in my opinion! With so many apps and all other forms of online interactions being mostly digital and managed automatically by computer, a really friendly human interaction is wonderful especially in the aftermath of the pandemic. Thanks so much again! For anyone seeking to strengthen and improve their credit history I highly recommend this app because these folks really do take the full picture into account. Plus, it's sadly becoming rarer to witness people complimented properly nowadays. I therefore hope this makes a difference to the Team at Pave 😊
My credit score went up 29 points this…
My credit score went up 29 points this month using Pave. I love how my consistent monthly payments are sent the credit agencies which positively affects my score.
I increased my Credit score by up to 51…
I increased my Credit score by up to 51 in 6 months! Thank you Pave!
I was dubious at first
I was dubious at first, having not seen much initial progress. However, Pave's communication is excellent! They talked me through the process and politely realigned my expectations, carefully explaining that if I did what they said, what would happen and when. Six months down the line I now have a good credit score, and value their service sincerely. Great value for money, and great people!
East to use and very useful
Benefits of using Pave
Pave clearly set out the benefits of using their product, the app is really easy to use, the benefits are fantastic for your credit rating, and I believe they represent brilliant value for money. Therefore, I have no problem giving them a 5* review
I’ve recently been talking to one of…
I’ve recently been talking to one of Transunion customer service called joe but he was so nice and helped me understand clearly about my transunion files.

Reply from Pave
Utterly pointless
The app is pointless and a bit of a scam, it clearly states that by paying the extra fee for the plus membership for £9, I get a credit line to help pay bills on time if I am short, but this did not happen. So you do not get help to pay bills, they just say that to get you to sign up and pay more. Luckily I noticed inside 14 days so I cancelled for free and got a refund. When I asked support, they just claimed that the bill has to be eligable, it was a water bill, so not a chance they will help with any other bills is there.
EDIT: Pave are now trying to get my review removed, just like any poor company would. Sadly Pave, I screenshot a lot of our convo's. This review shall remain.
Great customer service from Joe today
Great customer service from Joe today, very quick response from start to the end.
Very helpful , would def recommend using them.
Very happy with Pave.
Have been using Pave now for a few…
Have been using Pave now for a few months, today I needed to query something with them, sent over a WhatsApp message and Joe replied in a few minutes and within about 10 minutes all was sorted. Nothing drastic, just my credit file with TransU was not syncing with the app, all sorted now.
Cheers Joe, that was good customer service.

Reply from Pave
Paying my subscription every month…
Paying my subscription every month without fail every month and not getting new credit
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