It was a seamless process from start to finish. Cameron our loan officer was excellent and highly recommend their services. He provided insight on better pricing for RV extended warranty and walked us... See more
Company replied
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The representative I dealt with, Kristy DeBoer, was wonderful to deal with! I met her at the Miami Boat show and got a good vibe from her. When it was time to buy a boat, I decided to go with Kristy r... See more
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Alex was very comprehensive and helped me navigate through teh entire process. He gave me reminders without being over bearing that were a big help to me since owning my own business consumes a consid... See more
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Our agent, Pedro, was very kind, genuine and helpful from the beginning. He answered every question with professionalism and worked promptly to get our loan moving. Kudos to him, he deserves all... See more
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Company details
Written by the company
My Financing USA provides a fast and easy buying experience for RV loans and Boat loans. Our experienced staff will help you every step of the way until you are on the road, or on the water. With low rates for good credit scores and flexible programs for those who are reestablishing themselves after credit problems in the past, we have a program for almost any situation. Apply online today to see what we can offer you.
Written by the company
Contact info
101 South 5th Street, Suite 2900, 40202, Louisville, United States
- (855) 978-5626
- hello@myfyusa.com
- myfinancingusa.com
4.8
Excellent
3K reviews
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Replied to 100% of negative reviews
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Recently purchased an RV through My…
Recently purchased an RV through My finance USA. I paid my down payment. And picked up the RV from the individual on August 12 my Finance USA Title Dept. was waiting for the title to be released from the lienholder three weeks went by and still no Title after calling My finance USA and the bank. They finally told me that the title was lost and they were applying for a duplicate then lo and behold the next day they said they had the title and that they would be sending my registration packet to the tax office here in Florida to get to get everything taken care of. It’s been two weeks and they still have not sent out the registration packet. I’ve already made the first payment on this, but I still have no Registration. If this is how this company does business I will not ever do business with them again.
Updated 09/17 after leaving the first review , I was contacted by Title dept. at MyFiance USA .
They explained how they had a lot of people in training , and apologized for the delay in getting my registration . And lo and behold ,I now have a registration for my RV . Thank you ! My Fiancé USA
11 August 2026
Unprompted review
Reply from My Financing USA
Mike, we’re sorry for the delay and understand how frustrating it is to have your RV and still be waiting on the registration.
There was a delay in receiving the title from the previous lienholder, and we also apologize for giving you incorrect information about when we received it. We received the title yesterday and will be sending your registration packet to you today, and management has already been in touch with you to discuss the process. With your packet, you will receive direct contact information for two title managers familiar with this case to support you if there are any questions when you get to the DMV.
We’re sorry this process took longer than it should have and appreciate your patience.
Easy to deal with
11 September 2026
Reply from My Financing USA
Thanks for your review, John! Enjoy your Class A.
You guys finance what a lot of banks do…
You guys finance what a lot of banks do not want to with lot less down.
11 September 2026
Reply from My Financing USA
Kirk, we're glad we could help. We hope you have lots of fun out on the road!
Reply from My Financing USA
We're glad to hear it, Daniel. Enjoy your fifth wheel!
Spencer was thorough and made sure we…
Spencer was thorough and made sure we knew to follow every step. I'm so happy!
10 September 2026
Reply from My Financing USA
Sherry, we're elated that we could be a part of your journey. Enjoy your time out on the water!
What made Chris made it great experience my experience great is Chris…
What made my experience great is Chris help me out so much. It was my first time buying one my first time doing something like this he made it easy for me. Thank you.
10 September 2026
Reply from My Financing USA
Dennis, we always want our customers to feel as comfortable and prepared as possible, so we're glad we met that expectation. Thanks for your review! Enjoy your Jayco.
Alex C
Alex C. helped us every step of the way and was very accessible, knowledgeable and friendly. The client portal was easy to use for uploading documents and the process was relatively seamless. Would recommend and Alex is 5 stars! 🌟
9 September 2026
Reply from My Financing USA
We appreciate your thoughtful review, Cassidy. We're happy to hear our process was seamless, especially your experience with our online portal. Alex will appreciate your 5 stars. Enjoy your Class B!
Reply from My Financing USA
We're so glad that everything went smoothly, Eva. We hope you enjoy your class C! Thanks for your 5-star review.
Very helpful and responsive
Very helpful and responsive. They moved quickly and seemed very knowledgeable
4 September 2026
Reply from My Financing USA
Tyler, we're so glad that Cory could help. We hope you make lots of amazing memories out on your boat!
