Only Paws Pet Insurance Reviews 

405
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 158 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the simple online portal and highly efficient claims process that makes submitting everyday paperwork completely hassle-free. People also appreciate the remarkably prompt payouts and the incredibly helpful support team who handle sensitive situations with great care. Some reviewers were not happy with the policy coverage limits, noting that specific treatments or unexpected expenses were excluded after submitting their claims. Conversely, a small portion of people felt that communication could be improved during prolonged cases, mentioning rejected payouts due to pre-existing conditions. Others experienced frustrating difficulties when attempting to get timely answers from customer service regarding disputed policy details.

What people talk about most

Claim

Reviewers mention ambiguous feedback about claim, reflecting a sharp division in customer experiences. On one... See more

Service

Reviewers highlight ambiguous aspects of service, showing highly contrasting experiences. Many consumers... See more

Customer service

Users describe positive interactions with customer service, noting that representatives are helpful,... See more

Payment

Customers had ambiguous experiences with payment, reflecting a high level of disagreement regarding claims... See more

Response time

Clients share positive opinions on response time, highlighting that inquiries and claim amendments are... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think th... See more

Company replied

Rated 4 out of 5 stars

I wrote a previously bad review below based upon a disagreement regarding a condition. Since then they reviewed my case and made a payment. subsequently my pet died unfortunately. Following this they... See more

Company replied

Rated 4 out of 5 stars

Unfortunately I had to make a claim for one of my cats recently but once I got online it was straight forward enough & then only paws contacted my vets who dealt with the claim . The only downside was... See more

Company replied

Rated 5 out of 5 stars

A very easy to navigate customer portal and quick, efficient claims process - so much easier than other insurers where you have to download, complete, sign and re-upload paper forms. With Only Paws, i... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

Always-there-for-you pet insurance at affordable prices. Made by pet lovers for pet lovers.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

405 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(405)

145 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent & sooo quick and easy

Excellent, super easy and hassle-free.

20 August 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Ceri,

Thank you so much for the lovely review! We're thrilled to hear that you found everything super easy and hassle-free, that's exactly what we aim for. If you ever need support or have questions down the line, we're just an email away at info@onlypawspetinsurance.co.uk. Give your pet a cuddle from us!

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Easy and clear process

Easy and clear process, good value for money

18 August 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Darren,

Thanks so much for the great feedback! We're really glad to hear you found the quote journey easy and clear, that’s exactly what we aim for. It’s also brilliant to know you felt the value was spot on. If you ever have any questions or need support down the line, we’re just an email away at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

All paid out

All paid out, but very confusing breakdown of the bill.

15 August 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your feedback SJJ, I'll make sure the relevant department is informed. Please get in touch if anything is unclear via claims@onlypawspetinsurance.co.uk.

Rated 5 out of 5 stars

My claim was paid very quickly

My claim was paid very quickly
Thank you

15 August 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your review Fiona, we are very proud of our speedy claims process. Once we receive all relevant information, we are currently settling claims within a week.

Rated 5 out of 5 stars

Clear and easy to use

The process was so easy and the quote system allowed me to increase or decrease cover with immediate results.

7 August 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Mrs. Russell, thank you for your feedback and welcome to Only Paws! 😊

Rated 5 out of 5 stars

Very easy to set up and had exactly…

Very easy to set up and had exactly what we needed.

5 August 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Andrea,

Thanks so much for the lovely feedback! We're thrilled to hear the quote journey was smooth and gave you exactly what you needed, making things easy and straightforward is what we’re all about. If you ever have any questions or need support down the road, we’re always here to help.

Wishing you and your pet all the best!

The Only Paws Pet Insurance Team

Rated 5 out of 5 stars
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Andrew,

Thanks for the lovely feedback! We’re so glad to hear the sign-up was quick and hassle-free, that’s exactly what we aim for. Welcome to the Only Paws family!

The Only Paws Pet Insurance Team 🐾

Rated 1 out of 5 stars

Very disappointed

Very disappointed with their refusal to pay out on my claim. Our cat had minor problem with tartar a year ago. We didn't think it was bad enough to have her teeth cleaned at that time. A year later we had it done as she needed two teeth removed. They refused to pay as it was over three months since it was first mentioned. If we'd had her teeth cleaned last year we would have had to go through it again this time. Not happy with the outcome.

25 July 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi,
Thanks for your feedback.
We wanted to clarify our dental cover to help explain the outcome. Under our policy terms, dental treatment is included as long as your pet has had a dental check every 12 months, and you’ve followed any vet advice within 3 months of it being given. In this case, because the vet noted a tartar issue a year ago and treatment wasn’t carried out within the 3-month window, we unfortunately weren’t able to approve the claim.
Dental issues can progress quickly if left untreated, which is why the policy includes that 3-month follow-up requirement. If you’d like to go over the decision in more detail, please don’t hesitate to reach out to our team at claims@onlypawspetinsurance.co.uk. We’re here to help.
The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Robin,

Thanks so much for the paws-itive feedback! 🐾 We're so glad to hear our quote journey was easy to use, that's exactly what we aim for. We know not everyone loves filling out forms, so we’ve worked hard to keep things simple, clear, and quick.

