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HQ Mortgage & Finance Reviews 

2,210
TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Evaluating 185 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being highly knowledgeable, professional, and friendly, often going above and beyond to provide exceptional support. Many highlight how advisors make complex processes, like securing a mortgage, feel smooth and stress-free, guiding them patiently through every step. People frequently commend the excellent customer service, noting that advisors are always available and responsive, even on weekends or evenings, to answer questions and provide clear communication. This dedication, combined with quick response times, significantly contributes to an easy, efficient, and reassuring user experience for everyone involved.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness, professionalism, and... See more

Service

Customers consistently note positive experiences with service, highlighting the helpfulness and efficiency of... See more

Customer service

People report positive experiences with customer service, highlighting the helpfulness and detailed... See more

Response time

Users describe positive interactions with response times, highlighting the prompt and efficient communication... See more

User experience

Customers consistently report positive experiences, especially first-time buyers, highlighting how the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We’re so impressed with the service from Lauren. She took the time to fully understand our needs and found us the perfect remortgage product, saving us both money and stress. Communication was alway... See more

Rated 5 out of 5 stars

We can’t thank James Smith enough for his amazing service as our mortgage advisor, everyone tells you how stressful it is buying your first home but James has made the process so seamless and easy... See more

Rated 5 out of 5 stars

Rob has been helping us with financial advice since we bought our first home 7 years ago. He's been always very knowledgeable, easy to get in touch and happy to answer any questions, even ones that do... See more

Rated 5 out of 5 stars

Having Rob from the get go has been brilliant, really helpful and goes above and beyond to find you the best Mortage possible! He’s replied on weekends and evenings and has been able to answer any que... See more


Company details

  1. Mortgage Broker
  2. Insurance Broker

Written by the company

We are an impartial, whole of market mortgage and insurance brokerage covering the UK, most prominent in the South West and London with headquarters in Taunton, Somerset. Our team of advisers offer whole of market advice on a range of mortgage and protection products including equity release and lifetime mortgages.

Featured Services

Written by the company

Buying your first home
Get the very best deal on your first time buyer mortgage with an expert, first time friendly service.
Moving home
Find out what your options are for moving home, save time and money with expert advice on mortgages for home movers.
Remortgages
Find the very best deal for your mortgage, save time and money with whole of market advice.
Buy to Let
Review your property portfolio, or take your first step in to property investment with our expert advice on Buy to Let mortgages.

Contact info

Mortgages Made Simple.

Find the best deal on your mortgage with expert, independent advice.

5.0

Excellent

TrustScore 5 out of 5

2K reviews

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1-star

No recent history of asking for reviews

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5.0

All reviews

(2,210)

175 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Jack Easton was brilliant!

Jack was brilliant and was really helpful and great at communicating the best possible offer. He is knowledgable and kept us updated, explained everything clearly and always made time for questions. Thanks to his expertise, we were able to secure a good mortgage for our first house. I will be happy to refer him to anyone who is looking for a reliable mortgage broker.

27 May 2026
Unprompted review
Rated 5 out of 5 stars

Chelsie Selwood - First Time Buyers

Chelsie made the process simple from start to finish. As first time buyers, everything was brand new to us. Chelsie explained all the initial processes to us in great detail so we knew where to start with our search and got us fantastic rates on our mortgage considering the financial climate at the time. When searching for homes, she gave us guidance and pointers on what to look out for, which properties we’d selected were more attractive, and made sure we understood what questions to ask on viewings. Once we’d selected the property, she liaised with the estate agents to start the process, ensured our lender agreement was in place, and put us in touch with a fantastic solicitor who has made everything so easy. Any questions we had between selecting the property and exchanging, she would always make time for us and answer all questions in detail, if things needed more than a text, she would always arrange a call around our schedules to ensure we were informed and not put out. She also helped us instruct a life insurance policy that was difficult for us to work out ourselves due to complicated needs. Every time she presented offers to us through her recommendations, she always made sure to provide multiple pricing options so we never felt pressured at any point to make financial decisions.

Chelsie is a credit to HQ, and if we or a friend are ever looking to purchase a property again in the future, we won’t hesitate to contact/recommend her.

Thanks for all your help Chelsie!

17 July 2026
Unprompted review
Rated 5 out of 5 stars

Amazing support from Mark!

Mark was brilliant! He took the time to fully understand us, and our needs and found us a great mortgage product. We are first time buyers and he definitely helped take the stress away and reassured us throughout the whole process (even with every silly question we had)

Marks communication was always prompt, and his advice was amazing. The whole process felt smooth from start to finish and we always felt in good hands! We cannot recommend Mark enough - exceptional service!

