I have the omno credit card and it is good to build your credit but once the 37% apr hits it gets tough.I have another card but could not do a balance transfer on it to clear my omno card.i have froz... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Application and Response time was great. Interest rates aren't the best but it's fine.
Company replied
Very quick and easy, had financial problems in the past but this wasn’t taken into consideration, thank you. Lovely welcome email shortly after, looking forward to receiving my card.
Company replied
The Apps is straightforward and easy to understand. Informative, a question in my mind has been answered before I ask. Navigation tools are easy to use. I got immediate results too. JhenDkin
Company replied
Company details
Written by the company
Onmo is one of the UK’s newest credit card account providers. We design our products to help demystify money matters wherever possible, providing customers with more financial control and flexibility in their lives. Our app puts you in control of your spending and payments so you can understand exactly where your money's going, freeze your card, and set reminders - in one place. Find out more: https://onmo.app/
Contact info
Fora 1st Floor, 35-41 Folgate Street, E1 6BX, London, United Kingdom
- 0330 333 6000
- help@onmo.app
- onmo.app
4.3
Excellent
6K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 24 hours
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Everything is good overall
Everything is good overall, but the credit limit offered is quite low,and there is no virtual card available to use while waiting for the physical card.
Otherwise,Everything is fine.
30 August 2026
Unprompted review
Reply from Onmo
Hi Shabaz,
Thank you for your review and we appreciate your feedback on the credit limit you were offered and digital wallet support. For credit limits, please watch your emails as you use your card responsibly as we’ll send you an increase offer once you’re eligible.
We are also working towards digital wallet support, and we’ll be sure to let our customers know once this feature is live.
Team Onmo
Application was Fast and easy to fill…
Application was Fast and easy to fill out, with a and fast response,
29 August 2026
Unprompted review
Reply from Onmo
Hi There,
Thank you for your review and sharing with us that you found our application process easy to complete. Your card should be with you soon, and we hope you enjoy it.
Team Onmo
Quick and simple and affordable…
Quick and simple and affordable repayments available
21 August 2026
Unprompted review
Reply from Onmo
Hi Karriene,
Thank you for your review and sharing your experience with our application process and account set up. We'll have your card with you soon.
Team Onmo
Easy to apply and see if approved
Easy to apply and see if approved. Easy to download the app
29 August 2026
Unprompted review
Reply from Onmo
Hi Amanda,
Thanks for taking the time to review Onmo. It’s great to read that applying for your card was straightforward and that you’ve found our app easy to use.
Team Onmo
Amazing 🤩 helping me to build credit…
Amazing 🤩 helping me to build credit score.
Application was fast and easy.
Easy to use and apply.
Layout of platform is simple.
30 August 2026
Unprompted review
Reply from Onmo
Hi Andrew,
Thank you for sharing your experience. We have built our card to help our customers build up their credit score and to use it with confidence. We hope you enjoy using your Onmo card.
Team Onmo
Reply from Onmo
Hi Mario,
Thank you for letting us know about the great service you received from us! We appreciate you taking time out of your day, and we’ll be sharing your review with our team.
Team Onmo
Reply from Onmo
Hi Stephanie,
Thank you for leaving your review and for sharing your experience with our services. We hope you continue to enjoy using your Onmo card.
Team Onmo
Just came on my way.And it's very easy…
Just came on my way.And it's very easy to apply rest .we hope and see the service the best.what ONMO can deliver.
28 August 2026
Unprompted review
Reply from Onmo
Hi Richard,
Thank you for leaving us your review and sharing your application experience. It’s great to read that you found it to be quick and straightforward to get through.
Team Onmo
Very quick response easy to understand…
Very quick response easy to understand and apply what they offered is what I recieved
28 August 2026
Unprompted review
Reply from Onmo
Hi Steve,
Thank you for your review and for sharing that you found applying for an Onmo credit card to be easy to understand. We appreciate the feedback and thanks for being a part of Onmo.
Team Onmo
Does what it says on the tin
27 August 2026
Unprompted review
Reply from Onmo
Hi Mr. Calvert,
Thank you for your review and we're happy to read you've been satisfied with your Onmo experience.
Team Onmo
The experience was easy
The experience was easy, but i down graded jist because there is not a digital card option. But thats all.
27 August 2026
Unprompted review
Reply from Onmo
Hi Matthew,
Thank you for your review and feedback. We're happy to read you found it to be an easy experience. For digital wallet support, this is something we're working towards so please keep an eye on your emails for when the feature is available.
Team Onmo
Reply from Onmo
Hi Annemarie,
Thank you for your review and feedback on our application process. Thanks for being a part of Onmo.
Team Onmo
Clear easy to navigate quick process
Clear easy to navigate quick process
26 August 2026
Unprompted review
Reply from Onmo
Hi Julie,
Thank you for your review and for sharing how you found our application design. We're glad it was clear and easy to navigate through without taking up too much of your time.
Team Onmo
Quick and easy to apply
25 August 2026
Unprompted review
Reply from Onmo
Hi Brian,
Thanks for sharing your experience when applying for an Onmo credit card. We're glad that it was all easy for you and hope you enjoy your new card.
Team Onmo
Reply from Onmo
Hi Fiona,
Thanks for leaving your review and sharing your experience when applying for your Onmo credit card. We're happy to read that you found it easy to get through and found the information throughout helpful.
We'll have your new card with you soon and thank you for being an Onmo customer.
Team Onmo
Reply from Onmo
Hi Maura,
We’re happy to read that applying for your Onmo card was an easy experience for you. It's great to see you received a quick response and we'll have your card with you soon. Thanks for leaving your review.
Team Onmo
Easy application and instant decision
Easy application and instant decision, the app gives a lot of great information too. Just awaiting the card to finish the set up, but so far so good.
23 August 2026
Unprompted review
Reply from Onmo
Hi Mr. Hodge,
Thank you for sharing your experience and how you found our mobile app to get your account set up. We’re happy to read everything was easy and you found the process user friendly. Enjoy your new card!
Team Onmo
Very easy and quick application.Good…
Very easy and quick application.Good credit limit and low apr to go with it.Would reccomend to people wanting a lower apr than many other cards.
22 August 2026
Unprompted review
Reply from Onmo
Hi Simon,
Thanks for your review! It’s great to see that you were approved with a credit limit that works well for you and we appreciate your recommendation.
We hope you enjoy using your Onmo card.
Team Onmo
scammers setting up accounts and using…
scammers setting up accounts and using my email address. no adequate checks
made to ensure details are correct
23 August 2026
Unprompted review
Reply from Onmo
Hi There,
We appreciate you making us aware that an Onmo card had been taken out fraudulently in your name. We do have protections in place to try and prevent this from happening, and if it does occur, we have a dedicated Fraud Team to fully investigate the matter and assist you with getting the account closed.
If you haven’t yet, please contact us on 0330 333 6000 (Mon – Fri, 9am – 5pm) to report this to us directly. We’ll get a case raised and begin our investigation.
Team Onmo
Excellent service fast and very good.
Excellent service fast and very good.
Thanks
21 August 2026
Unprompted review
Reply from Onmo
Hi Stephen,
Thanks for sharing your experience when applying for your Onmo credit card. We’re glad it was a quick application to complete, and we hope you enjoy your card.
Team Onmo
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