I highly recommend OneMain Financial. They helped pay off my car loan and two credit cards, and also provided me with additional cash assistance. The process was very helpful and stress-free.🙌🏻 Joh... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Created with AI, based on recent reviews
Written by the company

We look beyond your credit score to offer affordable loans.
$1,500 - $30,0002
Personal and Auto Loans
Prequalified offers in minutes. Checking won't hurt your credit score.
1 Real customer compensated for their time.
2 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.
Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: $3,100. North Dakota: $2,000. Ohio: $2,000. Virginia: $2,600.
Borrowers in these states are subject to these maximum loan sizes: North Carolina: $11,000 for unsecured loans to all customers, $11,000 for secured loans to present customers. Maine: $7,000. Mississippi: $12,000. West Virginia: $13,500. Loans to purchase a motor vehicle or powersports equipment from select Maine, Mississippi, and North Carolina dealerships are not subject to these maximum loan sizes.
3 Funds within an hour after loan closing must be accessed by using a bank-issued debit card and are disbursed through the SpeedFunds® debit card network. Funds may also be disbursed by electronic deposit to the borrower’s bank account through the ACH network and available approximately 1 to 2 business days after closing or disbursed by check. SpeedFunds® is a registered trademark of OneMain Financial Holdings, LLC.
4All loan funds paid at closing to customer or paid on customer’s behalf (except any fees paid for lien placement) must be returned to OneMain Financial by debit card, certified check, cashier’s check, money order, or uncashed original OneMain Financial loan check within 7 calendar days after the Date at the top of the Loan Agreement. Personal checks cannot be accepted. Any OneMain Financial loan(s) paid off with proceeds of the canceled loan will be reinstated. If you financed the purchase of insurance or other optional products at the time of the loan, you have the option to cancel or keep your noncredit insurance product or membership plan. If you choose to retain these products, you will need to pay for the purchase. Any credit insurance products you purchased will be canceled with the loan.
5Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z such as college, university or vocational expenses; for any business or commercial purpose; to purchase cryptocurrency assets, securities, derivatives or other speculative investments; or for gambling or illegal purposes.
OneMain Financial Group, LLC (NMLS# 1339418) – CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) – NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.
For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418.
For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.
601 NW 2nd St, 47708, Evansville, IN, United States
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Will was very helpful and i appreciated his willingness to help me so much

Reply from OneMain Financial
So my son went in on a supposedly approved 4500 dollar loan was called by them to come in to finalize there paper work to only be told that my son wasn't approved for the loan and yhat they brought my wife in to see if we wanted to refinance our truck with them. So no I dont agree with underhanded and business practices that lie to secure business now is this crap even legal.

Reply from OneMain Financial
You need to have a negitive star rating this company is so messed up they do not deserve a star. I had a Brightway credit card for about 5 years and closed my account on Dec 8th 2025. When I closed it the lady told me they would send me a check for $1.56 of over payment. About two weeks ago I got a message my payment was late and it could affect my credit. They allowed google youtube to charge a closed account in Febuary and have been tacking on late fees. I have called 5 times and everytime I am assured they will take care of it. They pass you off to someone whos english is even worse all to give your entire information agian. This is a never ending cycle.

Reply from OneMain Financial
My representatives name was Rania. She was extremely unprofessional. I am still waiting for a call back since last Monday. I even left her a message with another representative on Tuesday when they promised she would return my call. No call, no email, no nothing. If the answer is no they should have simply said that instead of me waiting on them to return my call after I needed emergency funds. I do not recommend one main at all.

Reply from OneMain Financial
The loan officer was friendly courtesy and explained all my options..
First of all i didn’t apply for loan from you. You should be ashamed at the interest rate you charge. Taking advantage of people that really need a loan. I know i wouldn’t take it at your rates. Please remove me from everything you have and if you see my name anywhere please don’t check into it through it away. I wouldn’t take a loan from you. Rip off

Reply from OneMain Financial
They were very professional. Made going on debt with y'all a pleasure. Even when we hit a snag they went out of their way to help resolve the problem. Just a great experience

Reply from OneMain Financial
The personal attention of the staff and managers was phenomenal! I felt like I was the only customer they had every time I went in are called! Excellent service!!! Will tell others to go talk to them! Especially Mrs. Manning! KUDOS!!!

Reply from OneMain Financial
I have used the local office in Gastonia(new hope road) twice before in the past and always had a great experience.there must be new management here and new office help because it was never like this before.i have had to call repeatedly and leave messages with no call back whatsoever.do you want business or not?geez...
They were the friendly people I ever met that helped you very well. I rated them 10. I was very happy and pleased.
I had a concerning experience with OneMain Financial. I received a notification that a hard inquiry was placed on my credit report, even though I never completed a full credit application or knowingly authorized a full credit check. This raised serious concerns about how my information was used and whether proper consent was obtained. I am currently working to have this addressed, but I would advise others to be cautious and clearly confirm what type of credit inquiry will be performed before providing any information.
I never want to work with John again.
He needs to work on his people skills
I was amazed at the speed of the transaction from the application to loan deposit in my bank. The people there are friendly and helpful.
Jazz was great at explaining everything and giving me options and details.
It was easy to apply and having the loan within hours took so much stress off of me.
I can’t say enough good things about Cecilia Garcia. I was going through a financial hardship and needed a personal loan, but I was extremely hesitant because of all the horror stories you hear when your credit score is under 600.
From the moment I spoke with Cecilia, she treated me with respect, patience, and professionalism. With over 30 years of experience, she clearly knows what she’s doing. She took the time to answer all of my questions, guided me through every step of the process, and even walked me through the closing application so I fully understood everything.
What amazed me most was how quickly she made it happen. In just 3 hours, I had an approval and was able to move forward with confidence. During a stressful time in my life, Cecilia made the entire process smooth, transparent, and worry-free.
If you’re looking for a personal loan—regardless of the amount—I highly recommend giving Cecilia Garcia a call directly at 786-292-8957 between 8:30 AM and 5:30 PM.
Thank you so much, Cecilia, for your kindness, professionalism, and dedication to helping people when they need it most. You truly made a difference for me.
Whether you need money for an emergency, a car, home improvement, debt consolidation, medical bills, a quick trip or just a little wiggle room, we’re here to help. In fact, is so choice because when i called the office of 603-528-4782 and spoke to the lovely lady about a $1500 loan to pay my credit i less then considered. A second call would reveal im being denied due to a state policy that requires me to make more then $300 after loan approval, and even stating that this loan would save me money she yelled at me. Loan brokers are
Shiffty people One Main Financial

Reply from OneMain Financial

Reply from OneMain Financial
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.