NetCredit Reviews 32,525

They say you approve and then decline you even for a small amount I just applied today this place is another scam

Net Credit said that I was approved for a loan upto a certain amount. Allowed me to choose the amount I would like to borrow and payment schedule. Then asked for my bank information. Once I completed all information and accepted everything they denied my approval. I feel like that was fishy. Like they already had my personal information and knew if I was approved or not before asking me to enter my bank information. When I ask for them to delete my personal information I was told no and they can keep all my bank information upto five years. Wow!!

I need to apply for the net loan

Angelique. its Angelique. she kept me on course, and helped me with my fear of credit repairers. you guys need to keep this one!

I can’t sign in

Do NOT get a loan from NetCredit. Run away immediately. Do not even consider it.
This company operates like a loan shark. They take advantage of people who are already desperate and struggling financially. I borrowed $3,000, and after paying almost that same amount back within the first year, I still owed nearly the full balance. The interest rates are outrageous and can trap people deeper into debt.
If you need money, please look for any other option before dealing with this company. Just because you are in a difficult situation does not mean you should be pushed into something financially destructive.
In my opinion, these types of lending practices are predatory and abusive. Charging 50%, 60%, 70%, or even close to 90% interest should not be legal.
Please do yourself a favor and stay away from this company. Read other customer experiences as well — there are many people saying the same thing.

Tried to create an account but saying my ssn is already in use under a different email address no matter if I use a different email address it will still say ssn under a different email for the account so I dont know what email is being used need help I sent an email dont know of that email address is even valid

They are fast trustworthy. They treat you great. Loved the quick loan I needed

too much fincial n personal info reqired at still no funding deposit for me,,retired many yrs,,,,sent bank info etc,,,more needed,,n finace charges are 400 every 2 weeks for a lousey 2000 credit loan donot reccomend

The application process was tedious

This company is a scam and people who work for these satanic people are cursed.
Avoid taking any money from them if you don't want to be bankrupt.NetCredit is the worst lending company in the USA and the most cruel one. NetCredit is a criminal company.

Credit for the people with good credit

I've been paying on a loan for 5 months and have paid over 1200.00 on an 1800.00 loan and still owe 1440.00. Not one single missed payment not one single late payment. I will never make this mistake again. It's a money pit, choose wisely. It's a payday loan only stretched out 12 to 18 months. I needed the money and was grateful for the loan. If I'd have known the cost involved I wouldn't have done it.

I would not even give them one star! They get you the money but they are double charging you FEES. They take money out when you draw from your line of credit and then they added the money back in they took out as a FEE AS A BALANCE YOU STILL OWE AND IF THERE IS A BALANCE THEY STILL ADD INTEREST! This company is a SCAM! I paid them off and closed my line of credit!

They were able to offer me a loan, but the fees are unreal. I’ve already paid off what I borrowed and still own 3/4th of the original loan. Once this paid off I will never work with them again. Nor will I recommend them.

Awful and not trusted company they don't accept low income retired people only working people who work have incomes of at least $10,000 or more and also they deny people what a joke they are i am on oxygen need AC in car its.getting hot all they care about is money they love money not helping dont apply with net credit they are deniers on seniors retired income

Nady my support person that I spoke with to change some information in your records was very helpful and personable. She got things done in very short order.

This company is ridiculous! I’ve had an account since 11/25 and havent touched it. Had a line of credit I tried to access today and they wouldn’t let me saying banking information was incorrect. I called as requested and suddenly they needed bank statements from me. Nope. 👎 I’ve given more information than I felt comfortable with as it was. No more!!

Absolutely a predatory lender. Should not be allowed to do business in the United States. You will take years to pay off a loan of a few thousand dollars. In addition to the interest rate, you pay a statement balance fee that results in you paying very very little on the balance of the actual loan. Net credit is bottom of the barrel. Do absolutely everything in your power to never need to use their services. You will regret it. For a $3,000 loan, you will end up paying over $10,000 back. Their customer service support is almost non existent, they will not budge on lowering your rate, and again, they are nothing but predatory. Do not believe the glowing reviews you read. NetCredit is the worst of the worst. They are banned in some states; make it all 50 like now.

I kept getting charged for “failed payments” even though the payments reflected in my bank account and had been made. Tried to reach out via email multiple times as I’m not usually available during customer service hours and they were not helpful