Payoneer Reviews 

144
•
TrustScore 1.5 out of 5

1.5

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Review summary

Created with AI, based on recent reviews

Looking at 34 reviews, most reviewers were let down by their experience overall. Customers frequently complained about unresponsive customer support, getting stuck in endless loops with automated bots, and facing severe difficulties while trying to pass verification checks. Many people also reported unexpected transaction fees, suddenly locked accounts, and having their hard-earned funds held indefinitely without receiving any clear or helpful explanations from the company. Some reviewers were happy with the platform for handling cross-border payment clearing and ensuring that international freelance transactions were processed smoothly. Users noted that standard online transfers usually worked as expected when basic account setups were successfully completed.

What people talk about most

Payment

Customers reported negative experiences with payment, expressing deep frustration over blocked funds, locked... See more

Customer service

Customers consistently note negative experiences with customer service, reporting that automated bots and... See more

Service

Clients share negative opinions on service, reporting frustration over indefinite fund holds, account... See more

Response time

Consumers express deep frustration regarding response time, reporting that emails remain unanswered for... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Thieves! I work as a freelancer to supplement my income. I just received a payment from Fiverr and was ready to clear my debts. I logged into Payoneer to withdraw to my bank only to find Payoneer h... See more

Rated 1 out of 5 stars

They have got some nerves these THIEVES. I gave up on ever seeing my money again after sending OVER 100 "customer support" requests in over a month only to have their garbage AI system to answer thin... See more

Rated 1 out of 5 stars

I have a small business, When I earn some money, Ther are ready to steal. They are stealing my money for Annual Account Fee & for transaction fee at the same time. They made the rules, they deduc... See more

Rated 1 out of 5 stars

All they trying squeeze maximum amount from users by the name of annual fees etc... They changed minimum amount to receive every year to avoid annual fee from $2000 to $6000... Which shows how much... See more


1.5

Bad

TrustScore 1.5 out of 5

144 reviews

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No history of asking for reviews

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1.5

All reviews

(144)

36 reviews in the last 12 months

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Rated 1 out of 5 stars

The worst service I ever experienced in…

The worst service I ever experienced in my entire life.
I have withdrawn my Fiverr payments from my account. Then tried to log in, and the verification codes are not being sent. Contacted their support team. Submitted the information asked for by the automated response. They promised a review in two business days. But it's been 3 days.

13 February 2026
Unprompted review
Rated 1 out of 5 stars

WORST FINANCIAL COMPANY

Payoneer is one of the most frustrating, unreliable, and user-hostile financial platforms I have ever had the misfortune of using.

Account freezes happen with little to no warning. Funds get locked for weeks or months. Support gives copy-paste responses that solve absolutely nothing. You are constantly asked to upload the same documents over and over again, only to be told later that something else is suddenly required. There is no clear explanation, no timeline, and no accountability.

Their “customer support” is basically a black hole. Live chat agents either disappear mid-conversation or repeat scripted lines without actually reading your issue. Escalations lead nowhere. Emails go unanswered. You feel completely powerless while your money is being held hostage.

The platform markets itself as a solution for freelancers and international workers, but in reality it creates stress, delays, and financial uncertainty. If you rely on consistent income, Payoneer is a terrible choice.

I strongly recommend avoiding Payoneer unless you enjoy fighting for access to your own money.

One star is generous.

16 January 2026
Unprompted review
Rated 1 out of 5 stars

Thieves!

Thieves!
I work as a freelancer to supplement my income. I just received a payment from Fiverr and was ready to clear my debts.
I logged into Payoneer to withdraw to my bank only to find Payoneer has awarded itself all my balance.
They have literally paid themselves with all my balance. Mind you, I pay transaction fees... but they've decided that's not enough.. they can just withdraw all your balance. I hate such companies, man. I'm reporting them to our central bank under financial fraud.

20 January 2026
Unprompted review
Rated 1 out of 5 stars

ZERO STARTS IF THAT WAS POSSIBLE

They have got some nerves these THIEVES. I gave up on ever seeing my money again after sending OVER 100 "customer support" requests in over a month only to have their garbage AI system to answer things I hadn't even asked. Now they have the ABSOLUTE NERVE to months later send me email requesting documents for "account review". Documents they already had when I was originally forced to open the stupid account with them, which they had already accepted. As others have already pointed out on other review sites, these are just tactics of theirs SO THEY CAN KEEP YOUR MONEY FOR THEMSELVES. Disturbing they are allowed to operate.

16 January 2026
Unprompted review
Rated 1 out of 5 stars

Dumbest Support Ever

It was a terrible experience. Payoneer's customer support is so stupid, inept, and ignorant that they are essentially holding my money hostage. I think this is the worst financial service experience I have ever had. I made a huge mistake by entrusting Payoneer with my money. This business lacks customer respect, responsibility, and urgency. I would strongly advise everyone to stay away from Payoneer at all costs. It is definitely a warning sign if a platform requires you to use Payoneer.

