My Financing USA Reviews 

2,516
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 313 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and loan officers for being exceptionally helpful, professional, and consistently responsive throughout the entire financial journey. Consumers note that the application process is remarkably smooth, efficient, and makes obtaining a loan straightforward without needing to leave home. People appreciate clear communication and personalized guidance from representatives who ensure every question is answered promptly. However, some reviewers were not happy with occasional delays regarding final funding timelines, title releases, and receiving their documentation. A small group of users mentioned that getting everything fully resolved took longer than expected.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that consumers experience exceptional support and clear... See more

Service

Consumers find service to be positive, highlighting fast loan processing times and helpful, knowledgeable... See more

Customer service

People report positive experiences with customer service, noting that agents are consistently helpful,... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the fast and easy... See more

Response time

Users describe satisfaction with response time, frequently praising staff members who answered questions... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It was a seamless process from start to finish. Cameron our loan officer was excellent and highly recommend their services. He provided insight on better pricing for RV extended warranty and walked us... See more

Company replied

Rated 5 out of 5 stars

The representative I dealt with, Kristy DeBoer, was wonderful to deal with! I met her at the Miami Boat show and got a good vibe from her. When it was time to buy a boat, I decided to go with Kristy r... See more

Company replied

Rated 5 out of 5 stars

Alex was very comprehensive and helped me navigate through teh entire process. He gave me reminders without being over bearing that were a big help to me since owning my own business consumes a consid... See more

Company replied

Rated 5 out of 5 stars

Our agent, Pedro, was very kind, genuine and helpful from the beginning. He answered every question with professionalism and worked promptly to get our loan moving. Kudos to him, he deserves all... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Financial Consultant

Written by the company

My Financing USA provides a fast and easy buying experience for RV loans and Boat loans. Our experienced staff will help you every step of the way until you are on the road, or on the water. With low rates for good credit scores and flexible programs for those who are reestablishing themselves after credit problems in the past, we have a program for almost any situation. Apply online today to see what we can offer you.

Written by the company


Contact info

4.8

Excellent

TrustScore 5 out of 5

3K reviews

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Asks customers to review

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Replied to 100% of negative reviews

Typically replies within 24 hours

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4.8

All reviews

(2,516)

286 reviews in the last 12 months

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Rated 5 out of 5 stars

Cory was a great advisor

Cory was a great advisor. Helped every step along the way. Great communication and made sure we understood everything going on.

3 June 2026
My Financing USA logo

Reply from My Financing USA

Thanks for your review. We're glad to hear that Cory made sure you were on the same page throughout your experience. Enjoy your new RV!

Rated 5 out of 5 stars

Kristy D

Kristy D. was my loan officer. From day one I felt very confident that I was with the right person. Kristy answered the call every time. I talked with her daily. She was completely professional and super positive through my whole experience. Kristy went above and beyond and never seemed like I was a bother. I would recommend Kristy to all my friends and people who are buying a boat or RV. Thanks Kristy youn are the best!!!!!!

27 May 2026
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Reply from My Financing USA

Brian, reviews like this make our day! We're so thrilled that you had such a wonderful experience with Kristy. She is great at going the extra mile with customers and your words will mean a lot to her. Kristy and the whole team are hoping you have lots of fun out on the water!

Rated 5 out of 5 stars

Jorden was absolutely fantastic to work…

Jorden was absolutely fantastic to work with. He was able to get us squared away within a very short deadline.

21 May 2026
My Financing USA logo

Reply from My Financing USA

We're glad to hear that we were able to help you out quickly, Cameron! We hope you make lots of wonderful memories out on the water.

Rated 5 out of 5 stars

Mitchell is amazing with My Financing…

Mitchell was amazing with My Financing USA he made our loan seamless and was able to close it on time ! 5 stars for sure !

21 May 2026
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Reply from My Financing USA

Glad to hear it, Ronald. Mitchell and the whole team are wishing you lots of adventures out on the road!

Rated 5 out of 5 stars

very helpfl

Mitchell Martin was very helpful in this process. He never gave up on our behalf. Being full timers was the challenge but he fought through all the objections and never gave up. Thanks so much for your assistance.

22 May 2026
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Reply from My Financing USA

Richard, thank you for your review. We appreciate it! Mitchell is thrilled that he was able to help. Enjoy all of your adventures out on the road!

