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NJM Insurance Group Reviews 

17,256
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 1,826 reviews, reviewers overwhelmingly had a truly great experience with this company. Many consumers frequently praise the dedicated staff members for being exceptionally friendly, professional, and comforting during stressful accident situations. People consistently state that filing insurance claims is wonderfully smooth, remarkably quick, and handled with incredible efficiency by the supportive team. However, some customers also noted communication difficulties and frustrating delays when trying to reach out to their assigned claims adjusters. A small group of reviewers experienced ongoing issues with unreturned voicemails, long waiting times, or felt that responses from support agents were thoroughly unhelpful, distant, and slow.

What people talk about most

Service

Reviewers highlight positive aspects of service, noting that a dependable and professional team takes care of... See more

Staff

People report positive experiences with staff, describing team members as professional, dependable, and... See more

Customer service

Consumers find customer service to be positive, highlighting that representatives are accommodating, kind,... See more

Claim

Customers had positive experiences with claim processing, frequently highlighting the fast, efficient, and... See more

Response time

Users describe positive interactions with response time, highlighting prompt feedback and quick communication... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The friendly manner to check out the details on what happened about the car accident was surely appreciated. The documents provided easy way to see how the NJM had been involved. The body shop did te... See more

Company replied

Rated 5 out of 5 stars

i was happy with my adjuster and his advice. my car was done relatively fast. retal car agency chaufeured me to and from the auto body site. glad i decided to put claim through insurance. now i am... See more

Company replied

Rated 5 out of 5 stars

The company was fast in responding to our situation with not only all 3 vehicles but also our home. Each representative was concerned about our safety and truly wanted to make this horrible situation... See more

Company replied

Rated 5 out of 5 stars

2026-241012 8/6/2026 car accident of Felicia B. Wade. NJM had a well planned process in place to make a bad experience as easy as possible. From the time I contacted the company to the completion... See more

Company replied


Company details

  1. Insurance Company
  2. also in
  3. Auto Insurance Agency

Written by the company

Insurance is our business. Service is our passion. The most important job is to be there for people when they need help the most. NJM offers auto, homeowners, condo, renters, & personal umbrella insurance to CT, MD, NJ, OH, and PA residents. For over 100 years, we’ve provided great coverage without the use of mascots or repetitive jingles. When protecting some of life’s biggest investments — like your home or car — the most important thing is knowing you have the right coverage with an insurer you can trust. We pride ourselves on being committed to our customers. That's why J.D. Power has presented NJM with their Auto Claims Certification, eight years in a row. Because at the end of the day, NJM will be there for you to provide great insurance, without gimmicks. NJM is among the Mid-Atlantic's leading property and casualty insurers. Founded in 1913, NJM's mission is to provide value-based insurance solutions to its policyholders with the highest levels of service, integrity, and financial stewardship. The Company operates in a mutual fashion for the exclusive benefit of its policyholders. Headquartered in West Trenton, NJ, NJM employs nearly 2,500 workers.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

17K reviews

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4.6

All reviews

(17,256)

1,667 reviews in the last 12 months

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Rated 5 out of 5 stars

Great response time and customer service.

My Vehicle was stolen and recovered the same day. NJM John worked with the dealership and my vehicle was restored to the pre stolen mint condition in 1 week. On a different issue I called NJM Nicole with a question on my Umbrella policy, about my daughters no longer living in my home. An hour later she called me back as she found my daughters vehicles were still listed on my auto policy and removed them for me.. Saving me $$. I been with NJM for 20 years and totally recommend NJM Insurance Co.

28 October 2026
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Reply from NJM Insurance Group

John, thank you for being a longtime NJM policyholder! -Joe

Rated 1 out of 5 stars

Extremely Disappointed

Extremely disappointed with NJM and the way my claim has been handled.

I have been a longtime NJM customer with both auto and homeowners insurance, and after this experience, I have serious concerns about the value of that loyalty when I actually needed my insurance company to stand behind me.

Following a front-end collision involving my 2021 Nissan Rogue, my vehicle developed significant mechanical problems that had never occurred before the accident. The vehicle ultimately experienced an engine failure, and after investigating the issue, the claim was denied under the explanation of “normal wear and tear.”

I strongly disagree with that conclusion based on the timing and circumstances of what happened, but what has been even more frustrating is the complete lack of meaningful communication and follow-up.

I left a voicemails & emails for senior leadership that went for weeks unanswered. l then got the typical canned response from leadership which is also disappointing but not surprising.

I do want to note that my Adjuster, SaSheen has been the only bright spot in this process - she’s very professional, a pleasure to work with and should be commended.

I understand that an insurance company may not always agree with a customer regarding coverage. What I do expect is transparency, accountability, communication, and basic respect for a customer who has trusted the company with their insurance needs for years.

