Mr. Cooper Powered by Rocket Mortgage Reviews 8,423

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and understanding approach. Many people highlight the exceptional customer service, noting that representatives are knowledgeable, patient, and dedicated to resolving issues. Reviewers frequently mention that their questions are answered thoroughly and that the staff goes above and beyond to assist them. However, some customers experienced difficulties with payment processing and contacting the company, citing issues with unreturned calls, conflicting information, and problems with the website or app for making payments. A few people also noted that while individual representatives were helpful, the overall process for certain requests, like account changes or obtaining documentation, could be frustrating.

What people talk about most

Staff

Reviewers highlight positive aspects of staff. Customers frequently praise the politeness, knowledge, and... See more

Customer service

Customers express significant frustration and dissatisfaction with customer service, citing extreme... See more

Payment

Customers had ambiguous experiences with payment. Many reviewers reported issues such as hidden charges,... See more

Service

Consumers find service to be ambiguous, with many expressing extreme dissatisfaction, citing issues like... See more

Customer communications

Users describe ambiguous interactions with contact. Many customers report significant difficulties reaching... See more

Reviews shaping this summary

Rated 4 out of 5 stars

They were fast to helping you (once you got through) with resolving minor hardships and taking notes to assure they will help you to catch up with your financial obligations. They read back your reque... See more

Rated 4 out of 5 stars

After my HO insurance premiums increased by $500 a month and I was unaware for 5 months. I worked with the best customer service people ever. They were patient and understanding and oh so helpful.... See more

Rated 4 out of 5 stars

The problem was access to your website which was transitioning to Rocket Mortgage. The customer Service rep shared the status info on the website. You lost a star because I asked the rep to effect c... See more

Rated 4 out of 5 stars

I was affected by the government shutdown and requested a forbearance. The agent that assisted me when I called for a status update was understanding and showed great customer service. She was very in... See more


Company details

  1. Mortgage Lender

About Mr. Cooper Powered by Rocket Mortgage

Written by the company

At Mr. Cooper Powered by Rocket Mortgage, we’re combining deep care and trusted guidance with breakthrough technology to make every homeownership journey seamless and confident at every step.

Nationstar Mortgage LLC (d/b/a Mr. Cooper) and Rocket Mortgage, LLC are separate companies uniting under the same parent organization.
Equal Housing Opportunity
NMLS: #2119 NMLS Consumer Access
NMLS: #3030 NMLS Consumer Access
(www.nmlsconsumeraccess.org)

Contact info

4.2

Great

TrustScore 4 out of 5

8K reviews

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Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Failure to Provide Notice of Login System Changes Resulting in Account Lockout

This was a very poor customer experience.

I attempted to log in to my Mr. Cooper account to pay my mortgage and discovered that I could not access my account. Unknown to me, the login process had changed due to the merger, and I was never notified in advance that this change would occur.

I attempted to log in multiple times, reset my password, and tried to contact customer support, but support was unavailable at the time (closed). There was no message on the Mr. Cooper website indicating that the login process had changed nor was there a message explaining what I needed to do when my login attempts failed.

Three days later, I finally learned that the only way to restore access was to go to rocket.com, create a new account there, and then return to Mr. Cooper and log in using the same credentials. This forces customers to duplicate login credentials across platforms, which is a security risk.

Customers should be clearly notified before any system change that affects access to their accounts—especially when it could delay or prevent timely mortgage payments. Changes should also not require customers to compromise account security by reusing or duplicating credentials across multiple systems.

7 January 2026
Rated 2 out of 5 stars

Loan #713243723

Loan #713243723
Biweekly AutoPay starting on 01/04/2026 selected by me on 12/22/2025. Each payment to be: $1,050.00.
I received an email indicating payments of $1,050. would start on 01/18/2026. In trying to make a change, I now have two payments: (1) $1,050 and (2)
$1,036.69. While #2 is pending, can it be cancelled?

7 January 2026
Rated 2 out of 5 stars

When Mr Cooper Ruined my credit because of their website confusion

When Mr. Cooper took over my loan, I was unable to access the online system for Mr. Cooper until the week before my next payment was due. My loan had been paid on time for the last two years paying bi-monthly with the previous loan company. When I tried to set up the same bi-monthly payments, the website would not let me do that unless I was a full month ahead on my mortgage before I could schedule that option. I paid the june and July payments and thought I had everything set up to bi-monthly. I travel a lot so I had it set in my mind and didn't think about it. A couple of months go by and I started to get emails and such saying I was late on payments. By the time I got back into the system, I was 3 months late and the online system would not let me schedule the payments. When I called in late November or December and I was put on a payment plan. I could not schedule or make that payment until the calendar reached January 1st. I think Mr. Cooper should retract the dings on my credit score because their system would not allow my payments to just continue from my old load company. When you guys took over, it trashed my credit.

7 January 2026
Rated 5 out of 5 stars

Great Online Support

I needed assistance in getting into my account & I wanted to set up a bi-monthly payment schedule for the remaining 4 years of my loan term. Your agent was so helpful in explaining & walking my wife through the steps ( I am blind.)

2 January 2026

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