If there’s ever anything else you need, we’re just an email away at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 1 out of 5 stars

Pre existing condition

This insurance company will do absolutely anything not to pay your claim,put a claim in for our cat who went for her annual injections to cover her for the cattery that she goes to when we go on holiday.When there the Vet noticed she had lost quite a bit of weight,tests were performed and found she had a problem with her liver.Phoned Only paws to see if we'd be covered for these tests and was told yes we were(even though we'd only been with this insurance company for 1 week,because we'd had insurance with another company for 14 years and proof of payments were given,without ever claiming for her).As soon as we put the claim in(after paying the vets bill of £700 Only Paws turned down our claim because they say she was showing symptoms 6 months before!!!The Vetenarian practice have wrote to them explaining that she has never been treated for this condition before or that there was a need to.We're not Vets so how on earth are we supposed to know when our cat needs treatment without the vets telling us??? Regarding this company I'd avoid at all costs,not worth insuring your pets as they will find any excuse not to pay up!!!😡 Absolute rubbish response from you,a cat or dog can lose weight or vomit anytme for any condition,how can you determine that it was the illness that it's been diagnosed with??

28 July 2025
Unprompted review
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your feedback. Just to clarify, pet insurance policies typically do not cover pre-existing conditions, which are defined as any signs, symptoms, or medical issues that were present before the start of the policy, even if they had not been formally diagnosed.

In this case, although we appreciate the history of previous insurance cover and the letter provided by your veterinary practice, if there is any indication in the clinical records of symptoms (like weight loss, abnormal blood results or vomiting) prior to the policy starting, this would be classed as a pre-existing condition under the terms of the policy as it was the onset of the condition. If the policyholder would like to discuss this matter further, they’re very welcome to get in touch with us directly at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars

Very easy to understand and not loads…

Very easy to understand and not loads of paperwork very quick and straightforward

18 July 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Denise,

Thanks so much for the great feedback! We’re all about keeping things simple and stress-free, so we’re thrilled to hear your experience was quick, clear, and paperwork-light. That’s exactly how pet insurance should be.

The Only Paws Pet Insurance Team

Rated 5 out of 5 stars

First time registering with Only Paws…

First time registering with Only Paws Pet Insurance and found it so simple and easy. Read the reviews and was very impressed.

14 July 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Valerie,

Thanks so much for choosing Only Paws and for sharing your lovely feedback! We’re thrilled to hear your first experience was simple and easy, that’s exactly what we aim for. It’s great to know our reviews helped you feel confident in joining the Only Paws family.

If you ever have questions or need a paw with anything, we're just an email away at info@onlypawspetinsurance.co.uk.

Wishing you and your pet all the best on your journey with us!

The Only Paws Pet Insurance Team🐾

Rated 5 out of 5 stars

simple process to set up pet insurance

simple process to set up pet insurance, clearly set out what's covered and what's not. Hopefully I won't need their services but its peace of mind.

13 July 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Pete,

Thanks so much for your lovely feedback! We’re glad to hear the setup was simple and that our cover details were clear, peace of mind is exactly what we aim to provide. Hopefully you won’t need us, but we’re always here if you do.

The Only Paws Pet Insurance Team🐾

Rated 5 out of 5 stars

I highly recommend only paws insurance…

I highly recommend only paws insurance we’ve had a very poorly cat and never had an issue with putting claims in. Always paid out. It’s been pretty straight forward. Thankfully. So thank you only paws.

3 July 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Annette,

Thank you so much for your kind words — we're really touched. We're so sorry to hear your cat has been unwell, but so glad we've been able to support you through it. Making the claims process straightforward and stress-free is exactly what we're here for, especially when your pet needs you most.

We're sending lots of love to your brave kitty 🐾

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Dumping Tesco pet Insurance

After trying unsuccessfully to renew my policy with Tesco due to what appears to be problems with their system and failing to actually speak to a person I had a check around and for an extra £23pa I got a much better level of cover. lets hope you live up to my expectations

7 July 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi John,

Thank you for choosing Only Paws and for sharing your experience. We’re so pleased you found a policy with us that offers the level of cover you were looking for. We completely understand how frustrating it can be when things don’t go smoothly elsewhere, and we’re here to make sure you and your pet feel supported every step of the way.

We truly appreciate your trust and we’re committed to living up to — and hopefully exceeding — your expectations! If you ever need anything or have questions about your policy, just drop us a line at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

This was the easiest Pet Insurance…

This was the easiest Pet Insurance Policy I've ever arranged.
Things were so simple and Child could Complete all the Details Required etc.
The Company is extremely Competitive in the Pet Insurance Industry so I would definitely recommend this Company to Family and Friends that have Pets.

5 July 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Tracy,

Thank you so much for this wonderful review! We’re delighted to hear that arranging your pet insurance was so easy, we work hard to keep things simple and stress-free for pet parents. It means a lot to know you found us competitive and would recommend us to family and friends.

If you ever need anything, we’re always here to help at info@onlypawspetinsurance.co.uk. Give your pet a little extra fuss from us!

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Easy to claim

Easy to claim. Sorted promtly

27 June 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Spike,

Thank you for your lovely feedback! We’re so happy to hear that your claim was easy to submit and sorted promptly, that’s exactly what we aim for. Supporting you and your pet when it matters most is our top priority.

If you ever need anything else, don’t hesitate to reach out to us at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

GREAT INSURANCE FOR PETS

The Website is easy to use, and my options were explained clearly. The option to change my policy is something I would consider

4 July 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Janet,

Thank you for sharing your positive experience! We're so pleased to hear that you found the website easy to navigate and the options clearly explained, making things simple and transparent for pet parents is what we’re all about.

It’s great that you’re considering adjusting your policy in future, if you ever want to chat about your cover or explore options, our friendly team is always here to help at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Pet insurance cover - call made

Made a call in relation to my dogs insurance cover
Received a very helpful comprehensive explanation
Great help

2 July 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Paul,

Thank you for taking the time to leave this lovely feedback. We’re so pleased to hear our team could provide a clear and helpful explanation about your dog’s cover, that’s exactly what we’re here for.

If you ever have more questions or need further support, don’t hesitate to get in touch at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team🐾

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