Metal Pay Reviews 605

TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

metal is best to buy crypto with low fees , they send them to wallet fast you get bitcoin real fast on there network i notice, everyone else take 30-90 minutes. i love see metal pay add more cryp... See more

Rated 4 out of 5 stars

*update: I am an idiot lol I’m really tired of needing MetalX, MetalPay and WebAuth to handle all of my xpr, metal, loan etc. Plus! I’m trying to navigate converting back to fiat to cover an emergen... See more

Company replied

Rated 4 out of 5 stars

The metal pay app is Very professional looking; The orders are fulfilled quickly. My connection to my bank was really quick. I love the Metallicus Network is utilizing xrp.

Rated 5 out of 5 stars

Metal Pay is your future. Has a good mix of crypto (I'm an X coins believer, so...) Next step is to get on the WebAuth Wallet so you can store and stake them on MetalX and borrow and act like what a... See more

Company details

  1. Cryptocurrency Service

About Metal Pay

Written by the company

Metal Pay

Metal Pay allows you to buy, sell, deposit and withdraw your crypto assets instantly. Store your existing portfolio or start your first with Metal Pay.

Buy, sell and withdraw crypto

Debit & credit card purchases

External wallet withdrawals

Secure storage

Lowest Fees in the Industry

Buy with Debit or Credit Card

Quickly purchase and withdraw crypto assets to your external wallet, or store them safely in Metal Pay.

The Best Customer Support in Crypto

24/7/365 Live Chat & Email Support

You will receive a response to any issues you may have within minutes or even seconds by a real human support agent that will go above and beyond to ensure your satisfaction.

Lowest Fees in the Industry

Written by the company

Buy with Debit or Credit Card
Quickly purchase and withdraw crypto assets to your external wallet, or store them safely in Metal Pay.

The Best Customer Support in Crypto

24/7/365 Live Chat & Email Support

You will receive a response to any issues you may have within minutes or even seconds by a real human support agent that will go above and beyond to ensure your satisfaction.

Contact info

You should know

4.4

Excellent

TrustScore 4.5 out of 5

605 reviews

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1-star

Replied to 89% of negative reviews

Typically replies within 1 week

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Rated 4 out of 5 stars

Looking forward to the developments

*update: I am an idiot lol
I’m really tired of needing MetalX, MetalPay and WebAuth to handle all of my xpr, metal, loan etc. Plus! I’m trying to navigate converting back to fiat to cover an emergency expense and as it turns out? I can’t directly convert to fiat. This is frustrating.

18 April 2026
Metal Pay logo

Reply from Metal Pay

Metal Pay is designed as the simple custodial wallet. The advanced DeFi and staking functionality is within WebAuth and Metal X by design. If you want an easier experience, you can just use Metal Pay.

Converting to fiat is coming soon and is under development.

Rated 1 out of 5 stars

Went to purchase Xpr with AUD and was…

Went to purchase Xpr with AUD and was refunded back to USDC this is useless to me as it’s a real pain in the back side to change back.
Why was my purchase refunded on the first place?

17 April 2026
Metal Pay logo

Reply from Metal Pay

You can use the USDC credited to reattempt your XPR purchase. It did not fill so we credited you the USDC so you can try again immediately.

Rated 1 out of 5 stars

Delaying

Delaying my profit 📈

9 April 2026
Metal Pay logo

Reply from Metal Pay

Metal Pay cannot guarantee profits. We cannot support your account due to violation of the Terms of Service agreement.

Rated 1 out of 5 stars

App failed it didn’t accept my deposit

App failed it didn’t accept my deposit

8 April 2026
Metal Pay logo

Reply from Metal Pay

If you have deposit issues, contact the CS team 24/7/365 via in-app live chat or email support@metalpay.com to receive help within minutes.

Rated 1 out of 5 stars

Re :367696

Re :367696

Metal Pay is a scam. They froze my account after two deposits

I have answered security questions twice and just asked them to return my funds to my bank

They said they need three months bank statements to prove my identity

These are new bank accounts. My name is on the PDF I sent them

Repeated emails they need three bank statements to return my money

I opened account without three months statements.

WHY DO THEY NEED THEM YO RETURN MY FUNDS

THIS IS A SCAM. I HAVE BEEN BACK AND FORTH WITH THEM FOR OOVER A MONTH

BEWARE!!

15 April 2026
Unprompted review
Metal Pay logo

Reply from Metal Pay

Due to risky behavior observed, we are requesting additional information which has not been provided. Until it is provided in full, we are unable to release any funds.

Rated 1 out of 5 stars

It’s been pending since April 2nd I…

It’s been pending since April 2nd I want my money back, this is ridiculous!

2 April 2026
Metal Pay logo

Reply from Metal Pay

Due to factors observed, we have requested bank statements which have not been provided, so your withdrawal is still left as pending.

Rated 1 out of 5 stars

A $600 order for XPR was filled then…

A $600 order for XPR was filled then refunded.

5 April 2026
Metal Pay logo

Reply from Metal Pay

The order did not fill so our system gave you equivalent value in MTL. In the event this happens, you can use the refund value to reattempt your desired purchase. It looks like you bought ETH and withdrew it successfully.

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