i had a wonderful experience with this company. it allowed me to build my credit successfully. I have now applied for a unsecured card with open sky. Since my secured card has expired, How do I go ab... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Been using OpenSky for a long time now and never any issues with cards or customer support. Never even had a card compromised while using this company. Build that credit, credit card ease, great app... See more
Company replied
These guys took a chance on me when no one else would. I pay my balance off every month in full. And in 5-6 months my credit has improved by roughly 165 points. So in turn, they pre approved me... See more
The experience I've had with opensky has been more then great. Opensky has helped me to establish my credit score in such a short period of time. You can view your credit score at anytime. This sets y... See more
Company replied
Company details
About opensky®
Written by the company
At opensky, we want to help every person access credit, by providing opportunities to build, re-build or strengthen their credit. Our goal is to provide the necessary tools people need to be the authors of their own stories – now and in the future. Begin your journey to financial wellness today!
opensky Benefits:
• No credit checks to apply
• No credit risk to apply
• Reports to all three credit bureaus
• Credit line increases
• Consideration for an unsecured credit card
• Monitor your monthly FICO® Score
Don’t delay, apply today!
Contact info
PO Box 660924, 75266, Dallas, United States
- 800-859-6412
- openskycc.com
4.6
Excellent
14K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Great products great service
15 May 2026
Love my open sky
23 May 2026
Great service to help rebuild your…
Great service to help rebuild your credit responsibly!
23 May 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
I am very happy 😊
I am very happy with this company so far it’s been extremely helpful in rebuilding my credit and I would recommend it to anyone who is trying to start out or rebuild. Exceptional service on all fronts.
16 May 2026
Reply from opensky®
Thank you for your kind review! We love hearing the positive impact opensky has on our cardholders!
It’s a good starting credit card.
16 May 2026
Because of my history credit was messed…
Because of my history credit was messed up and opensky got me better future credit awesome 👏
15 May 2026
Open sky sends payment reminders.
Open sky sends payment reminders.
Days before your payment is due, also making a payment is super.Easy and my credit has went up.Sixty points within three months so I can't complain at all.
15 May 2026
Opensky made it easy to receive my…
Opensky made it easy to receive my unsecured card. Opensky makes good on their promise to help you with building your credit by offering a secured card after all the hard work to fix your credit. Thank you for your follow through Opensky!
13 May 2026
Reply from opensky®
Thank you for your kind review! We love hearing the positive impact opensky has on our cardholders!
I started with a $300 Secured Card and…
I started with a $300 Secured Card and in 6 months I was offered a $1,200 Unsecured Card. This company has helped me rebuild my credit and continues to do so.
18 May 2026
You do not have a chat or email option…
You do not have a chat or email option for support questions. Only a phone number or mailing address. This is unacceptable customer service offering in this day n age. Its 2026 and I have to send a letter to your for any request. I am still waiting on my replacement card and a new account card. When I call, you also do not offer a tracking number for these deliveries. Simply terrible.
14 May 2026
Not needing customer service is the…
Not needing customer service is the best customer service. I used the pre-paid card with autopay as a set-it-and-forget-it credit booster. It did it's job and I never needed to think about it.
12 May 2026
great program they got going on
19 May 2026
You have helped me out more than you…
You have helped me out more than you know, I’m so happy that I was told about you! Thank you
21 May 2026
Customer service is great luv this card
14 May 2026
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.