This is my first experience with a line of credit. MoneyKey made the entire process so easy and fast. Their staff is knowledgeable, patient and friendly. I'm delighted to have MoneyKey as a financial... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
It’s the one company that trusted me enough to give me a line of credit when I really needed it - highly recommend- easy process- quick customer service and payments are tolerable . High credit line... See more
Hi, My name is Henry Mc Iver , the experience with money key was fantastic the service was great. Good communication and the agreement was very good you get qualified for your line of credit and used... See more
When there was no one else to help me and no place else to go.I found MoneyKey, who decided to give me a chance. Gave me the line of credit that I desperately needed, with oayments manageable, and the... See more
Company details
About MoneyKey
Written by the company
Online Loans and Lines of Credit Between $200 - $3,500.
MoneyKey is an online lender and service provider, offering a safe and secure online platform. Online credit available through the MoneyKey website include Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online and verify your information; the process is quick1. If your application is approved, you may receive your money the same business day2.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
Visit the Rates page on the MoneyKey website for state availability.
1Not all applications are approved; duration of approval process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, here.
MoneyKey - Get the Money You Need Quickly!
Written by the company
- MoneyKey removes the complexity that consumers often experience when trying to borrow money.
- We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
No hidden fees!
We’re committed to providing transparent products and services.
With an online loan through MoneyKey, you will not be surprised with any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Contact info
United States
- 1-866-255-1668
- customercare@moneykey.com
- moneykey.com
4.5
Excellent
5K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 92% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
like the Moneykey
9 April 2026
The money was easy to get and helped me…
The money was easy to get and helped me so much!!!! Thank you guys!!!!!
14 April 2026
Was there when I needed it fast and easy
8 April 2026
I get offers then I’m not approved for…
I get offers then I’m not approved for anything need stop sending me offers if i don’t get approved
6 April 2026
Convenient and on time.
7 April 2026
Satisfaction
Acknowledging my situation and offering to assist. Was thorough and recapped why I called, my request and implemented the plan. Very polite
10 April 2026
Try other options first
The money was good to get but the interest rate was just way too high. 249% is crazy. It would put you on m an even worse spot than you already were in.
10 April 2026
Reply from MoneyKey
Hello Reuben,
Thank you for sharing your perspective. We have taken note of it and will be sure to pass your feedback on to our team. For any specific questions, please feel free to reach out to us at 1-866-255-1668.
Great company for a loan if your…
Great company for a loan if your needing money for a emergency
10 April 2026
for somebody with not perfect credit…
for somebody with not perfect credit this was a very easy experience and process had my money within five hours, customer service was amazing and quick not one issue
10 April 2026
I really appreciate the opportunity to…
I really appreciate the opportunity to get the funds that I really needed to handle the business that I needed. It was a very great experience.
9 April 2026
You were there when I needed help!
2 April 2026
Paying by weekly makes it so much…
Paying by weekly makes it so much easier for me and being able to borrow money when I need it it’s very helpful
1 April 2026
Quick and easy but for 249% interest it…
Quick and easy but for 249% interest it oughta be. Predatory to thewx! Should be illegal to take advantage of someone this badly.
1 April 2026
Reply from MoneyKey
Hello, Thank you for sharing your perspective. We have taken note of it and will be sure to pass your feedback on to our team. For any specific questions, please feel free to reach out to us at 1-866-255-1668.
Amazing costumer service and experience
Honestly, Moneykey has been an amazing program for the credit line. It is an easy platform to use and my experience with costumer service has been nothing short of amazing.
3 April 2026
Trust Pilot recommend MoneyKey, READ BBB Reviews!
Thank God I didn't go through with it. Trust Pilot are NOT being truthful nor honest! This company, MoneyKey is a predator lender! READ the reviews on BBB. A Class suit action should be started, it is horrendous that Trust Pilot even recommend this company.
4 April 2026
Unprompted review
Reply from MoneyKey
Hello,
Thank you for taking the time to share your concerns.
Please note that at MoneyKey, transparency is important to us. We’re always looking to improve how we disclose information to ensure that all details about cost of borrowing are available upfront to help consumers make informed decisions.
If you have any specific concerns that we can help with, please reach out to us at 1-866-255-1668. Thank you.
My experienced with Money Key was…
My experienced with Money Key was awesome. Very pleasant and quick transfered directly to my account. Highly recommended whoever needs help for emergency purposes. Thank so much MoneyKey. Appreciate your help. ❤️
27 March 2026
Money key made is easy for me to get a…
Money key made is easy for me to get a loan . Nice & very good service thank you money key .
31 March 2026
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.