MotoNovo Finance Reviews 

36,306
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 2,695 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the fast and efficient service, noting that arranging car finance is exceptionally smooth, simple, and entirely straightforward from start to finish. People also highlight the helpful and polite staff who clearly explain loan terms and conditions, making the online application process very easy to follow. Some reviewers were not happy with communication, mentioning that emails were completely ignored and getting proper updates took a very long time. Others struggled to resolve account issues or close agreements, experiencing frustrating delays and poor responses when trying to contact customer support teams.

What people talk about most

User experience

People report positive experiences with user experience, highlighting that the application process is fast,... See more

Service

Reviewers mention positive feedback about service, noting a fast, efficient, and straightforward process from... See more

Staff

Customers consistently note positive experiences with staff, describing the team as very helpful, polite, and... See more

Customer service

Customers report positive experiences with customer service, highlighting very fast response times and... See more

Response time

Reviewers highlight positive aspects of response time, expressing great satisfaction with the fast and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Everything went well, with no real holdups, and the finance deal was clearly explained. There were no hidden fees or anything like that. You have to do a security check that involves sending a video o... See more

Rated 5 out of 5 stars

vanwise are an excellent company from Irfan to Enrico the whole team were superb and helped immensely.. finance was quick n easy .. and the handover went as good as you'd expect ..10/10

Rated 5 out of 5 stars

Happy with the loan terms. However it was a pain having to do the photos online as not tech savvy. Was impressed with how quickly a decision was made. Simon the salesman was very thorough with the... See more

Rated 5 out of 5 stars

I have used MotoNovo for my car purchases in the past and am using them again now. Very reliable company and competitive rates. Would highly recommend.


Company details

  1. Car Finance and Loan Company
  2. Non-Bank Financial Service

About MotoNovo Finance

Written by the company

Who we are

We help thousands of people just like you to fund their next car, van or motorcycle.

When you become our customer, you’re in safe hands. We’ve specialised in motor finance for over 40 years, and are recognised as one of the best car finance providers in the industry.

We’re part of the Aldermore Group, which includes Aldermore Bank plc. Aldermore offers a range of personal and business finance, and savings options.

What we do

We offer finance through trusted dealerships across the UK. Instead of you having to buy the vehicle outright, we purchase it from the dealer. Then you make monthly repayments to us over a set period of time.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

36K reviews

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4.7

All reviews

(36,306)

2,621 reviews in the last 12 months

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Rated 5 out of 5 stars

Decent

Have used MotoNovo twice now for car finance, and there has never been an issue. Always straight forward.

12 August 2026
Rated 1 out of 5 stars

A year after a near‑fatal incident, MotoNovo still denies responsibility — and their treatment of a disabled customer has been appalling

It has now been over a year since I narrowly avoided a potentially fatal accident caused by a vehicle financed through MotoNovo — a vehicle later confirmed by an independent engineer to be sub‑standard and not fit for purpose. Despite clear evidence of serious mechanical faults, MotoNovo continues to deny any responsibility for financing a defective and unsafe vehicle.

What has made this experience even worse is their complete disregard for disability protections. I repeatedly informed MotoNovo of my health condition and vulnerability, yet they consistently failed to make reasonable adjustments, ignored medical evidence, and subjected me to a prolonged, exhausting process that no vulnerable consumer should ever be forced to endure. Their behaviour shows a clear lack of understanding — or respect — for disability rights.

On top of this, MotoNovo’s handling of the case has shown a total lack of compliance with consumer credit law. They refused to investigate the fault properly, attempted to shift the burden of proof onto me, and repeatedly pushed me towards options like voluntary termination instead of addressing the defective vehicle they financed. Their actions contradict the basic obligations of a finance provider under the Consumer Rights Act and Consumer Credit Act.

After a year of stress, financial loss, and institutional indifference, MotoNovo still avoids the core issue:
the vehicle was unsafe, the evidence is clear, and their treatment of a disabled customer has been unacceptable.

I strongly urge anyone considering MotoNovo to avoid this trap. A finance company should protect its customers — especially vulnerable ones — not expose them to danger and then deny responsibility.

27 August 2025
Unprompted review
MotoNovo Finance logo

Reply from MotoNovo Finance

Hi Jarek, we're sorry to hear about your accident and that you're unhappy with our final outcome and your recent experience with us. You can refer your complaint to the Financial Ombudsman Service up to six months from the date of our final response letter. You can get in touch with the Financial Ombudsman Service by visiting their website: Financial Ombudsman Service: Our homepage.

We always strive to work with our customers in a way that supports the individual and their needs. If you'd like to discuss your experience further, please email customercare@motonovofinance.com with your full name, DOB and vehicle details so we can look into this further as we're unable to discuss personal details over a social media platform.

Many thanks,
Team MNF

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