Instead, I have been left feeling like my concerns have been dismissed and that I have had to fight to simply get someone aside from SaSheen to listen and actually understand where I’m coming from.

This is not the customer experience I expected from NJM, and it is certainly not the way a longtime customer should feel after paying premiums for years.

The claim decision is disappointing. The lack of communication and follow-through from NJM leadership is even more disappointing.

One star because zero stars isn’t an option.

28 October 2026
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Reply from NJM Insurance Group

Kenny, we're incredibly sorry to hear this feedback. We aim to provide the best possible customer service experience in every instance and regret that we left you with a bad impression. Please be assured that we will follow up with our team so it can look more closely into the matter. -Joe

Rated 5 out of 5 stars

Representative was courteous and easy…

Representative was courteous and easy to work with. Her assistance helped in making things less stressful considering our circumstance at the time. She was responsive and payment was prompt.

26 October 2026
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Reply from NJM Insurance Group

Thank you for your review! -Joe

Rated 5 out of 5 stars

NJM is the best insurance company I've…

NJM is the best insurance company I've ever had. They are extremely helpful and make everything easy to understand. Plus, they are always available by phone or on-line.

27 October 2026
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Reply from NJM Insurance Group

Jim, thank you for your review! -Joe

Rated 5 out of 5 stars

Great Service! From A-Z

Quick turnaround from intitial auto claim, to rental, to receiving my vehicle back from body shop.

26 October 2026
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Reply from NJM Insurance Group

Anthony, thank you for your review! -Joe

Rated 5 out of 5 stars

Great communication

Great communication, great customer service, overall great experience

27 October 2026
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Reply from NJM Insurance Group

Vincent, thank you for your review! -Joe

Rated 5 out of 5 stars

Exactly 💯

Exactly 💯 , I recommend, this insurance company love to help others.

27 October 2026
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Reply from NJM Insurance Group

Turhan, thank you for your review! -Joe

Rated 1 out of 5 stars

Disappointed long-term customer

I am a very long-term customer with NJM, 25-30 years, for both Auto and Home insurance. I don't believe in this time I've ever had a homeowner's claim and have had very little in auto claims. In my recent accident, I have to say I am deeply disappointed in how they have handled this claim. The car is making a rattling noise and rather than believe me, which I've recording the noise, they rather believe the collision shop who replaced the entire front end, hood and passenger door and say the noise was not from the accident. What a crazy statement to make. Instead of requiring the collision shop to troubleshoot the issue, NJM would rather force me to take a car with an issue. The car is only 3 years old, I only want it in the condition it was before. Isn't this what I pay insurance for? Shame on you for not standing by your customer.

25 October 2026
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Reply from NJM Insurance Group

Hi Nancy, I’m very sorry to hear you are unhappy with the service you received. We aim to provide the best possible customer service experience in every instance and regret that we left you with a bad impression. Please be assured that we will follow up with our team so it can look more closely into the matter. -Joe

Rated 5 out of 5 stars

Tesla 3 fender bender repair

NJM did a fantastic job. They covered all my out of pocket expenses. The rental car was a breeze to pick up and return my agent Jesse communicated w me during the whole repair. Great job all around. Been w NJM for over 35 years. They are the best!

26 October 2026
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Reply from NJM Insurance Group

Steven, thank you for being a longtime NJM policyholder! -Joe

Rated 5 out of 5 stars

👍🏾Great job

Explained everything clearly. Response to my questions wheee immediate and resolved my claim quick and efficient. Thanks

4 October 2026
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Reply from NJM Insurance Group

Alphonzia, thank you for your review! -Joe

Rated 1 out of 5 stars

I had needed towing and stated with the…

I had needed towing and stated with the company I needed 2 people pickup. The towing company that had arrived could not do pickup with towing, they explained that to the company and the company stated I did not need pickup anymore.

None of this was related to me and I had not gave authorization that I no longer needed pickup. Because of this the company that came had to deny the service and left me stranded for another hour after already waiting 2 hours, before I had someone to pick me up and had to refile for a towing.

I had called customer support to explain the situation and it seemed the lady I spoke with did not show concern about my situation.

25 October 2026
Unprompted review
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Reply from NJM Insurance Group

Hi Warran, I’m sorry to hear your roadside assistance experience did not meet your expectations. We’d like to learn more about your experience so we can bring it to the attention of our roadside assistance partner. Can you please email us at socialmedia@njm.com with your name, phone number, and policy number? A representative will give you a call. Thank you. -Joe

Rated 5 out of 5 stars

From start to finish

From start to finish, a dependable & professional team took care of me & my car. They got my deductible returned in record time!

25 October 2026
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Reply from NJM Insurance Group

Theresa, thank you for your review! -Joe

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