Onecarwarranty Reviews 

52
TrustScore 4 out of 5

4.1

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Rated 5 out of 5 stars

Comprehensive warranty cover at half the price of the dealership and included wear and tear. What's not to love? Would have been 5 stars if they promptly replied to receiving the picture of the... See more

Rated 5 out of 5 stars

One car warranty offers one of the most competitive warranty policies in the UK market. Its price is almost half of some of the cheaper supplier and about 1/4 of the most expensive policy that I hav... See more

Rated 5 out of 5 stars

Simple process to join. Proof will be in making a claim! Hopefully never needed. Ben was excellent in answering my questions. I couldn’t see a catch as these guys are considerably cheaper than othe... See more

Rated 4 out of 5 stars

Experience was good, believe I have purchased a product that will suit my needs, cannot give 5 stars to a product I haven’t needed to call on if at all. Asked to provide photos of dashboard, immediate... See more

Company details

  1. Insurance Broker

Written by the company

One car warranty covers almost all Mechanical & Electrical components fitted to your car as standard, including in car entertainment, communication and air conditioning. We even contribute towards wear & tear, diagnosis, recovery, car hire and no excess to pay.


Contact info

4.1

Great

TrustScore 4 out of 5

52 reviews

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4.1

All reviews

(52)

0 reviews in the last 12 months

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Rated 1 out of 5 stars

Easy to purchase, useless if you ever need to make a claim

Purchasing this policy was extremely simple, and even getting my car's details updated when I added a personal plate was also very easy. The team at OneCarWarranty themselves were generally friendly and pleasant to deal with. However, this point is completely moot as I will explain below.

OneCarWarranty are only responsible for selling the policy to you. The policy is actually backed by a company called Defend Insurance - they are who you will deal with when making a claim, and this is where the experience falls apart completely. Just take a look at Defend Insurance's TrustPilot reviews for an indication of what you are letting yourself in for (spoiler: they currently have an average score of 2).

First, Defend Insurance claimed to have lost my details and policy information and told me that my OneCarWarranty policy did not exist on their system. This is despite me having policy documents and a reference number proving the opposite.

I went back and forth with their support staff for a few days before finally mentioning the three magic words "Financial Ombudsman Service", at which point they magically found my policy details and approved my claim shortly thereafter.

However, even after providing all of the documents they requested to pay out the claim (an invoice for the repairs from the garage, visuals of the failed components, and my bank details), after 15 working days there has been radio silence and no reimbursement payment has landed in my account.

Although OneCarWarranty are not responsible for the failings of Defend Insurance, for as long as they continue to resell policies backed by them there is absolutely no chance I would recommend this reseller.

Lesson learned: Whenever you are purchasing a policy from a reseller like OneCarWarranty, always do your due diligence of who will be backing the policy you are being sold, and vet that company as well.

8 October 2024
Unprompted review
Rated 5 out of 5 stars

Professional

Friendly, professional, great advice, very helpful., honest with me. I would recommend this business to other people. Thank you for there advice and help

9 November 2023
Rated 5 out of 5 stars

So much less expensive!

Simple process to join. Proof will be in making a claim! Hopefully never needed. Ben was excellent in answering my questions. I couldn’t see a catch as these guys are considerably cheaper than other warranty providers for similar cover.

2 February 2023

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