Rated 1 out of 5 stars

Alex was unresponsive and deceptive

Alex was unresponsive and deceptive. I would not recommend working with him or this company.

22 May 2026
Unprompted review
My Financing USA logo

Reply from My Financing USA

Thank you for sharing your feedback. We take concerns regarding communication and transparency very seriously. Based on the information provided in this review, we have been unable to identify any record of an interaction matching the circumstances described.
For more than a decade, we have worked hard to provide a straightforward and transparent lending experience for our customers, along with responsive service throughout the process. While we recognize that not every experience is perfect, we would welcome the opportunity to better understand the concerns you've raised and review them thoroughly.
Please call us at 855-978-5626  and ask to speak with a manager. We would appreciate the opportunity to discuss this with you directly.

Rated 5 out of 5 stars

Jordan was so patient with explaining…

Jordan was so patient with explaining everything to me. At the end it seemed like we were friends. Great experience

21 May 2026
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Reply from My Financing USA

Nicholas, we want our customers to feel supported throughout their experience and we're thrilled that we met that expectation. Enjoy your boat!

Rated 5 out of 5 stars

AJ is the best helper with my whole…

AJ is the best helper with my whole process. Thank you powerful team, my RV dream came true!

20 May 2026
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Reply from My Financing USA

Hui, reviews like this make our day. We're thrilled to have played a part in your dream! We are wishing you endless memories to come in your Timberwolf!

Rated 4 out of 5 stars

I am happy with the service I received

I am happy with the service I received, but wish there would have been more disclosure on fees. They got me approved for a higher loan amount than anyone else and Chris was fantastic.

20 May 2026
My Financing USA logo

Reply from My Financing USA

Daniel, thanks for your review. We're glad that we were able to get you approved and out on the road. We hope you enjoy your Winnebago!

Rated 4 out of 5 stars

The lending officer was very good

The lending officer was very good, pleasant and always responsive to explain information or to answer a question. The only reason I did not give my experience a five star is I felt like it took too long to get to the finish(funding). I realize that two parties were involved, buyer and sellers, vs one but still 5-6 business days to close a RV loan is too long.
Had Cory not been so good, I probably would not even given a four.

19 May 2026
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Reply from My Financing USA

Bruce, thank you so much for the kind words about Cory. We truly appreciate you taking the time to share your experience! We completely understand your frustration with the timeline, and we want to assure you that any extra time in the process is always intentional. We take our responsibility seriously to ensure every transaction is secure, accurate, and protects everyone involved. We never want to rush a process that has a direct impact on your financial well-being. We hope the end result was worth the wait, and we look forward to serving you again!

Rated 1 out of 5 stars

Horrible initial contact team

Horrible initial contact team. Asked me for cash over 30 times in a purchase that had almost a full 50% equity then delayed the closing out of pure spite. Guy was rude a-hole entire time. Only reason stayed was had so much personal time invesred.

30 March 2026
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Reply from My Financing USA

We understand this process was frustrating and did not meet the experience you expected. This transaction involved an uncommon payment and ownership arrangement that required additional clarification throughout the approval process to ensure the loan structure, sales price, and equity position met lender and underwriting requirements.

The repeated discussions regarding down payment and transaction details were tied to the information being provided and how the purchase was ultimately structured — not an effort to create unnecessary delays or obstacles. That said, we recognize the communication and overall experience left you feeling unheard and frustrated, and we regret that.

While this was not a typical transaction, our team continued working toward a resolution so the purchase could be completed successfully, and we do appreciate the patience required to get it across the finish line.

Rated 5 out of 5 stars

Very attentive

Very attentive. Made me feel like they were working for me.

15 May 2026
My Financing USA logo

Reply from My Financing USA

A big part of the way we work is making sure our customers get a personalized experience, so we're happy that we met that expectation. Enjoy your fifth wheel!

Rated 5 out of 5 stars

Alex was very comprehensive and helped…

Alex was very comprehensive and helped me navigate through teh entire process. He gave me reminders without being over bearing that were a big help to me since owning my own business consumes a considerrable amount of my time.

13 May 2026
My Financing USA logo

Reply from My Financing USA

Richard, we're very happy to hear that our process was easy and clear. We want it to be a breeze for our customers! Alex is great at what he does! Enjoy your Tracker!

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