I will recommend My Financing USA to…
I will recommend My Financing USA to anyone shopping for a loan
Great service and staff!
4 September 2026
Reply from My Financing USA
We're so glad to hear that you would recommend us to others. That's the highest compliment! Thanks for taking the time to leave us a review, Bradley. Enjoy your Alliance!
Alex was very attentive and answer all…
Alex was very attentive and answer all of my questions
2 September 2026
Reply from My Financing USA
We're thrilled Alex could help. Enjoy your Fleetwood, Philip!
Reply from My Financing USA
We're glad that Shelby was able to answer your questions! We hope you enjoy your RV, Tammy.
Great process!
The whole process was very easy and well explained. Great people to work with and experience overall.
27 August 2026
Reply from My Financing USA
We're glad to hear it, Mike! We hope you enjoy your time out on the water.
Very easy to work with
Very easy to work with. Clear instructions and a checklist that was easy to manage. Highly recommend!
28 August 2026
Reply from My Financing USA
Heidi, we're so glad that your experience went smoothly. We want our process to be seamless for our customers. The whole team is wishing you lots of fun adventures out on the water!
Reply from My Financing USA
Thanks for your review, Shelley. Kristy is great! Enjoy your boat!
Helpful and great service
I appreciate the patience in answering all of my questions and in keeping all of the appointments. Thank you for making my dream of getting my first sailboat possible!
27 August 2026
Reply from My Financing USA
We're so glad we could be a part of your dream! Thanks for taking the time to share your experience. We hope you make lots of memories out on the water, Vivian!
Shelby was awesome
Shelby was awesome! She worked very hard for us and was much appreciated.
25 August 2026
Reply from My Financing USA
Shelby is great at making sure her customers get the best deal for them. We're glad we met your expectations. We hope you enjoy your adventures!
Fast and easy approval
Fast and easy approval.
Shelby was extremely polite, helpful and professional. Will recommend to family and friends.
25 August 2026
Reply from My Financing USA
Lloyd, thanks for taking the time to leave us a review. We appreciate it! Shelby is great and we're happy to hear that you recommend us so highly. Enjoy your motorhome!
Back‑Dated Documents, Delays, and No Legal Registration — Buyer Beware”
We deeply regret using My Financing USA. They aggressively push “warranty plans” that lock you into 20 years of payments for only 3 years of coverage, and it took multiple emails just to get those removed.
On 8/6, they had us sign closing documents that were back‑dated to 7/31 and specifically told us not to change the date. That alone is a major red flag.
We paid our cash down on 8/11, yet as of 8/24, we still cannot legally drive our coach because the paperwork and registration have not been completed. Meanwhile, our loan payment is due in 7 days.
The lack of timeliness, communication, and the practice of presenting back‑dated documents is extremely questionable. With mid‑800s credit, we could have gone anywhere — and we absolutely should have.
I strongly recommend staying away.
24 August 2026
Unprompted review
Reply from My Financing USA
Scott,
Purchasing a motorhome with plans to use it right away and then encountering a delay in the title and registration process is understandably frustrating.
This was a private-party purchase, and the seller had an existing loan on the motorhome. The seller’s lender had to be paid before the title could be released. The lender has received and processed the payoff and provided confirmation of the lien release. We are now working with the lender to confirm the release and delivery of the physical title to us so we can complete the title and registration process. Our team is actively following up with the lender to help keep the process moving, and we will continue to do so until the title is in hand.
The VSC, Tire & Wheel, and GAP products were promptly removed as requested, and revised loan documents were provided.
The July 31 date reflected the transaction’s agreed closing date. The final documents were completed and signed on August 6 after the remaining closing requirements and requested changes were finalized.
In situations like this, we also look for other options that may be available under applicable state requirements, particularly when a customer has immediate travel plans. The options vary by state and circumstance, but our goal is always to help find a workable solution while the title process is being completed.
Private-party purchases involving an existing lien can involve additional timing considerations because the title must be released by the seller’s lender before the title and registration process can be completed. We recognize that this can be frustrating when a buyer is eager to take possession and begin using their new motorhome.
We know this isn't the outcome you were hoping for, and we will continue working to get the title in hand and complete the process as quickly as possible.
Overall it was an easy process
Overall it was an easy process. I am new to boats, so was not sure what was needed. Every question I had was answered and helped me understand the steps easily.
21 August 2026
Reply from My Financing USA
We're thrilled everything worked out, Chris. Enjoy your time out on the water!
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