Optimum Mortgages & Insurance Reviews 

33
TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Optimum was a great solution form me to understand the mortgage application process. They were friendly and professional at all times, guiding me, keeping track of the whole process and giving me up... See more

Rated 5 out of 5 stars

Aimee is so knowledgable and answered all of my many questions with ease. Her expertise and professionalism shines through and it was really reassuring to have her support. Jaynes communication and o... See more

Rated 5 out of 5 stars

Aimee was so so helpful from start to finish. She talked me through the process way back when and advised on the purchase of two properties (unfortunately the first one fell through after 6 months).... See more

Rated 5 out of 5 stars

Really friendly, helpful and supportive. Helped guide me and my partner through our house purchase. Reviewed documents from the solicitor, gave advice, and chased solicitors on our behalf which helped... See more

Company details

  1. Mortgage Broker
  2. Finance Broker
  3. Insurance Broker
  4. Life Insurance Agency
  5. Non-Bank Financial Service
  6. Property Investment

Written by the company

Our passion is to make sure our clients are given personal mortgage advice which will be individually tailored to suit their own particular needs and requirements. We specialise in mortgages for first time buyers, homemovers, remortgages, self employed clients and we can also assist portfolio landlords. Once we have agreed on your needs, we will advise on the most suitable mortgage for your circumstances, and help to manage to completion by liaising, where appropriate, with lenders, estate agents, valuers and solicitors on your behalf so you can concentrate on doing your job! We also have a duty of care to ensure that all our clients (personal or corporate) fully understand the importance of protection, checking that in the eventuality of income vulnerability or unforeseen illness or death, that you and your family have adequate cover to protect such circumstances which, as we all know, sadly do arise. Our in house team can also offer you protection for the things that matter including Business Protection, Keyperson Insurance and other personal cover for unforeseen illness or death.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

33 reviews

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4.7

All reviews

(33)

0 reviews in the last 12 months

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Rated 5 out of 5 stars

Micah

Micah was fantastic from the beginning to the end. Made me feel at ease.

29 June 2021
Unprompted review
Rated 5 out of 5 stars

Very helpful and extremely quick

Very helpful and extremely quick. Micah was very happy to explain all parts of the mortgage application process, collected all the required documentation in clear and helpful manner, and processed the application within a matter of days.

23 June 2021
Unprompted review
Rated 5 out of 5 stars

Really excellent service - highly recommended.

Micah has been really excellent. We had a tricky requirement with our mortgage and he worked diligently to help us navigate the complexities. His communications were clear and to the point and he persevered despite the significant amount of back and forth we faced. We're very grateful for the work he did for us and would recommend him and Optimum to anyone.

8 June 2021
Unprompted review
Rated 5 out of 5 stars

Micah making house buying easier

Micah has been absolutely amazing sorting our mortgage for us. Going above and beyond to give us advice on all areas of purchasing a house, which we as first time buyers was a godsend. Couldn’t recommend him enough. And to think we wasn’t going to use a mortgage advisor!

7 May 2021
Unprompted review
Rated 5 out of 5 stars

Made the process smooth and stress free!

Micah made the process really easy and straight forward. He was there every step of the way and provided support with both mortgage related queries and other elements of the process which was invaluable as we were first time buyers. Great service!

1 May 2021
Unprompted review
Rated 5 out of 5 stars

I was recommended Micah at optimum when…

I was recommended Micah at optimum when I was looking to get a mortgage for my first home. From first contact with Micah I felt assured of the recommendation I had received & he really did make the whole process so smooth.

Micah was at the end of the phone through the whole process which due to my circumstances was almost a year and nothing was too much trouble.

If it wasn’t for Micah’s knowledge and support throughout I may not have now got the keys to my dream home.

I would more than recommend Micah when looking for a mortgage advisor. Buying a house as they say is one of the most stressful things you can do but this whole process was effortless with the work put in from Micah.

16 April 2021
Unprompted review
Rated 5 out of 5 stars

Outstanding!

Outstanding! Highly professional, expert and personal service from Paul, Andy and the team. Nothing was too much trouble for them.
A big thank you for saving us a lot of time and money.

10 March 2021
Unprompted review
Rated 5 out of 5 stars

Gread service, Great outcome

Micah recently dealt with my remortgage, and i have to say I couldnt be happier with the service and support I recieved. Communication was excellent, keeping me updated along the way.

My remortgage was to fund an extension too, and along the way we hit a bump in the road in terms of the LTV due to a low valuation. Micah handled disputing this with the lender straight away and put in loads of extra research to make sure the appeal was successful.

We also struggled a little with the lenders solicitors, but all the stress of chasing them was taken on by Micah, meaning i didnt neet to worry at all.

I would wholeheartedly reccomend these guys to anyone!! You'll be impressed!!

28 February 2021
Unprompted review
Rated 5 out of 5 stars

Excellent service - happy customer!

I was coming towards the end of my mortgage term and had left things a little late. After calling Optimum at around lunchtime, they had returned my call by the afternoon and we were able to discuss my options on the same day. Micah was very helpful with his advice and generous with his time, making me feel that I knew exactly what my options were and was confident in my choice. The support throughout the whole process was excellent, and you never feel that any question is too small or too stupid to ask!

8 February 2021
Unprompted review

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