Monzi Personal Loans Reviews 158

TrustScore 4 out of 5

4.2

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Rated 1 out of 5 stars

Completely dreadful when it comes to fraud on your account and making a complaint about it. General communication, vagueness, patronising and a joke all round during this process. Will be taking it th... See more

Company replied

Rated 5 out of 5 stars

I was knocked back for a loan through this company, but the process was thorough & quick & the team were wonderful. They gave me information on why i was unsuccessful to explain, instead of just a... See more

Rated 5 out of 5 stars

Mozi by far the best Loan company experience I’ve had by far! Loan repayments were so so affordable, as an apprentice I could afford to live comfortably and efficiently. The application process was... See more

Rated 5 out of 5 stars

Simple and streamlined application process. We’re able to refer me to a lender who provided me with an offer and funds were all processed and in my account within one day! Definitely recommend these... See more

Company details

  1. Loan Agency
  2. Car Finance and Loan Company
  3. Finance Broker

Information provided by various external sources

Monzi Personal Loans From $300 To $10,000. We Will Find You The Best Lender Who Can Provide You With Top Cash Loans Straight To Your Pocket. Apply Now!


Contact info

4.2

Great

TrustScore 4 out of 5

158 reviews

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Replied to 66% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Mozi by far the best Loan company…

Mozi by far the best Loan company experience I’ve had by far! Loan repayments were so so affordable, as an apprentice I could afford to live comfortably and efficiently. The application process was so easy yet so simple. I would 100% go through them again. Thank you for an amazing experience!!!

I would recommend this to anyone and everyone xx

10 July 2025
Unprompted review
Rated 5 out of 5 stars

I found the website very easy to…

I found the website very easy to navigate and the application was very smooth through out the whole process.
I will recommend MonZi to my friends and family

3 July 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Corey, really appreciate your kind words! We’re stoked to hear the process felt smooth and easy. Thanks for recommending Monzi to your friends and family.

Rated 3 out of 5 stars

took a while to get an outcome

took a while to get an outcome

11 June 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Lauren, thanks for your feedback. We’re sorry to hear it took longer than expected. While outcomes depend on lender response times, we’re always working to make the process quicker. Appreciate you giving Monzi a go.

Rated 5 out of 5 stars

The process was quick and easy to…

The process was quick and easy to follow, although feedback when not approved would be advantages if possible.
Keep the process simply and I will definitely be a returning customer.

5 June 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Dylan, thanks so much for the thoughtful feedback. We’re glad the process was quick and easy for you. Noted on the feedback about non-approvals, we’re always looking to improve. Hope to see you again soon.

Rated 4 out of 5 stars

They would communicate and follow the…

They would communicate and follow the contract

10 July 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Qyize, thanks for your review! We’re glad you found the communication clear and consistent. Appreciate you choosing Monzi.

Rated 3 out of 5 stars

Nothing specific

10 July 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Mark, thanks for your rating. If there’s anything specific we could improve or if you have feedback to share, we’d love to hear it. Feel free to reach out anytime.

Rated 5 out of 5 stars

I have never had a bad experience…

I have never had a bad experience everything is easy and understandable

10 July 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Naomi, thank you for your continued support! We’re glad you’ve always had a smooth and easy experience with Monzi. Appreciate you being part of our journey.

Rated 4 out of 5 stars

It was easy to use

It was easy to use

1 July 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Rhianna, thanks for the kind words. We’re happy to hear you found Monzi easy to use. Wishing you all the best ahead!

Rated 5 out of 5 stars

We all make mistakes in our early years!

Life gives us curve balls, when it comes to credit we sometimes have that bill that we miss and it sits over our head for years impacting our chance to borrow money for the little things life throws at us, monzi actually look at the situation of each customer and don’t just stop at a flag from 12 years ago that still causes drama, getting a fair go and being able to keep moving forward with life is great, my loan is repaid and my car is running 100% thanks to these guys giving us a go!
If your stuck try them out

14 March 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Brenton, we truly appreciate this honest and powerful review. Everyone deserves a fair go, and we’re so happy we could help you get back on track. Thanks for trusting Monzi.

Rated 1 out of 5 stars

Didn't approve me

Didn't approve me

1 July 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Koby, thanks for your feedback. At Monzi, we match customers with lenders based on real-time insights from their bank statements and credit history. Unfortunately, not everyone will qualify, as lenders each have their own strict eligibility criteria. We understand this can be disappointing, but it’s not a reflection of you personally. If your circumstances change, you’re always welcome to try again.

Rated 1 out of 5 stars

Didnt get an approval

Didnt get an approval

1 July 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Josh, thanks for your feedback. At Monzi, we match customers with lenders based on real-time insights from their bank statements and credit history. Unfortunately, not everyone will qualify, as lenders each have their own strict eligibility criteria. We understand this can be disappointing, but it’s not a reflection of you personally. If your circumstances change, you’re always welcome to try again.

Rated 5 out of 5 stars

It was easy to apply and fast

It was easy to apply and fast

10 July 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Sak, thanks for the great feedback! We’re glad the process felt easy and fast. Wishing you all the best ahead.

Rated 1 out of 5 stars

Got decline all the time

10 July 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Mary, thanks for your feedback. At Monzi, we match customers with lenders based on real-time insights from their bank statements and credit history. Unfortunately, not everyone will qualify, as lenders each have their own strict eligibility criteria. We understand this can be disappointing, but it’s not a reflection of you personally. If your circumstances change, you’re always welcome to try again.

Rated 5 out of 5 stars

Guaranteed

Great service

10 July 2025
Unprompted review
Monzi Personal Loans logo

Reply from Monzi Personal Loans

Hi Ronil, thanks for the great feedback! We’re glad you had a positive experience and appreciate the support.

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