Mortgagebrokermackay Reviews 

Written by the company

Mortgage Broker Mackay arranges home, investment, construction and business finance for people across Mackay, the Northern Beaches and the Pioneer Valley. We start with your income rather than a rate table, because how a lender reads your payslip decides your borrowing capacity more than any rate comparison does — and in Mackay a large share of household income arrives as site allowance, overtime, bonus or contract pay, which every lender counts differently and some will not count at all. So the first thing we do is work out what a lender will actually include, what your commitments cost you on paper, and what needs to change before anything is lodged. Then we choose the lender whose policy fits your situation and tell you which one and why. We work with first home buyers sorting through Queensland grants and the regional price cap on the 5% deposit scheme, mining and FIFO workers, self-employed contractors whose income does not sit on two payslips, refinancers checking whether a switch actually improves their position after exit costs, property investors, upgraders needing bridging finance, and rural and acreage buyers dealing with construction draws and cyclone-region insurance requirements. On standard home loans the lender pays us at settlement, so there is no fee to you — not for the first conversation, the eligibility work or the application. We do not guarantee approvals or quote rates in public; what we promise is that you will know where you stand before you spend anything. Serving Mackay, Andergrove, Beaconsfield, Mount Pleasant, Glenella, Ooralea, Blacks Beach, Bucasia, Eimeo, Rural View, Slade Point, Bakers Creek, Walkerston, Marian, Mirani and Sarina. Call (07) 4849 4617.See more