MetLife Pet Insurance Reviews 

11,271
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 9,678 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease and speed of the claim submission and reimbursement process, often noting how straightforward and efficient it is. Many appreciate the outstanding customer service, highlighting the helpfulness, compassion, and knowledge of representatives who make interactions pleasant. The overall user experience is frequently described as seamless, with people finding the process easy to understand and the online portal simple to navigate, providing peace of mind during challenging times for their pets. However, some customers also noted issues with the claims process, experiencing delays, requests for additional information, or even denials that required further intervention. A few other people also felt that customer service could be inconsistent, mentioning difficulties in reaching representatives or receiving ineffective assistance.

What people talk about most

Claim

Reviewers highlight positive aspects of claim processing, with many customers finding the submission process... See more

User experience

Customers had positive experiences with user experience, consistently praising the ease of navigation and the... See more

Service

People report positive experiences with service, often highlighting the ease and speed of processes like... See more

Response time

Users describe positive interactions with response times, with many customers reporting that claims are... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the helpfulness and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

MetPet was always there when I needed them. Right up til my Great Pyrenees passed away last week. Compassionate, competent, excellent customer service and they understand the medical issues that do... See more

Company replied

Rated 5 out of 5 stars

Once you understand the process and the documents required, the process is very fast and effective. Their AI agents are well trained and the solicitations and condolences are appreciated. We s... See more

Company replied

Rated 5 out of 5 stars

It's nice to have the peace of mind with pet insurance. I have the Preventative health in addition to the illness insurance. How wonderful to actually get money back from going to the vet! The reimbur... See more

Company replied

Rated 5 out of 5 stars

I submitted a claim for processing and received an email saying the claim was received and was being processed. Within two days, I received another email saying how much money we would be received vi... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born. Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3 But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

11K reviews

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4.7

All reviews

(11,271)

9,262 reviews in the last 12 months

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Rated 5 out of 5 stars

Filling a claim is simple and…

Filling a claim is simple and reimbursement was fast.

27 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Alex! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

Customer Service

Getting a hold of a real person on the phone can be a little lengthy, but once I did their help was incredible! They were happy to help me and remediate an issue that popped up due to “automatic approval/denial process”

20 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Autumn. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 1 out of 5 stars

Bad Faith Claims Handling

Honestly, as a medical health professional myself, I could not believe a claim representative would overlook standard of practice and require additional documentation when the veterinarian’s notes were very clear and supportive of the treatment provided… A total disgrace!!! If you’re really interested in providing better service, please feel free to call me at any time!!!

12 June 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Barb. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

Easy quick process

The process is clear for submission of claims and it was quickly processed.

23 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, MB! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Simple and very quick start up with…

Simple and very quick start up with plenty of information along the way

30 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jeremy! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

The website is easy to understand

I was able to compare rates easily and go through the different options without committing to a contract.

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Josephine! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

It was really good

It was great

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Christian! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Was easy and clear

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Alejandro! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

Quick & Easy

Quick & Easy

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Donna! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy sign up

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jennifer! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Manuel! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

MetPet was always there when I needed…

MetPet was always there when I needed them. Right up til my Great Pyrenees passed away last week.
Compassionate, competent, excellent customer service and they understand the medical issues that dogs run into.
It will be difficult to get another dog anytime soon but if I do, I will go right back to MetPet. Five Stars! Thank you.

29 July 2026
Unprompted review
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Glenn. We are deeply sorry about your recent loss. Please know that our thoughts are with you during this difficult time. We appreciate your time and feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

Poppy

like the ability to adjust plan with deductible, and optional preventative

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Anne! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

This was easy to fill out and didn't…

This was easy to fill out and didn't take long

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy and quick

This was an easy process, it was simple to understand and compare prices.

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Amber! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Referred by a friend who’s been very happy with the coverage and service

Referred by a friend who has been very happy with the service

28 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to share a rating of your experience with MetLife Pet Insurance. Our team is happy to answer any questions you may have at this time. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you!

Rated 3 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Judith. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

It was easy and smooth to registere our…

It was easy and smooth to register our dog for pet insurance

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Carlos! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy Does It

They made it easy

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jody! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Marvin! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

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