Optimus Mortgages Ltd Reviews 

Tim is very thorough and efficient. His communications were all very clear and concise. I am very satisfied and happy with the service he provided.
Edmund

Tim is fantastic at what he does. Communication was brilliant throughout, he kept me updated at every single stage and answered all my questions simply enough for me to understand. He made everything feel easy and handled it all with great efficiency. Highly recommended!

Great service from start to finish. Tim helped me with my remortgage and transfer of equity, kept me updated throughout, and made the whole process really straightforward. Friendly, professional, and always happy to answer any questions. I'd definitely recommend.

Tim is always available to answer queries even out of normal hours and weekends.
His instructions are clear and easy to follow.
The lender he recommended was quick with decisions and Tim relayed them instantly.
The conveyance solicitor was equally efficient and whilst at first I was concerned about doing 90% of the work on an app it turned out to be easy, time saving and most importantly money saving.
I would have no hesitation in recommending Tim at Optimus.

I was very happy with the mortgage deal that tim found for us, he is trustworthy, reliable and offers a very efficient service, we wouldn't seek advice from anyone else. Thanks tim.

Tim was pure class through the whole remortgage process. I've dealt with Tim for over 15 years and I would not go anywhere else for mortgage and financial advice. The man is a genius!!

As a first time buyer, I felt Tim’s knowledge really helped me. Although I didn’t not occur any complications, I feel as though my application ran really smoothly. Tim was recommended to me by a friend.

Tim helped us with taking out an additional mortgage to run alongside our existing one and the whole process from start to finish was seamless.
Despite being on holiday when we initially contacted him, he sorted us a great deal with our current lender and took care of everything, the whole process was straightforward and done in a timely manner.
We would thoroughly recommend Tim and Optimus mortgages and we'll definitely be using them again.

Tim worked wonders dealing with a tricky lender. Tim was clear in his communication. always responded to questions and worked with me to secure extra funding. A joy to work with and would definitely recommend.

Tim was really great in helping me secure a new mortgage. Comms were great on his side and he even followed up. He answered all my questions and went above and beyond to move me onto a lower rate when it changed. Very highly recommended!

Tim was very helpful with my situation and gave good advice,

Brokers beware! As a fellow broker, of 30 years standing, I referred an equity release case to Tim Spencer last year ( He had approached me earlier, touting for business, at an Industry event ) I understand referrals from fellow brokers is a large part of his income stream. In these scenarios Brokers share the fees/commission, usually 50/50. As I was very busy I never got around to confirming the terms of referral, I trusted Tim that a fair fee split would be on offer. Some time after completion of the case I contacted Tim to see what my fee would be and when to expect it. He earned circa £ 1500 for this. I was told that the max fee was £ 250. However, as I was busy with another mortgage for MY client, his terms were that he would not pay anything for the referral. I assume he deemed that he was effectively doing me a favor and in those circumstances he was paying me nothing!! ZERO v £ 1500. At no stage was any of this divulged to me. He has point blank refused to pay me any introduction fee at all. I could have clearly have used one of the many reputable equity release brokers in the field ( Like Age Partnership ) who split the fee. Its not even about the money anymore , it's about the principle. Never know anything like it, fellow professionals you have been warned...

I worked with Tim to secure a buy to let mortgage on my property in what was a multi faceted lending case and Tim's service was second to none. He was incredibly responsive and went the extra mile with the lender to ensure that I was able to secure the funding I required.

Tim was professional and friendly throughout the process. He was happy to spend time explaining the process and answering any questions. There was no pressure on us to accept his recommendations and he gave us plenty of time to consider our options. More than happy with his service and would recommend him to anyone thinking of equity release.

Tim is amazing! He sorted my remortgage literally overnight when I’d left it so late that I was facing a huge hike in payment at the end of the month!! I can’t recommend Tim enough, supportive and patient, and I feel totally confident in his ability to get the best deal for me everytime! Thank you Tim, grateful to you as always.

We cannot speak highly enough of Tim Spencer’s efficiency and empathy.He was recommended to us at a particularly stressful time and immediately put our minds at rest.

Tim is the ultimate professional and guided us through the various options in a clear and structured manner that was easy to understand. Faultless service provided throughout.

We were really struggling with our lifetime mortgage release application, a short phone call to Tim of Optimus Mortgages gave us some much needed support. Within a few hours Tim had managed to find out more information which eased our minds. Tim went above and beyond over the following few weeks, in contact with regular updates and not just inside general working hours. We can't thank Tim enough for his guidance assistance and will not hesitate to use his services again.

Just had a bit more equity release through Optimus Mortgages, and Tim ( spencer) makes the process so smooth and frankly an enjoyable experience.
Couldn't recommend him enough.