2 January 2026
Unprompted review
Rated 1 out of 5 stars

Trash Level services

F**king service, I can't connect with their live chat. Per reply takes a minimum of 1 day. Also, they take money without giving proper advantages. They charge yearly about to 30$, also the withdrawal dollar rate is much lower. They couldn't help me connect my UK Bank account easily. I will leave Fiverr and Payoneer soon. Carry your business with noob level sellers if you continue with these policies.

30 December 2025
Unprompted review
Rated 1 out of 5 stars

There is no end to payoneer's greediness

All they trying squeeze maximum amount from users by the name of annual fees etc...
They changed minimum amount to receive every year to avoid annual fee from $2000 to $6000... Which shows how much greedy payoneer management is...

I changed all my payment options to Paypal, which is much better than payoneer, and much stable from many years

19 December 2025
Unprompted review
Rated 1 out of 5 stars

they are just stole the money

they are just stole the money, charged annual fees 2 times, maybe it's faut for their corn job processing, and tey even not say it's charged double, they say it's single charge, it's about currency conversions thats why you see multiple transaction bla bla, but i has balance $2280 and after their 2 times charge my balances goes down to around $2218, i don't have any card and there clearnly say for "Annual account fee"

11 December 2025
Unprompted review
Rated 1 out of 5 stars

When I earn some money, They are ready to steal.

I have a small business, When I earn some money, Ther are ready to steal. They are stealing my money for Annual Account Fee & for transaction fee at the same time.

They made the rules, they deduct your money without your permission infact you pay fees for every transaction.

I'm woried they will emty my wallet withut knowing me. Fu** Payoneer. There are more alternatives. I'm leaving...

6 December 2025
Unprompted review
Rated 1 out of 5 stars

Terrible service

Terrible service. 😡
I was charged fees for a card I never received, and despite my messages, no quick solution was provided. It’s unacceptable to charge for a service that was never delivered.

Total lack of transparency and professionalism. I strongly do not recommend this company.😡😡

5 December 2025
Unprompted review
Rated 1 out of 5 stars

The worst!!!!!!!!!!!

The worst!!!!!!!!!!!! Can not change name .... endless verification process.... also somehow my card was hacked AGAIN (NOT SAFE) and i can not get a new card since basicly their customer service is non existant or they hire completely illiterate people!

5 December 2025
Unprompted review
Rated 1 out of 5 stars

The epitome of Incompetence!

I have never seen such utter incompetence in a financial tech application. After spending over 4 hours today and 2 hours last week, and enough documentation to clear the highest levels of NATO security, they still can’t even confirm a payment. They froze my account after 3+ years, claiming not enough documentation. Called "support", and they confirmed that the account was blocked due to documentation, but couldn't offer a solution except to re-apply. Of course, I couldn't "re-apply" because my email was also froze.

25 November 2025
Unprompted review
Rated 1 out of 5 stars

Stay away from Payoneer

Stay away from Payoneer, it is a SCAM! I had to connect my Airbnb account to Payoneer because I had a previous bad experience with Paypal (another total SCAM!) and it simply does not work! They keep up asking me to restart the whole registration process over and over again, while at the same time keeping more than 1000 € which have ALREADY been sent by Airbnb to them! Payments which Payoneer themselves each time communicated by e-mail to have received from Airbnb, complete with ID and amount clearly shown! I sent innumerable e-mails, each time mostly answered by automated reply mails, with the usual non-sense vague guidelines, but never actually answering my specific fundamental question, i.e. where is my money??? Stay away, or you'll risk to be literally robbed!

20 October 2025
Unprompted review
Rated 1 out of 5 stars

there service is terrible

They just wake up and ask for more information details when you submit seconds later, they send you a follow up autogenerated message that they are closing your account. I feel it is a scam or the site itself luck professionalism. i would not recommend anyone to use. infact it should be scrap oof the market

20 September 2025
Unprompted review
Rated 1 out of 5 stars

A Month Without Access to My Own Money

Payoneer has been holding my Patreon funds for over a month with no explanation. Every attempt to get help is met with robotic replies, and every case I open is immediately closed without resolution. Time-wasting, impersonal, and dishonest - I would not recommend this company to anyone who relies on their income.

18 September 2025
Unprompted review
Rated 1 out of 5 stars

Do Not use Payoneer to purchase anything

I got ripped off , seller never sent my product cashed in the money $400 and Payoneer instead of doing an investigation they just closed my account. I have copy of the message with seller they never asked for it and just froze my account. Theta are probably part of the scam. Stay away from that type of payment!

15 May 2025
Unprompted review
Rated 1 out of 5 stars

Absolutely horrible and rude

I wish I could test their services, but I couldn't even register for an account. Everything was going ok, I uploaded all documents, they asked a few follow-up uploads. And then they sent a message 'your account registration has been declined'.

I followed up with the customer support, as they suggested, but instead of explaining the reason, they were very abrupt and said not to send any messages or they will be ignored.

I still have no idea why I can't open an account.

8 September 2025
Unprompted review
Rated 1 out of 5 stars

Payoneer has been the worst experience…

Payoneer has been the worst experience I’ve had with a payment processing company. AI similar verification center does not recognize ME documents. Need to upload again and again. At the end, my account has been declined and blocked. No way to re-apply. It is just wasting time.

5 September 2025
Unprompted review

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