15 July 2026
Unprompted review
Rated 5 out of 5 stars

Great experience for first time buyers

When buying our first home, the experience was initially overwhelming, so we sought out the help of Ben Cornish. Immediately he was able to ease our worries and patiently explained everything we needed to know about the mortgage process. He helped us organise all of our documents, what was needed, what wasn't, and answered every question we gave him. We felt confident and informed about our mortgage choices. Despite our situation being tricky, as I was a PhD student on a research stipend, our mortgage was approved quickly and Ben laid out exactly what would happen next. Can't recommend him enough!

6 July 2026
Unprompted review
Rated 5 out of 5 stars

Fantastic customer service

Buying your first home can seem very overwhelming, but luckily for us we had Sarah in our corner who was patient and didn't mind explaining and answering any question or query I may have come up with. She secured us a really good rate when the market was unstable and has kept in regular contact to make sure we aren't having any issues. Would highly, highly recommend.

3 July 2026
Unprompted review
Rated 5 out of 5 stars

As a first time buyer

As a first time buyer, Jamie Griffiths really helped me through the mortgage process for the first time. I didn’t have any knowledge on the subject, Jamie took his time to explain the process and important information thoroughly, provided his honest professional opinion that was always in the best of my interests. Quick communication and regular updates throughout. I would definitely recommend and will do in the future, if the opportunity comes up. Thanks Jamie :)

30 June 2026
Unprompted review
Rated 5 out of 5 stars

I can't recommend Chantal Shepherd …

I can't recommend Chantal Shepherd highly enough. She has helped me with my mortgage on two separate occasions, both involving some fairly tricky financial circumstances and each time has been amazing.
Chantal took the time to understand my situation explained everything clearly and worked hard to find the best solution for me. She made what could have been a very stressful situation feel straight forward and manageable always keeping me informed and promptly answering any questions I had. I can't thank her enough.

10 June 2026
Unprompted review
Rated 5 out of 5 stars

I can’t thank James Smith enough for…

I can’t thank James Smith enough for his help with my mortgage. As a first time buyer recently turned self employed I thought I’d be waiting a few more years before I could get a mortgage but James talked me through my options and I was more than happy with the result! After putting an offer in my official mortgage offer came quickly and James continued to support with follow up calls to explain terms and answer any additional questions. I have been recommended James at hqmf by so many friends and family and can see why!

10 April 2026
Unprompted review
Rated 5 out of 5 stars

We had a brilliant experience with HQ

We had a brilliant experience with HQ. We were first time buyers and were very unfamiliar with the process.

Rob was easy to get hold of and worked promptly to get us the best mortgage rate. The whole process was quick and easy to understand.

He then put us in contact with Damien who was equally helpful and quick to respond to our queries.

We would really recommend HQ.

17 June 2026
Unprompted review
Rated 5 out of 5 stars

Lauren Day has been nothing short of…

Lauren Day has been nothing short of amazing for us. Has been incredibly helpful with everything we needed. We have used Lauren for our remortgage in the past and now with selling/moving house. Lauren has taken so much stress out of the process and she's always there to answer any questions. 100% recommend and would never use anyone else. The best out there.

1 June 2026
Unprompted review
Rated 5 out of 5 stars

Lynette McNally!

We cannot thank Lynette enough.
She has gone above and beyond!

She has been amazing from start to finish, answered every question we asked and would chase everything up for us, we now have our perfect first home thanks to her.
Me & my fiancé couldn’t recommend her enough! ⭐️⭐️⭐️⭐️⭐️

16 June 2026
Unprompted review
Rated 5 out of 5 stars

Jack was great

Jack was fantastic throughout the whole mortgage process. He was knowledgeable, approachable, and always happy to answer any questions I had. Thanks to his guidance and expertise, I was able to secure a mortgage smoothly and with confidence. Great communication from start to finish — I'd happily recommend Jack to anyone looking for a reliable mortgage broker.

16 June 2026
Unprompted review
Rated 5 out of 5 stars

Lynette McNally exceeded expectations

Our experience with Lynette McNally exceeded all our expectations of what a mortgage broker could offer. She guided and advised us through the whole process, clearly going above and beyond to support us throughout. Can’t recommend her enough!

15 June 2026
Unprompted review
Rated 5 out of 5 stars

Rob Plaistow

Rob Plaistow, great professional and friendly broker. Have used Rob for all our remortgages and new mortgages and will continue to do so.

4 June 2026
Unprompted review

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