What is Openwage?

Getting paid just once a month can make it hard for workers to manage their money. 94% of employees worry about money and the cost-of-living crisis is adding extra pressure on everyone's finances.

Waiting weeks to get paid the money that workers have earned can cause financial stress as they spend considerable time and energy making their salary stretch.

Timings for when wages are paid and when bills come out don’t always match up, and this can make it hard for employees to manage their money. And if an unexpected bill arrives, then workers may be forced to resort to expensive payday loans, credit cards, and overdrafts.

Now there’s a solution. On-demand pay from Openwage lets employees get instant access to their earnings 24/7, at any time before their usual payday.

On-demand pay (also known as earned wage access or salary advance) lets employees choose when to get paid and free themselves from fixed pay dates. This can help promote financial wellbeing and financial resilience.

So when an unexpected expense arrives, like emergency dental treatment or an urgent car repair, employees can quickly solve the problem using on-demand pay. Employees can instantly access a portion of their earned wages without waiting for payday.

It’s not a loan

On-demand pay isn’t a loan, so there's no interest to pay.

Protect your credit score

We don’t carry out credit checks so on-demand pay has no impact on your credit rating.

Reduce financial stress

Avoid expensive payday loans, credit cards and overdrafts.

Discreet

Your employer won't know the details of your on-­demand pay transfers.

How does Openwage work?

Check how much you’ve earned. Decide how much to transfer. Send it instantly to your bank account.

Openwage is committed to revitalising the financial health and resilience of working people. We believe that making access to earnings as fair and rewarding as possible creates a more engaged and productive workforce.